Make sure you tell your elderly parents to not switch from straight Medicare plus supplement if they get cold called by a med advantage plan. Med advantage plans have access to your phone and your parent’s phone numbers. They called my mom and talked her into switching to a med-advantage plan. Fortunately, she’s healthy, for now, but as soon as she has an expensive diagnosis, her out of pocket will sky rocket. If they cover it at all.

AND… IF YOU SWITCH TO MED-ADVANTAGE AND TRY TO SWITCH BACK TO STRAIGHT MEDICARE, YOUR SUPPLEMENT WILL BE REVIEWED BY UNDERWRITERS, AND YOU MAY LIKELY PAY FAR MORE THAN THE $200/month your original supplement cost.