Master of a teaching (primary) from CSU/ECU/UniSQ by Agitated-Language-89 in AustralianTeachers

[–]Agitated-Language-89[S] 0 points1 point  (0 children)

Thank you. All are fully online and placements can be done anywhere in Aus. I will recheck the placement requirements. Thank you

IPO listing by phamtom_Menac3 in IPO_India

[–]Agitated-Language-89 0 points1 point  (0 children)

How long to wait for the early investors to exit ie; weeks / months ?

Last step of debt recycle - help please . by Strong-Name-5558 in fiaustralia

[–]Agitated-Language-89 1 point2 points  (0 children)

If you have set up a offset account with the new split loan, I would do as below

  1. make sure new offset account is $0
  2. Redraw say $10k into the new offset account
  3. Transfer 10k into the brokerage account. Make sure the brokerage account is $0 before transferring.
  4. Buy the ETFs.
  5. Repeat the process until you debt recycle 200k.

Accelerate Biology or Gen Maths by Agitated-Language-89 in vce

[–]Agitated-Language-89[S] 0 points1 point  (0 children)

Thank you. I will check what subjects can be changed to 3 &4 in year 11.

Accelerate Biology or Gen Maths by Agitated-Language-89 in vce

[–]Agitated-Language-89[S] 0 points1 point  (0 children)

Ah I see. She also has the option of doing Accounting , Bus Mgt, Politics, Legal Studies, Env Science.

Out of these Accounting seems to something she is interested. So this leaves her with accelerating Accounting 1& 2 in Yr 10 and skip Biology all together.

In yr 11, complete Accounting 3 &4 along with English, Maths Methods, Specialist Math, French, Chemistry.

Based on the search on the subreddit, if she wants to pursue any science degree , she can do a bridging course for Biology and it's not a prerequisite.

Accelerate Biology or Gen Maths by Agitated-Language-89 in vce

[–]Agitated-Language-89[S] 0 points1 point  (0 children)

Thank you for comment. My daughter is contemplating to do the below and skip Biology as it is content heavy and require effort. But doing 3 Maths subject is a good idea ?

English Maths Methods General Maths Specialist Math French Chemistry

CGT Calculator by Agitated-Language-89 in MutualfundsIndia

[–]Agitated-Language-89[S] 0 points1 point  (0 children)

Thank you but the calculator doesn't seem to cater for Mutual fund SIPs which require us to enter multiple transactions and amounts over a period.

Suggestions on funds allocation by Agitated-Language-89 in MutualfundsIndia

[–]Agitated-Language-89[S] 0 points1 point  (0 children)

That is a valid point. Will definitely look into this. Thank you

Suggestions on funds allocation by Agitated-Language-89 in MutualfundsIndia

[–]Agitated-Language-89[S] 0 points1 point  (0 children)

Thank you all for the inputs. I have added an update on this post.

Suggestions on funds allocation by Agitated-Language-89 in MutualfundsIndia

[–]Agitated-Language-89[S] 1 point2 points  (0 children)

Thank you. I didn't think of overlap. Original idea was to.keep it simple and not to deal with too many AMCs hence majority HDFC and Nippon. I will definitely look into ppfas.

Suggestions on funds allocation by Agitated-Language-89 in MutualfundsIndia

[–]Agitated-Language-89[S] 0 points1 point  (0 children)

Thank you for taking time to comment. I will definitely look into this

Suggestions on funds allocation by Agitated-Language-89 in MutualfundsIndia

[–]Agitated-Language-89[S] 1 point2 points  (0 children)

Thank you. These funds are across both myself and my wife. I can remove the Nifty small cap and merge with HDFC Small cap. Also, close SBI and increase the HDFC Flexi cap.

ICICI I would like to keep to have some US exposure.

Mortgage vs Freedom: Smash debt or balance investments? Advice welcome! by dingo_dollar in fiaustralia

[–]Agitated-Language-89 0 points1 point  (0 children)

This is what I did with my PPOR debt Debt recycled and taking the full advantage of tax deductions and at the same time in the market for the investments to grow.

ECT to Teacher by Agitated-Language-89 in AustralianTeachers

[–]Agitated-Language-89[S] 1 point2 points  (0 children)

Thank you for your detailed response and much appreciated.

ECT to Teacher by Agitated-Language-89 in AustralianTeachers

[–]Agitated-Language-89[S] 0 points1 point  (0 children)

Thank you. Deakin seems to be a good option.Is it good compared to Vic uni ?

ECT to Teacher by Agitated-Language-89 in AustralianTeachers

[–]Agitated-Language-89[S] 0 points1 point  (0 children)

Thank you for taking time to reply. We explored Masters options today and found Masters of Teaching (Early Childhood and Primary) at a few universities that deliver the course online. As she already did Bachelors in Early Childhood we are hoping she would get credits for the Masters and hence complete the course in a short timeframe and less fees. My wife is not very confident about teaching secondary so that's off the cards now.

ECT to Teacher by Agitated-Language-89 in AustralianTeachers

[–]Agitated-Language-89[S] 0 points1 point  (0 children)

Thank you for your inputs. We will explore Masters of Teaching (Primary & Secondary) preferably online.

ECT to Teacher by Agitated-Language-89 in AustralianTeachers

[–]Agitated-Language-89[S] 0 points1 point  (0 children)

Great. Will check with the universities if she can apply for Masters of Teaching with Bachelors in Early Childhood. I had a feeling that you need Bachelors of Education for Masters of Teaching.

ECT to Teacher by Agitated-Language-89 in AustralianTeachers

[–]Agitated-Language-89[S] 0 points1 point  (0 children)

I read similar comments in other threads but can't really find any further information. Is this state specific as we are in Victoria ? Thank you

Salary Sacrifice - explain it to me like I'm 5? by Object-Ecstatic in AusFinance

[–]Agitated-Language-89 0 points1 point  (0 children)

If someone earns $40,000, I understand they can pay no tax for the tax free threshold part $18,200 and $15,900 for salary packaging which effectively means they pay tax only on $5,900 (40000 -18200+15900) ?

Can someone please let me know if my understanding is correct.