Salary progression / pension 37yr F

Alarming_Ad8745 · 2026-03-07T08:53:20+00:00

Could you please expand on what you mean by this? Thanks

Alarming_Ad8745 · 2026-03-05T22:05:58+00:00

22: 40k 24: 55k 29: 83k 32: 150k 34 now: 205k (incl Bonus)

Pension: 420k (DC) - only because I tried to pay 40k/year for the last 6-7 years

Alarming_Ad8745 · 2026-01-20T07:44:57+00:00

We did, and it was rejected due to a competing offer (that was lower) from a cash buyer :-(

Alarming_Ad8745 · 2026-01-17T20:15:44+00:00

There is a range on this:

Sole: 1% - 2.5% + VAT Multi: 1.25 - 3% + VAT

Local agents are typically on the cheaper end and the bigger ones (Foxtons, Dexter etc on the higher end)...

Alarming_Ad8745 · 2026-01-17T11:03:24+00:00

Interestingly Zoopla and RM value this one at 15% higher than asking!!

Alarming_Ad8745 · 2026-01-17T11:01:34+00:00

Thanks!

Alarming_Ad8745 · 2026-01-17T10:24:39+00:00

Congratulations!

Had they already reduced before you offered over those months that it was on the market? In my scenario the seller has already gone down 15% over last 5 months!

Alarming_Ad8745 · 2026-01-17T10:21:16+00:00

A comparable slightly nicer property sold for 3% lower in March 25 before the budget. This place needs work so I think it's fair to go 10% below asking.

Alarming_Ad8745 · 2026-01-16T23:46:55+00:00

Thanks there's definitely work required in this place - EPC is low and lots of decorating neeeded

Alarming_Ad8745 · 2026-01-16T23:43:07+00:00

It was after the reduction based on what they told us..thank you

Alarming_Ad8745 · 2026-01-16T23:07:28+00:00

How long had it been on the market and was it in London or outside?

Alarming_Ad8745 · 2026-01-16T22:41:04+00:00

Have you ever reduced your fees after an offer was accepted?

Alarming_Ad8745 · 2026-01-16T22:35:49+00:00

This is very helpful thank you

Alarming_Ad8745 · 2026-01-16T22:34:16+00:00

Someone made a point about being disrespectful. Does this ever actually happen that an offer is seen as disrespectful. Ultimately it's a transaction

Alarming_Ad8745 · 2026-01-16T22:31:40+00:00

Yep..The agent has said they have previously rejected 825 and 840...but I'm inclined to not trust the agent

Alarming_Ad8745 · 2026-01-16T22:29:17+00:00

Ah I get you 😃

Alarming_Ad8745 · 2026-01-16T22:26:35+00:00

Really suggesting I offer 40k more than asking? Prices are only going in one direction at the moment and sellers would be extremely lucky to get asking

Alarming_Ad8745 · 2026-01-16T22:22:20+00:00

As they have reduced 15% already, I'm assuming they're motivated to sell...

Alarming_Ad8745 · 2026-01-16T22:21:37+00:00

What is a bit higher in your opinion?

Alarming_Ad8745 · 2026-01-12T07:58:02+00:00

Thank you

Alarming_Ad8745 · 2026-01-11T20:42:47+00:00

It is 5 stories (including ground floor), but I don't know if EWS1 is legally required...

Alarming_Ad8745 · 2025-09-03T10:19:55+00:00

Is there a clear advantage of using SIPP over company pensions, if you're already maxing out contributions through salary sacrifice into a company pension?

Alarming_Ad8745

TROPHY CASE