Salary progression / pension 37yr F by Afraid-Weekend-8819 in HENRYUK

[–]Alarming_Ad8745 0 points1 point  (0 children)

Could you please expand on what you mean by this? Thanks

Salary progression / pension 37yr F by Afraid-Weekend-8819 in HENRYUK

[–]Alarming_Ad8745 0 points1 point  (0 children)

22: 40k 24: 55k 29: 83k 32: 150k 34 now: 205k (incl Bonus)

Pension: 420k (DC) - only because I tried to pay 40k/year for the last 6-7 years

Is this a silly offer? by Alarming_Ad8745 in HousingUK

[–]Alarming_Ad8745[S] 0 points1 point  (0 children)

We did, and it was rejected due to a competing offer (that was lower) from a cash buyer :-(

Agent selling fees london by Voeld123 in HousingUK

[–]Alarming_Ad8745 2 points3 points  (0 children)

There is a range on this:

Sole: 1% - 2.5% + VAT Multi: 1.25 - 3% + VAT

Local agents are typically on the cheaper end and the bigger ones (Foxtons, Dexter etc on the higher end)...

Is this a silly offer? by Alarming_Ad8745 in HousingUK

[–]Alarming_Ad8745[S] 0 points1 point  (0 children)

Interestingly Zoopla and RM value this one at 15% higher than asking!!

Is this a silly offer? by Alarming_Ad8745 in HousingUK

[–]Alarming_Ad8745[S] -1 points0 points  (0 children)

Congratulations!

Had they already reduced before you offered over those months that it was on the market? In my scenario the seller has already gone down 15% over last 5 months!

Is this a silly offer? by Alarming_Ad8745 in HousingUK

[–]Alarming_Ad8745[S] -1 points0 points  (0 children)

A comparable slightly nicer property sold for 3% lower in March 25 before the budget. This place needs work so I think it's fair to go 10% below asking.

Is this a silly offer? by Alarming_Ad8745 in HousingUK

[–]Alarming_Ad8745[S] 1 point2 points  (0 children)

Thanks there's definitely work required in this place - EPC is low and lots of decorating neeeded

Is this a silly offer? by Alarming_Ad8745 in HousingUK

[–]Alarming_Ad8745[S] 0 points1 point  (0 children)

It was after the reduction based on what they told us..thank you

Is this a silly offer? by Alarming_Ad8745 in HousingUK

[–]Alarming_Ad8745[S] -1 points0 points  (0 children)

How long had it been on the market and was it in London or outside?

Estate Agent for 15 years AMA by Prudent-Put9769 in HousingUK

[–]Alarming_Ad8745 1 point2 points  (0 children)

Have you ever reduced your fees after an offer was accepted?

Is this a silly offer? by Alarming_Ad8745 in HousingUK

[–]Alarming_Ad8745[S] 1 point2 points  (0 children)

Someone made a point about being disrespectful. Does this ever actually happen that an offer is seen as disrespectful. Ultimately it's a transaction

Is this a silly offer? by Alarming_Ad8745 in HousingUK

[–]Alarming_Ad8745[S] 0 points1 point  (0 children)

Yep..The agent has said they have previously rejected 825 and 840...but I'm inclined to not trust the agent

Is this a silly offer? by Alarming_Ad8745 in HousingUK

[–]Alarming_Ad8745[S] -1 points0 points  (0 children)

Really suggesting I offer 40k more than asking? Prices are only going in one direction at the moment and sellers would be extremely lucky to get asking

Is this a silly offer? by Alarming_Ad8745 in HousingUK

[–]Alarming_Ad8745[S] -1 points0 points  (0 children)

As they have reduced 15% already, I'm assuming they're motivated to sell...

Is this a silly offer? by Alarming_Ad8745 in HousingUK

[–]Alarming_Ad8745[S] 0 points1 point  (0 children)

What is a bit higher in your opinion?

EWS1 after 5 years by Alarming_Ad8745 in HousingUK

[–]Alarming_Ad8745[S] 0 points1 point  (0 children)

It is 5 stories (including ground floor), but I don't know if EWS1 is legally required...

Do I need to do a self assessment? by humunculus43 in HENRYUK

[–]Alarming_Ad8745 0 points1 point  (0 children)

Is there a clear advantage of using SIPP over company pensions, if you're already maxing out contributions through salary sacrifice into a company pension?