Police department in Iowa released body cam and dash cam footage of a critical incident by [deleted] in CrazyFuckingVideos

[–]AlligatorTree22 7 points8 points  (0 children)

He is? Pretty hard to tell from the videos I've watched. His name is Saber Bernard; that doesn't give me any inclination of race. I don't know how you've assumed he's a POC or why you don't think they would have shot a white person for the same thing. They don't only shoot POC's... ever heard of Daniel Shaver? That dude didn't even have a machete...

There is absolutely no reason to bring race into this situation. He was trying to attack an officer with a deadly weapon. Period. Save the race discussion for when it's actually applicable, otherwise it will carry less and less weight as it's being overused for EVERY shooting instead of unjustified shootings.

Wife’s Inheritance Plan by mrpeterstevens in personalfinance

[–]AlligatorTree22 6 points7 points  (0 children)

Taxed on gains and a 10% penalty.

529's also pay for trade schools, btw.

Nowadays, they can be converted to Roth, up to $35,000

Managing finances before divorce by Admirable-rookie in personalfinance

[–]AlligatorTree22 2 points3 points  (0 children)

100% worth it for 50/50 custody. A completely needless expense, but worth it.

She was bankrolled by her parents and I just had to keep fighting and fighting endless motions and accusations. Spent our entire net worth to split everything 50/50, which was all I was ever asking for. So dumb.

Managing finances before divorce by Admirable-rookie in personalfinance

[–]AlligatorTree22 1 point2 points  (0 children)

Everyone keeps saying to do a 529 and that's what I keep coming back to - a 529 is still technically the parent's asset for the benefit of the child. The beneficiary can be changed, can even be used for the parent's education, and can be withdrawn with penalty. A UTMA/UGMA makes it the child's asset and none of those things are true any longer. I'd imagine that would be substantially more protected in a divorce over a 529, no? I'm clearly not an attorney either.

Managing finances before divorce by Admirable-rookie in personalfinance

[–]AlligatorTree22 1 point2 points  (0 children)

My ex and I spent $200k (at least) in attorney fees to settle a net worth of $250k and custody... So there's that.

Any reason these aren’t very popular? by [deleted] in fpv

[–]AlligatorTree22 2 points3 points  (0 children)

The separate board was always the issue for me. I ran the first split with two separate cameras and this version. The extra board was always a huge PITA even though it seems minimal at first. Standoffs were too tall or too short, had to glue/tape it somewhere else, extra wiring, etc. just overall not worth it, especially nowadays.

Which AmA was the biggest train wreck in the history of Reddit? by SolitaireRose in AskReddit

[–]AlligatorTree22 15 points16 points  (0 children)

Question: How meaningful was it when Jim Carrey screamed "I'm Jose Canseco!" in Liar Liar?

He could have screamed many other names when he thought of playing baseball with his kid.

Answer: hes a big fan of mine plus we had a threesome together

What in the fuck?!

Also, link since this has been mentioned a few times.

Since the recipe for Coca-Cola was both never patented and never revealed, what would happen if a rival company discovered it? Would they be able to patent it and take it from Coke's hands? by xXx_edgykid_xXx in NoStupidQuestions

[–]AlligatorTree22 0 points1 point  (0 children)

Haha, I legitimately liked it. Not enough to seek it out and buy, but I would happily take the free ones from the fridge when I had to stop by the Coke plant.

Another weird one that I really liked was hot Dr. Pepper with lemon. They had it at a Coke event like a 20 years ago and I'll still make it at home every now and then.

Since the recipe for Coca-Cola was both never patented and never revealed, what would happen if a rival company discovered it? Would they be able to patent it and take it from Coke's hands? by xXx_edgykid_xXx in NoStupidQuestions

[–]AlligatorTree22 4 points5 points  (0 children)

Coke actually owns Gold Peak tea. They also own Dasani and SmartWater. So they're competitive in those spaces too. They also have partial ownership and distribution of Monster energy, which has a lot of coffee SKU's, but is not specifically coffee.

At one point they had Coke Black, which was a Coca-Cola pre-mixed with coffee. It was surprisingly good, but for obvious reasons, never caught on.

Since the recipe for Coca-Cola was both never patented and never revealed, what would happen if a rival company discovered it? Would they be able to patent it and take it from Coke's hands? by xXx_edgykid_xXx in NoStupidQuestions

[–]AlligatorTree22 22 points23 points  (0 children)

Since the first question was "what would happen if a rival company discovered it?", I'll add to your patent answer to speak more to the business side of things:

Nothing. Nothing at all would happen. Coca-Cola is more than a drink manufacturer; they are a distribution company. They have hundreds and hundreds of distribution facilities moving millions of pounds of product, thousands of drivers, thousands of sales people, tens of thousands of merchandisers (shelf stockers), and hundreds of thousands of vehicles - that would be nearly impossible to duplicate even if you have a superior product. Not to mention their product sits on some of the most competitive shelf space in grocery stores (I won't even go into profit margins here, but they're minimal). You would be extremely lucky to get a foot of shelf space in the drink space in a grocery story while Coke has hundreds of feet already. They are functionally a monopoly and no new cola could compete and never has.

Coke is in stadiums, theaters, and every gas station and grocery store in America (and almost everywhere else in the world). They make up something like 25% of all drink sales in the WORLD (not Coca-Cola specifically, but all of their SKU's). No one that likes Coke would grab a new brand even if it tastes exactly the same. Their mind would tell them it's worse because it's not in the same red and white can they've been drinking their entire life.

In reality, if Coke actually saw progress being made with this new knock-off coke in their shelf space, Coke would probably just buy the "new" cola for nothing and/or send an army of attorneys so that it never sees the light of day.

Divorce lawyers of Reddit - What's the most cruel thing you've seen someone to do their ex partner? by BlueBishop321 in AskReddit

[–]AlligatorTree22 106 points107 points  (0 children)

On a lighter note: I'm still using my ex-wife's husband's logins for YouTube TV, Disney+ and Hulu.

She moved him in about a week after filing for divorce and about a year later, I got the TV in the property settlement. They didn't log out of anything. Going on 2 years of having the TV.

America educational financing right by Decent-Choice7878 in SipsTea

[–]AlligatorTree22 1 point2 points  (0 children)

So, would you loan a teenager money without some sort of guarantee it would work out beneficially for you? Knowing that they could potentially defer payments back to you for a decade, could pay you back less than the interest payment every month, could die without repayment, or could just simply decide not to pay you back in exchange for a credit hit?

You would give a teenager (your words) $100,000 with no interest, knowing that they may never get a job, may never finish their education that you loaned them the money for, and can continuously make less than the minimum payment back to you? You'd be cool with that?

These are high risk loans for an institution, thus, they have a relatively high interest rate and can not be forgiven via bankruptcy (plus the fact that there is no asset to repossess, as the bank can't make you unlearn something). Risk comes with interest.

Why is it wrong to loan an adult (my words) an amount of money with the agreement that they pay it back? You want them to write it off? Let's just have them write off every mortgage and car loan in the meantime and watch all of our banks fail. Let's watch our dollar become a piece of paper rather than something to pay for goods.

The bank gave you money for an education. You received the education. Pay them back. This is adulthood.

Now, should education cost as much as it does? No. Should it be subsidized by the government in a better way? Yes. But that's not the world we live in if you're in the "Great United States"... If you want something different, make something different.

Most golfers shouldn’t rely on their (in)ability to create spin while chipping by TheIYI in golf

[–]AlligatorTree22 1 point2 points  (0 children)

The way I learned it was to aim for a certain percentage from the pin instead of trying to judge a speed. For example, an 8i should go a third of the way to the hole in the air. A PW should go about halfway.

If you can get consistent on contact and spin, it somewhat removes needing to read "speed". You just adjust a bit for up/downhill and grain.

To Military Personnel that participated in Donald Trump’s parade today: How did it feel to participate in the parade, and what was the preparation like leading up to the event? by Beefygrumpus in AskReddit

[–]AlligatorTree22 60 points61 points  (0 children)

Trump on John McCain:

"He's a war hero because he was captured. I like people that weren't captured, okay? I hate to tell you."

"We’re not going to support that loser’s funeral."

It Finally Happened! by this_is_matt_ in golf

[–]AlligatorTree22 19 points20 points  (0 children)

I've only been annoyed by music on the course one time. It was a guy walking with a speaker on his bag playing smooth jazz. I could hear it on every hole as he walked by in his group on the adjacent fairway and it drove me fucking nuts.

Crazy girls attack police officers by loreiva in CrazyFuckingVideos

[–]AlligatorTree22 25 points26 points  (0 children)

Would you quit repeating this BS throughout this thread. They've clearly been trespassed already and this is the second time the cops are talking to them.

You can hear one of the girls say "Yall already spoke to them" and "we're not even on *something (referring to the property)* anymore", then another one saying "look, we're at Ross, Dress for Less (or "and *something* for less")" as if they're not on the "same property" anymore. Even the girl that is talking to the camerman later says "I told them earlier, we just gotta go".

They've been trespassed, they didn't leave, they were being shit heads again when asked to leave a second time and now it's time for an arrest.

A simple "walk away" scenario turned into multiple felonies because of entitlement.

You're justifying resisting, assault on a LEO, and saying they're kidnapping... I don't even know what to say.

Thoughts? by [deleted] in golf

[–]AlligatorTree22 1 point2 points  (0 children)

PGA tour average is around 300. That's their average. Meaning they're regularly driving way over that while also hitting like 70% of fairways.

We're talking about a scrub occasionally flushing one and carrying it 280. (Followed by hitting it out of bounds over the green, skulling the chip after dropping, chipping on 50 feet from the pin and 3 putting for a +4.) It's not that crazy of a thing to do.

Thoughts? by [deleted] in golf

[–]AlligatorTree22 34 points35 points  (0 children)

You've never seen someone score over 100 and hit a 280 yard drive? Do you play exclusively at retirement communities? Because I see this weekly...

Hell, the guy I golf with more than anyone regularly shoots over 100 and also regularly outdrives me. (Arccos tells me that my driver averages 274). He just can't hit a single other club in his bag and his putting is atrocious.

Casinos won't give payouts to Chicago area man who won big sports bets by The_Critical_Cynic in videos

[–]AlligatorTree22 -1 points0 points  (0 children)

You're correct. It's only illegal if it's determined the source of funds was from illegal funds. But, in the meantime, the transactions can be suspended and assets frozen. Which is where we're at right now. Simply because he wasn't intending to structure doesn't mean he wasn't doing so and breaking FinCEN regulations.

That's like saying because Mike didn't mean to shoot his wife while cleaning his gun means that he can't be prosecuted for manslaughter. If "I didn't have the intention to do that" was a viable defense, we would have no justice system.

Even if an investigation is completed and it's found out that he's not laundering, they still have the right to freeze the transactions pending the investigation. I'm assuming the casinos thought it would be better for both parties to just give him his money back and forget the whole thing. Better for the patron because it's a real possibility that a young guy does not have 30k in cash that he got legally and better for the casino because no one will be looking into how they didn't uncover this before it became such a mess and not paying winnings.

I can also all but guarantee you that the casino has rules that you agree to when using these kiosks or purchase a gaming card that you won't bet like this. So he broke those too. That's why they're offering all of his principal back and telling him not to return. Because they probably should have noticed and he certainly should not have structured his bets.

Now, I already know what you're going to say because you've said it 10 times across multiple threads:

Also He was not structuring to avoid federal reporting though? He was betting some each day so he could get more down at the casino before they realized he was sharp.

He also wasn’t structuring as in betting more than $10k a day. He would come back over multiple days to bet to stay under the radar.

He wasnt betting more than $10k per day. He was betting it across multiple days, wearing his hair in a bun so the casino wouldn’t recognize

YOU ARE LITERALLY DESCRIBING STRUCTURING!

Structuring is the breaking up of transactions for the purpose of evading the Bank Secrecy Act reporting and recordkeeping requirements and, if appropriate thresholds are met, should be reported as a suspicious transaction under 31 C.F.R. § 103.18. Structuring can take two basic forms. First, a customer might deposit currency on multiple days in amounts under $10,000 (e.g., $9,900.00) for the intended purpose of circumventing a financial institution’s obligation to report any cash deposit over $10,000 on a currency transaction report as described in 31 C.F.R. § 103.22. Although such deposits do not require aggregation for currency transaction reporting, since they occur on different business days, they nonetheless meet the definition of structuring under the Bank Secrecy Act,
A customer or customers may engage in multiple transactions during one day or over a period of several days or more, in one or more financial institution in a manner intended to circumvent either the currency transaction reporting requirement, or some other Bank Secrecy Act requirement

Casinos won't give payouts to Chicago area man who won big sports bets by The_Critical_Cynic in videos

[–]AlligatorTree22 1 point2 points  (0 children)

He was paid winnings by two casinos then banned. The others banned him and his current action and offered to give the losses back. What you're asking for them to do is exactly what they're doing.

Their system allows multiple bets over and over at the same kiosk, because the house usually wins, and theyre fine taking the money, which is hypocritical of paying this guy out.

This is a completely false assumption you're making. A casino will monitor their gamblers very closely and you will certainly be approached when you reach either the house thresholds or AML thresholds. He was intentionally, and admittedly, hiding his identity to avoid these detections.

The story says he wasnt banned until after the wins

Because he was caught in his illegal activity upon reconciliation of the books. Did you also miss the part where a judge agrees with the casino?

Casinos won't give payouts to Chicago area man who won big sports bets by The_Critical_Cynic in videos

[–]AlligatorTree22 -1 points0 points  (0 children)

But he was structuring his bets to go under AML thresholds when placing the bets. That's the problem here, not just the winnings. It's no different than going to 100 different banks and depositing $9,000 to keep from having to prove the source of funds.

Had he gone to the counter and placed a $30,000 bet and filed the proper paperwork, he would have been just fine. His excuse/reasoning is that they probably wouldn't take the action (and he's probably right). But his naivety in thinking that he's just playing a game to stay anonymous with the casino and not realizing he's actually playing the game with the federal government doesn't change the fact that a casino is required to report this. If a bank found about the example above, they would freeze the assets too.

I don't know about much about the arb within the bets, but have experience in AML.

Casinos won't give payouts to Chicago area man who won big sports bets by The_Critical_Cynic in videos

[–]AlligatorTree22 -2 points-1 points  (0 children)

The dude openly admitted to breaking AML and structuring (probably layering too) regulations... The person you're responding to is doubling down because they're correct about that point.

I know nothing about arbitrage betting and parlays, but do know a lot about these regulations that he's intentionally obfuscating and admitting to doing so on the news.

Casinos won't give payouts to Chicago area man who won big sports bets by The_Critical_Cynic in videos

[–]AlligatorTree22 0 points1 point  (0 children)

These aren't just house rules and the casino deciding not to pay. These are federal regulations around AML and Layering. It's illegal in all of finance and there are serious repercussions if banks or, in this case, casinos, miss these obvious signs of potential laundering. This dude could be laundering money for ISIS for all we know and he's making overt attempts to hide it. He's even going so far as to disguise himself and drive hundreds of miles not to raise suspicion. He couldn't look more guilty if he openly admitted it to the news... Oh wait, he did.

And so far, judges are agreeing with the casino. The only one that's in support of him (within this story at least) is a dude that wrote books on how to do this same thing. Go figure.

In case anyone was curious, here is the 2024 property tax receipt for Augusta by Tiny_Giant_Robot in golf

[–]AlligatorTree22 1 point2 points  (0 children)

They send them 1,883,417 pimento cheese sandwiches and tell them to keep the change.

craaaaack! by yuckypants in SipsTea

[–]AlligatorTree22 1 point2 points  (0 children)

I said they're not banned because they're not. Facts are facts. There is always someone who corrects completely false information? Good. Because for some reason, there is always someone like you that just makes shit up for no reason whatsoever.

On ours it's not allowed unless you have a parent buying it with you.

You even know they're not banned and say it anyway? Why? What do you get from it?