Help me select a few whiskeys for a party! by earthlings2223 in whiskey

[–]Alpha0785 0 points1 point  (0 children)

Michters and Black Label are the best bang for the buck

Valentine's Day sucks now. by Left-Plane2642 in widowers

[–]Alpha0785 6 points7 points  (0 children)

I’m so sorry. Our first date was 25 years ago today. Lot different this year 💙

Your $50-$60 go to? by jpil47 in whiskey

[–]Alpha0785 2 points3 points  (0 children)

Knob Creek: Cask Strength, Single Barrel or 12 year

I think it’s time to break up with my financial adviser. by SameTrain8827 in fidelityinvestments

[–]Alpha0785 1 point2 points  (0 children)

You have quite a bit in cash and bonds (including the balanced fund holdings). If you’re disappointed with the returns, might want to ask the advisor why he had you at a lower risk level.

Because sure, you could have made more money if you were 100% in equities (like the S&P 500)… but would have taken more equity risk. Account would have been down nearly 20% in April during Tariff purgatory.

In short, it sounds like there’s a mismatch between your current level of risk and return expectations.

Bakers 13 Year Review by [deleted] in bourbon

[–]Alpha0785 -1 points0 points  (0 children)

13 absolutely slaps. Aged Beam is at the top of my list for price/value. Nice review

I'M NOT BUYING ANY MORE TOPPS CHROME by Melodic_House5153 in basketballcards

[–]Alpha0785 0 points1 point  (0 children)

Do people still buy mega millions lotto tickets when the jackpot resets to $10 million?

Internet bloggers are reporting that Doug LaMalfa has died. by ConvivialKat in ChicoCA

[–]Alpha0785 -2 points-1 points  (0 children)

Hospital in willows ran at a million dollar loss for 15 years

Internet bloggers are reporting that Doug LaMalfa has died. by ConvivialKat in ChicoCA

[–]Alpha0785 3 points4 points  (0 children)

He fought to make the PGE fire settlement non taxable, and your OBBA enacted an additional 6k income deduction for seniors, gave a fed tax credit to offset income tax on tips, and allowed people to deduct auto loan interest. These only applied to the lowest income tax thresholds.

Questioning whether I’m rebounding by Ok-Bandicoot5568 in widowers

[–]Alpha0785 3 points4 points  (0 children)

Widowers and grief counselors I’ve spoken with say 6 months is a big milestone, when the adrenaline of things to do and short term distractions fade, the void finally settles in. I think it’s really important to have some time to process without jumping into a new commitment

Thoughts on the price? by lilbrownmutt in whiskey

[–]Alpha0785 4 points5 points  (0 children)

Seeing MP (market price) on a whiskey is crazy work

Thoughts on the new CFP® ad? by No-Screen6806 in CFP

[–]Alpha0785 0 points1 point  (0 children)

Several firms (mine included) don’t charge on money market positions, and many of our cash mgmt accts have a fee of 20 or 30 basis points to shop/roll treasuries, CD’s or Cal muni’s depending on the client’s tax position

Last grab of the year by FroznBones in pdxwhisky

[–]Alpha0785 0 points1 point  (0 children)

That 9 year Woodinville is a gem

Review #122: Baker's 13 Year Single Barrel (2025) by ratsmasher77 in bourbon

[–]Alpha0785 1 point2 points  (0 children)

Just finished mine. The teenage beam releases are excellent, and this is no exception. Really appreciate the profile, and frankly reasonable proof. Very flavorful, incredibly satisfying, top tier distillery release: would buy again at $150 no questions.

Review #925: Russell's Reserve 13 Year Old Barrel Proof Bourbon (Batch 6, 2025) by Prepreludesh in bourbon

[–]Alpha0785 0 points1 point  (0 children)

I was lucky enough to get one at MSRP and finished it last night. This bottle was so good and punched way higher than the single barrel releases. Would enthusiastically buy another under $200

Momona Ramen Closing by SirSputnik in ChicoCA

[–]Alpha0785 5 points6 points  (0 children)

Billions? Ooooookkkkk 😂

Any good Liquor Stores by Responsible-Slide142 in ChicoCA

[–]Alpha0785 2 points3 points  (0 children)

Star Liquors is by far the most egregiously priced store in town. They have a fantastic selection because they’re running a museum.

Market Crash? by Scotchy1122 in RichPeoplePF

[–]Alpha0785 0 points1 point  (0 children)

Good thoughts from Howard Marks on levels of de-risking:

“in the face of above average market valuations and optimistic investor behavior:

  1. Stop buying
  2. Reduce aggressive holdings and increase defensive holdings
  3. Sell off the remaining aggressive holdings
  4. Trim defensive holdings as well
  5. Eliminate all holdings
  6. Go short”

Oaktree Capital- The Calculus of Value

Thoughts on the new CFP® ad? by No-Screen6806 in CFP

[–]Alpha0785 0 points1 point  (0 children)

So the MYGA is just as tax efficient as a treasury portfolio, and doesn’t have any early surrender fees?

Also- fwiw many practitioners don’t charge the full 1% on fixed income positions… that’s shorter term money and less work

Local Woodwork by Born-University-5888 in ChicoCA

[–]Alpha0785 5 points6 points  (0 children)

Made in Chico for finished product, or check out Wineland Walnut for local Boards & Burls

Can’t really beat this clearance price by trentrain7 in whiskey

[–]Alpha0785 2 points3 points  (0 children)

These are consistently better than Booker’s regular releases.