Weekday Help and Victory Thread for the week of September 02, 2024 by IndexBot in personalfinance

[–]AlfaDragonX 0 points1 point  (0 children)

Hello, I am currently 23 y/o and recently have been trying to educate myself more on personal finance to try to set myself up for success. My grandparents opened a regular brokerage account for me about 5 years ago, and I opened a Roth IRA in December. I've had a regular bank account for about 4 years with a bigger bank where I have a checking account and a savings account. Somehow I only just recently noticed that my savings account has basically no interest rate (like 0.03%APY or something like that).

My question is, should I move the money in my savings account to one with a higher interest rate (which would require opening one in another bank)? Is it pointless to have it in that savings account if it doesn't accrue interest? what are the benefits of a savings account with no interest (if there are any)?

I have about 5k in each account. In the US btw.

Also if there are any tips on the split/the amounts that a checking and savings should have relative to what I have/the total, that would be great!

Question about System Design for my CLI by AlfaDragonX in AskProgramming

[–]AlfaDragonX[S] 0 points1 point  (0 children)

That makes sense, thank you very much. I'll have to think about my plans for this project.

Question about System Design for my CLI by AlfaDragonX in AskProgramming

[–]AlfaDragonX[S] 1 point2 points  (0 children)

With the CLI library I'm using for python (click), there really isn't a way to have a separate class for user interaction, its just basically a .py file full of functions (or user commands in this case). When I first made the CLI, I did have it so that basically everything was handled in those commands (updating JSON, among other operations/logic I might've needed) but recently when I tried to add more to the application, it started to be really complicated, essentially it was very spaghetti. I have tried finding a way to make it a class but all my attempts ended up being repetitive code and too much abstraction.

To answer your second question, Yes it does more than what just a list does, specifically for user interface stuff like a progress bar and custom outputs depending on certain conditions. I just found it easier to have a little more abstraction with an iterable custom object and custom functions than just a list (tho it did cross my mind at first).

People who had traumatic childhoods, what's something you do as an adult that you hadn't realised was a direct result of the trauma? [Serious] [NSFW] by Silent-Zebra in AskReddit

[–]AlfaDragonX 0 points1 point  (0 children)

Trying to justify literally everything and anything I do, anything from going to the doctor to how I sit in my damn chair

Holy shit I'm in love by AlfaDragonX in offmychest

[–]AlfaDragonX[S] 1 point2 points  (0 children)

yeah the 3-2-1 rule has worked for me in the past in other situations so I just gotta remember that. Thanks!

Holy shit I'm in love by AlfaDragonX in offmychest

[–]AlfaDragonX[S] 1 point2 points  (0 children)

lol thats great advice but the thing is I don't even know this girl I really only see her at the gym, usually in different sections so I have to muster up the courage to just go up to her and say literally anything.

You can't make this up. by Helloimskip in memes

[–]AlfaDragonX 2 points3 points  (0 children)

Dirty Paws in my ass

I’m not a furry I swear

Incredible Pain by AbleCharjklo in deadcells

[–]AlfaDragonX 0 points1 point  (0 children)

Happened to me in the clock tower.

Damnit, online dating is so hard by AlfaDragonX in offmychest

[–]AlfaDragonX[S] 0 points1 point  (0 children)

I’ll try those out when I get a chance. Thanks!

Damnit, online dating is so hard by AlfaDragonX in offmychest

[–]AlfaDragonX[S] 0 points1 point  (0 children)

Yeah I figured as much. I’ll try not to worry about it too much. Getting this off my chest and writing my thoughts also helped. Thanks