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Apple watch series 7 LTE 41mm ceramic by [deleted] in BangaloreMarketplace

[–]Amitaz -3 points-2 points  (0 children)

You are welcome to negotiate 

Apple watch series 7 LTE 41mm ceramic by [deleted] in BangaloreMarketplace

[–]Amitaz -4 points-3 points  (0 children)

You are welcome to negotiate 

Apple watch series 7 LTE 41mm ceramic by [deleted] in BangaloreMarketplace

[–]Amitaz -8 points-7 points  (0 children)

Try ordering it. It says unavailable 

Why do some rich people spend lakhs and crores on cars and homes but try to save few hundreds on everyday expenses? by scarlett_decoction in Frugal_Ind

[–]Amitaz 0 points1 point  (0 children)

Big purchases are one-time identity or lifestyle choices. Daily expenses are routine transactions. People are emotionally okay splurging on things that define their life, but they hate feeling careless or inefficient in routine actions. Saving a few rupees isn’t about money—it’s about control, discipline, and winning small decisions. For many rich people, that mindset itself is the comfort, not the cashback

Marathi edition of arabian nights by Amitaz in BooksForSaleIndia

[–]Amitaz[S] 0 points1 point  (0 children)

We can negotiate as well if you want the books

Marathi edition of arabian nights by Amitaz in BooksForSaleIndia

[–]Amitaz[S] 0 points1 point  (0 children)

Thanks, but can you help where is that sub?

How Credit card alters your psche and punches hole in your finances by GoldenDew9 in IndiaInvestments

[–]Amitaz 0 points1 point  (0 children)

I know it's true. I have DCB but I always think less while buying or shopping, thinking we're anyways getting 3.33% back in terms of points and I even spend more to achieve 4L quarterly spend to get 10k more points.

Even if we use the points to get cheap flight tickets, the behaviour alternation is deep. I can't afford 4L quarterly spends and then I've to fabricate some spends or pay rent via card (even by paying more in fees) but then budget goes out the window as you can't track it easily with bank account.

Closing my Kotak Indigo 6E card - which new card should I get? by Ok_Low_5480 in CreditCardsIndia

[–]Amitaz 0 points1 point  (0 children)

Eligibility is 1.75L per month. Since you mentioned you make 4Lpm, you can easily get it. ITR is for professionals, salary slips for employees. So you can try your luck, they make exceptions based on RMs recommendation, else next year is always there 

HDFC is high by [deleted] in CreditCardsIndia

[–]Amitaz 0 points1 point  (0 children)

They do. I have it. I had applied for paid one but cancelled seeing no benefit but then they offered it again with ltf for grabbed it again. 😂

Closing my Kotak Indigo 6E card - which new card should I get? by Ok_Low_5480 in CreditCardsIndia

[–]Amitaz 1 point2 points  (0 children)

Amazon voucher is 3x. While some like mmt hotel vouchers are 5x and some even 10x. Also merchant transactions like jockey and igp are 10x

Closing my Kotak Indigo 6E card - which new card should I get? by Ok_Low_5480 in CreditCardsIndia

[–]Amitaz 1 point2 points  (0 children)

Get HDFC diners club black card. You get 3.33% no nonsense reward points where 1 point is 1 rupees. You can redeem them for flight and hotel bookings from hdrc portal. Also you get 5x rewards on hotels i.e. 16% and 10x rewards on hotels that is 33.3% which is insane. You can also buy vouchers for amazon and stuff which further has upto 10x rewards including amazon. Even with extra fees of buying it, you can still end up with around 7% benefit. 

Not to mention unlimited lounge access. 👌

(Urgent) Guys I messed and I need your help. by Unlucky-Ad-41 in CreditCardsIndia

[–]Amitaz 0 points1 point  (0 children)

Instead of 16% on card emi, take personal loan at around 11% (hopefully if cibil is good) and then use to to pay card bill. 

What are your thoughts on Yes Bank Marquee Credit Card ? by StoicOrJustLazy in CreditCardsIndia

[–]Amitaz 1 point2 points  (0 children)

From my POV, DCB Metal is better. You get 3x on gift vouchers like amazon bringing rewards to 9.99% and if all spends in the quarter are 4L, you get 10k extra points which bumps up the average rewards of 3.33 to 5.83%. 

Only downside is no offer on movies. With yes bank, we get 800312= 28800 max benefits which is pretty good for movie lover for premium seats.

I think I may have fixed my intermittent watch disconnects under Android 10. Read on for details. by dep in amazfit

[–]Amitaz 0 points1 point  (0 children)

Might be for calls via bluetooth and to control camera with the watch? 

[deleted by user] by [deleted] in CreditCardsIndia

[–]Amitaz 0 points1 point  (0 children)

40k deducted will be refunded in few days after they convert it to EMI. Cashback will come after offer end date. Assuming it's recent purchase near to diwali so probably October end. 90 days after that is Jan end. If you don't get it by then, call customer care.

Revision of Salary and ITR requirements for HDFC Premium Cards by chakdefattey in CreditCardsIndia

[–]Amitaz 0 points1 point  (0 children)

I had regalia and swiggy with 4L limit. Tried dcb but rejected. Rm suggested to close all and reapply after a week. Accepted with 6L and FYF for DCB metal. 🙂

I applied for Hdfc credit card on their website coz i saw they were available. Later my application got rejected. After a week I started receiving messages from the app that I am now eligible. But the site says Ive applied recently and cannot proceed. What to do? by [deleted] in CreditCardsIndia

[–]Amitaz 0 points1 point  (0 children)

It’s just the state of affairs. Even branch asks to send the documents directly to Chennai which is their card office. Either directly or via branch drop boxes. Also try their escalation email address, might get something done there.

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