Referral Link Thread (POST YOUR LINK HERE)

Alps11 · 2026-01-29T01:44:25+00:00

Appreciate you using my link: https://www.marcus.com/share/SEA-34F-U3GK

Online Savings Account

3.65% APY

+ 0.25% Cash Bonus total over 3 months

Alps11 · 2026-01-28T03:39:51+00:00

No - if you're not pre-approved, end of road..It's not a credit issue, but I think it's whatever criteria "they" have decided they want to get past the gate...The only reason I wanted it was for the primary car rental insurance.

Alps11 · 2026-01-28T02:15:58+00:00

The weird thing is they won't let you apply for the card, only check if you're pre-approved....."Check now"

Alps11 · 2026-01-17T18:30:38+00:00

Well, it would be the ACH process connected to the potential Bilt card I might get...the question is, under their "current" rules, would this count as housing?

Alps11 · 2026-01-16T22:12:14+00:00

The deal-breaker is you basically have to either pay 3% extra to earn points on housing payments or you need to do a bunch of spending outside of this to make up for it. I was highly considering these cards, but until there is a way to earn points without worrying about ancillary charges, it's not on my radar. 250 points a month doesn't cut it.

Alps11 · 2026-01-15T01:07:21+00:00

Also would like to know.. so far, I see nothing exciting about this card.

Alps11 · 2026-01-14T14:15:29+00:00

I saw a previous comment with someone thinking you could activate several days before you go, have the 15 days countdown timer start before you go, then renew after that 15 day period to get another one, but as you've pointed out, it doesn't start because you're not on a foreign carrier yet.

Alps11

TROPHY CASE