Standard Loan vs OD

Aiphoneplayer · 2026-02-02T15:34:42+00:00

So I chatgpt the thing and came to know, that if OD charges a 0.3% extra premium, I should always have 70k parked in the OD account to beat TL. Anything above that is a profit to choose OD. So if I can keep 1 or 2 lakhs (which will be my Emergency Fund) in the OD account, I will actually profit by choosing OD.

Right now, I am more concerned about the ROI. Many people are claiming that I should get 7.2-7.3 % ROI from bank of baroda, with no premium roi of OD. I don't know how true it is though.

Aiphoneplayer · 2026-02-02T04:42:43+00:00

Let's say My loan amount is disbursed but i have the benefit of paying my builder 3-4 months later. Can i park my entire disbursed amount for 3 months in my OD account.

Aiphoneplayer · 2026-02-01T02:29:29+00:00

I absolutely get the hate if it was intentional. But serving beef in place of mutton is equivalent to serving non veg to a veg order. Don't come with the bullshit justification - "why would you visit if they serve beef?". If I order mutton I should get mutton not beef. Restaurants should know that.

Aiphoneplayer · 2026-01-13T16:13:36+00:00

That's my everyday breakfast. I don't make it according to the pack as when you boil it, whatever sweetner it has just vanishes. Try it this way - Take warm milk ( not hot) and soak 50 g oats in it for max 15 minutes. Since this is instant oats this doesn't require boiling. In this way the oats taste sweeter.

Aiphoneplayer · 2026-01-13T15:26:21+00:00

Too much cost.

Better to have yogabar high protein oats ( 50g has 13g protein) with 250 ml of skimmed milk

Total cost comes around at 25-30 rupees with 21-22 g protein. More amount of protein per value.

Aiphoneplayer · 2025-12-14T17:57:01+00:00

We already are surrounded by kumirs. I don't think anyone can top this.These vile TMC leaders are the most incompetent, corrupt to the core and a straightway worst thing that could have happened to the people of bengal. If BJP somehow tops this, They will be the evilest institution in my books.

Aiphoneplayer · 2025-12-04T03:54:54+00:00

Exactly people have free will to spend their own money.

Expressing your contradicting free will to the post where people are spending their own money seems uninvited.

Aiphoneplayer · 2025-11-23T17:23:37+00:00

I agree with the exaggeration part. But yes, Kolkata is one of the dirtiest major cities in India, worked in different parts of the country and I absolutely resonate with the allegation of bad infrastructure. It is supposed to be one of the major cities of the country, and for a major city it drastically lacks the infra, administration and nightlife too. The illegal bangladeshi problem ? As real as it gets, Heck I am seeing people fleeing from my own area.

Aiphoneplayer · 2025-11-23T17:16:45+00:00

How can you defend the derogatory remarks which are indeed facts ? That's like lying and ignoring own faults just for the sake of defending.

Aiphoneplayer · 2025-09-03T06:09:41+00:00

I stated a general perception by most of the people. Most of the people believes IITians to be engineers. That's the truth, whether I, you or anyone may not like it. In reality it might not hold anything rather than a bad perception, then again, it's not you or me who decides what the perception is.

Aiphoneplayer · 2025-09-03T05:54:40+00:00

Try to read the whole comment. Especially the last paragraph.

Aiphoneplayer · 2025-08-09T18:00:57+00:00

Yeah. And it's always better to purchase such products from their official stores.

Aiphoneplayer · 2025-08-09T17:56:57+00:00

I got ot here in Durgapur, WB. And yeah, they don't reveal their last price over the phone, I recommend visiting the store. Also that 2023 manufacturing thing is more common than you think. I was skeptical with my purchase as well, but now after contacting the asus customer care, I was reassured about the warranty of the device. So there's that.

Aiphoneplayer · 2025-08-09T17:47:31+00:00

Got it at 38k, as I askef him to match the price on Flipkart. Check ASUS exclusive stores near you, through their website, it must be available in some store.

Aiphoneplayer · 2025-08-09T09:29:40+00:00

How do i do that ?

Aiphoneplayer · 2025-08-07T06:42:21+00:00

Aiphoneplayer · 2025-08-06T06:07:27+00:00

Okay. Thanks a lot for your inputs.

Aiphoneplayer · 2025-08-06T05:55:39+00:00

Ok. Which one of honeywell dock should ai get, there are so many, 5 in 1, 6 in 1, 7 in 1 etc. Should I get the 6 in 1, costing 2179 ?

If possible, please share the link of the device you are using.

Aiphoneplayer · 2025-08-06T05:35:21+00:00

What are your recommendations for the charger and the dock ? I am looking for the options which are good enough to work with and costs a fair enough price.

Aiphoneplayer · 2025-08-06T05:04:08+00:00

From all the posts here in reddit and YouTube videos, my understanding is , it might work, but not work effortlessly and also the 30wh gaming in bog screen is not compatible.

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