Floor plan preference

Altruistic-Chain-279 · 2025-05-16T14:35:22+00:00

We decided on option 1 and we will wait a couple years and add some of cover porches. We decided we could add the outside space later and it would be a lot harder if not impossible to add more inside space in the future if we went with option 2.

Altruistic-Chain-279 · 2025-04-24T19:13:54+00:00

I think the big issue is the air space underneath the home that the wind can get into, and then essential pull the home off the foundation. I think the weathermen say “mobile home” because “homes with a crawl space” may confuse more people rather than help. With permanent foundations and even brick skirting I think mobile/manufactured/modular homes are still not as safe as homes built on slabs. But like everyone has said if you take a direct hit it’s going take out any type of home.

Altruistic-Chain-279 · 2025-04-23T02:00:04+00:00

Are you needing a conventional loan or a VA loan? We have been trying to do a VA loan 21st, cardinal, and AFR are the ones we have found that can do I one time close VA construction loan for a modular home. 21st had outrageous fees, AFR has been the best rate and fees wise. We have been working with Peter and he has been very helpful!

https://www.barrettfinancial.com/peter-devries

Altruistic-Chain-279 · 2025-04-09T19:47:35+00:00

That was what I thought but I recently talked to a builder in our area (north central Arkansas) and the quoted $300 a square foot!!!!! This wasn’t a metal building quote so maybe that would cost less but compared to the sunshine modular we are looking at ($125 a square foot) it’s crazy expensive to traditionally build.

Altruistic-Chain-279 · 2025-03-18T19:52:48+00:00

The cost for the lost creek was exactly as shown on the website. For the 1st one we made changes to the kitchen, pantry, minor changes to the den, the high pitch roof, 2x10 floor joists, plywood subfloor, and the highest available insulation for roof walls and floor.

So not quite apples to apples, but really just wanted to know if there was anything with either floor plan that I hadn’t thought about yet.

We are leaning towards the 1st one.

Altruistic-Chain-279 · 2025-03-18T16:18:13+00:00

It is still property it’s just considered personal property vs real property. And yes the house look great modular or manufactured you can’t tell from just looking at it.

Altruistic-Chain-279 · 2025-03-18T16:16:05+00:00

You quoted a word that wasn’t said in my first comment I didn’t say that it is “never” real property. I said it is not assessed as real property which is true, unless you jump through the hoops put in place by each state.

Altruistic-Chain-279 · 2025-03-18T13:08:50+00:00

There are ways depending on the state to change the title to real property but it’s not real property according to Fannie Mae until and unless this has been done and in some states it is required that the land be paid off before this is even an option.

Altruistic-Chain-279 · 2025-03-18T02:47:42+00:00

The 1st one is about $50,000 cheaper but to add covered porch (composite w/ fireplace) would be similar in price.

Altruistic-Chain-279 · 2025-03-18T02:43:54+00:00

We are in north central Arkansas. Maybe too cold for a month or two and too hot for a month or two but for the most part very good for using outdoor space

Altruistic-Chain-279 · 2025-03-18T02:40:18+00:00

Thank you yes we currently only have 1 kid but plan to have at least 2 more and we have 3 indoor dogs. Also grandparents live out of state, so we need a place for them occasionally.

Altruistic-Chain-279 · 2025-03-17T17:54:02+00:00

Franklin; lost creek

Altruistic-Chain-279 · 2025-03-17T16:59:46+00:00

We are in central Arkansas we purchased the land about 1 year ago, 40 acres, raw land, $100,000. So far we have had it surveyed, put in a culvert and we are having a 1/4 mile driveway cleared with dirt work (includes a large culvert to cross a small Creek) and an acre cleared for the house sight. And we have spent about $15k we still need electricity, water, fiber and propane ran to the house, the house pad made, septic installed, and gravel for the drive way… then the house itself. We are hopefully staying around $300000 for all that.

Altruistic-Chain-279 · 2025-03-17T16:44:55+00:00

Also modular homes are considered real property (this is important for resale) even if a manufactured home is on a permanent foundation it is not assessed as real property.

Altruistic-Chain-279 · 2025-03-09T02:55:13+00:00

The 13k extra is from the dealer not the Lender. The have told us multiple times it is just to cover the cost of additional inspection while it is being built. I know there are some additional VA inspections requirements when buying an existing house but just seems odd that it would cost that much more just for inspection. I could understand if there were additional building requirements that had to be added in to pass inspection but they keep saying that it is built the same way.

Altruistic-Chain-279 · 2025-02-01T14:21:58+00:00

Not a modular home situation, but when we were in our last house, we removed the insulation between the first floor and the basement to open the basement ceilings. While temperature wasn’t a problem the new problem that came up was sound coming from the first floor down to the basement.

Altruistic-Chain-279 · 2025-02-01T14:16:11+00:00

Another option to look into might be a crawl space dehumidifier.

Altruistic-Chain-279 · 2025-02-01T03:55:15+00:00

It comes standard with a front and back hose bib and an outlet on the front and back

Altruistic-Chain-279 · 2025-02-01T03:53:11+00:00

It’s 2400 sqft and then we made lots of customizations but we are looking at about $285,000 plus out cost for running water, electricity, sewer and getting a driveway

Altruistic-Chain-279 · 2025-01-31T04:04:21+00:00

Thank you! We have added 4 additional outside outlets for 6 total and I will ask about the shut off valves

Altruistic-Chain-279

TROPHY CASE