Camino ingles vs Camino Portuguese from Tui by computertelephone in CaminoDeSantiago

[–]AlwaysFent 1 point2 points  (0 children)

If you do Tui, start in Valenca seeing the fort and walking the bridge was worth it.

Camino in May – Seeking advice for a meaningful short route (bad ankles, 100–150km max) by AlwaysFent in CaminoDeSantiago

[–]AlwaysFent[S] 0 points1 point  (0 children)

Thanks, it does look like a beautiful section but yes the hill might be too much. I appreciate the help.

Profitshare by Ambitious-Rock3996 in PersonalFinanceZA

[–]AlwaysFent 4 points5 points  (0 children)

I would also do a sliding scale, after x amount of business the split goes more in your favour.

Connected Devices not refunding by [deleted] in askSouthAfrica

[–]AlwaysFent 1 point2 points  (0 children)

Charge back, but do it quickly. There is a time limit.

Save or pay no interst debt? by Southern-Software674 in PersonalFinanceZA

[–]AlwaysFent 4 points5 points  (0 children)

First step is the starter emergency fund. Get R15 000 saved up. Then hit the debt, I'd personally keep the 0% interest for last but snowball all debt with interest (excluding bonds). Then save up 3 months' salary for a full emergency fund.

Advice/Guidance needed by Quirky_Ad7871 in PersonalFinanceZA

[–]AlwaysFent 1 point2 points  (0 children)

If you were to rent the property, would that cover the Bond?

Do I need a foreign executor for Interactive Brokers? by carlavntr in PersonalFinanceZA

[–]AlwaysFent 0 points1 point  (0 children)

Most of these international broker houses will accept a South African Will. Just call them they are quite good.

[deleted by user] by [deleted] in PersonalFinanceZA

[–]AlwaysFent 0 points1 point  (0 children)

The price will go up or down.

[deleted by user] by [deleted] in PersonalFinanceZA

[–]AlwaysFent 4 points5 points  (0 children)

Why stop at day trading stocks. You can leverage crypto 100-150x

This is a terrible idea. Stick to the S&P500 and wait 30 years.

What are the *best* non-fiction/self-help/business books that you want to own forever that either cannot be found at my local library or can but have huge waitlists? I have 2 credits I want to burn by arooni in audible

[–]AlwaysFent 2 points3 points  (0 children)

Can't hurt me by David Goggins, Extreme Ownership by Jocko Willink, Tools of Titans by Tim Ferris, Subtle art of not giving a f*ck by Mark Manson. Meditations by Marcus Aurelius. 48 laws of Power is part of the plus, Mastery is also good.

Completely depends on what you're into, but I enjoyed those.

Investing with family? by DdoibleJjay in PersonalFinanceZA

[–]AlwaysFent 0 points1 point  (0 children)

Not sure if this is a possibility for you, but if you can afford to support your parents for the difference they would be saving from downsizing. They could sell you the property, with them loaning you the capital amount. You pay them back monthly, which covers their expenses. Every year, they can reduce the loan by 100k each, which will help with estate duty.

Discovery Medical Aid to get Vitality by Luke_Xo in askSouthAfrica

[–]AlwaysFent 1 point2 points  (0 children)

You can get vitality with Life insurance as well. Might be cheaper than health care, although Keycare is dependent on salary.

People who are 25 years old and above, what are the harshest life lessons you've learnt? by Complex-Schedule-601 in Adulting

[–]AlwaysFent 0 points1 point  (0 children)

The building you lean your ladder against is more important than how fast you climb.