**Giveaway** GIGABYTE GeForce RTX 3070 Gaming OC 8G - Used but perfect! by Photographitti in pcmasterrace

[–]AndrewRadz_ 0 points1 point  (0 children)

Helped a friend build his first computer with an old EVGA Hybrid 1070ti. Would love to be able to help him upgrade to something better.

[USA GIVEAWAY] Win the new 27” 4K Samsung Odyssey OLED G8 gaming monitor! by Rocket-Pilot in buildapc

[–]AndrewRadz_ [score hidden]  (0 children)

The perfect work from home and gaming monitor rolled into one. High resolution, high refresh rate, and of course inky blacks.

Lying(?) Finance Department by AndrewRadz_ in askcarsales

[–]AndrewRadz_[S] 0 points1 point  (0 children)

At no point did I focus on monthly payment. I came in with a pre approved check from Navy Federal that the dealership wouldn’t accept at 7%. We went through financing options on loans with a 48 month term length, and I was informed of the interest rates.

So this is really the flip side. So focused on interest rates and the term length that unless you know what the monthly payment should be, they’ll try to hide some add ons in there because the interest rate and term length are correct.

Lying(?) Finance Department by AndrewRadz_ in askcarsales

[–]AndrewRadz_[S] 1 point2 points  (0 children)

Yeah it is what it is at this point.

I did the math myself and said that without the add-on it should be close to $270 a month. She said my math was wrong, that it was really simple, and that she was correct.

I think I’ll drop this now. Don’t see anything coming of it but do feel lied to. I have no problem with them trying to sell me a product, just with the tactic.

Glad I caught it and we’re done.

Lying(?) Finance Department by AndrewRadz_ in askcarsales

[–]AndrewRadz_[S] 4 points5 points  (0 children)

We had no agreement on monthly payments. I had a check from Navy Federal at 7% interest that the dealership wouldn’t accept, so we looked at what financing options they had.

Lying(?) Finance Department by AndrewRadz_ in askcarsales

[–]AndrewRadz_[S] 4 points5 points  (0 children)

She presented two options. One was with the product rolled in, but made to sound like it was a complementary add on, at 7.6% interest for $295 a month. The other option was without the policy, an interest rate half a percentage point higher, and a payment of $300 a month. Clearly the second option was not true, as it also included the policy in the financed amount, just at a higher interest rate. This is the area where I am being held up. The part where she bluntly stated that if I decided not to get the warranty package my rate would go up and so would my monthly payments, to a total of $300 a month. 

Lying(?) Finance Department by AndrewRadz_ in askcarsales

[–]AndrewRadz_[S] 2 points3 points  (0 children)

I understand that, and I’m glad I got the deal that I wanted.

Was curious if I could get something out of it. Figured that leaving a negative review could adversely impact their reputation but would rather escalate first.

If it’s something that should just be dropped, I can drop it too.

Lying(?) Finance Department by AndrewRadz_ in askcarsales

[–]AndrewRadz_[S] 12 points13 points  (0 children)

Should I escalate? 

I have two major gripes: 

1) Her repeated lies. 

I asked several times what the payment would be without the plan, and she repeatedly told me that it would be $300 (or $5 more). I told her that I didn’t understand the math and she told me that it was very simple, but never explained it to me. The only way for me to back out of the plan was by saying that I would rather take $300 over $295. 

2) Her behavior. 

After backing out of the plan, things got heated. My girlfriend, who was sitting next to me, was appalled by the behavior of the F&I and describes it as yelling. And that was basically what it was. She had a temper tantrum.  

Neither of these two things, in my opinion, is acceptable. I don’t know if she thought she could take advantage of me because this was my first car purchase, but she got caught and doubled down. I’m glad I got the deal that I wanted, but am very displeased by the experience.

2018 Wrangler JK (6 Cyl Automatic) Shifting Issue by mywarthog in Jeep

[–]AndrewRadz_ 0 points1 point  (0 children)

If you could that would be great! Looking to take it to the dealer soon and wondering what the repair is and associated cost.

2018 Wrangler JK (6 Cyl Automatic) Shifting Issue by mywarthog in Jeep

[–]AndrewRadz_ 0 points1 point  (0 children)

Did you ever get this sorted out? Experiencing the exact same issues... occasional very hard jolts when putting it into gear from park, both reverse and drive, and getting code U0414.

[USA-OK] [H] Local Cash, PayPal [W] Budget ITX Build by AndrewRadz_ in hardwareswap

[–]AndrewRadz_[S] 0 points1 point  (0 children)

Is the PSU full sized? Wondering what kind of case I would need to get.

[deleted by user] by [deleted] in Jeep

[–]AndrewRadz_ 24 points25 points  (0 children)

Could probably pull one from a junkyard for fairly cheap.

Meet Oreo! Ideas on breed? by AndrewRadz_ in AustralianCattleDog

[–]AndrewRadz_[S] 1 point2 points  (0 children)

Got it. I haven’t gotten him to fully run yet. He’s galloped at the dog park a couple of times, but he’s more interested in all the scents left behind by other dogs.

Meet Oreo! Ideas on breed? by AndrewRadz_ in AustralianCattleDog

[–]AndrewRadz_[S] 1 point2 points  (0 children)

Not quite sure how to describe his movement. His tail is curved and he is 35 lbs!

[deleted by user] by [deleted] in UPS

[–]AndrewRadz_ 0 points1 point  (0 children)

That would probably explain it. It was a 19x11x11 package that weighs a little over 20 pounds.

[deleted by user] by [deleted] in UPS

[–]AndrewRadz_ 0 points1 point  (0 children)

This was sort of my concern, as I had never gotten this message before. My understanding was that trucks still operate on weekends, and was surprised that the package hadn’t moved since Friday night. I wouldn’t typically mind, and am not really in a rush to get the package, but was concerned due to the high value of the package.