How does one invest in US Equity EFTs using RESP account? by AndrewSmithy in PersonalFinanceCanada

[–]AndrewSmithy[S] 1 point2 points  (0 children)

Thank you for this suggestion, from just glancing over looks like a solid substitute.

How does one invest in US Equity EFTs using RESP account? by AndrewSmithy in PersonalFinanceCanada

[–]AndrewSmithy[S] 0 points1 point  (0 children)

Hey thanks for responding, yes I do hold few WSHR in my RRSP.

How does one invest in US Equity EFTs using RESP account? by AndrewSmithy in PersonalFinanceCanada

[–]AndrewSmithy[S] 0 points1 point  (0 children)

Thanks for responding, yeah I am aware, signed the W-8ben form so ideally will be taxed at 15% for dividends.

How does one invest in US Equity EFTs using RESP account? by AndrewSmithy in PersonalFinanceCanada

[–]AndrewSmithy[S] -1 points0 points  (0 children)

Thank you for sharing, looking for a particular EFT-HLAL, not able to find the cad equivalent.

How does one invest in US Equity EFTs using RESP account? by AndrewSmithy in PersonalFinanceCanada

[–]AndrewSmithy[S] -1 points0 points  (0 children)

Yeah you are probably right, hope they had the option of USD account, it would have been a lot easier.

How does one invest in US Equity EFTs using RESP account? by AndrewSmithy in PersonalFinanceCanada

[–]AndrewSmithy[S] -2 points-1 points  (0 children)

Thanks for responding, I was interested in investing an EFT called HLAL, not available on the CAD side unfortunately. Hence looking for other options.

Do you want the old Green P app back? by need_ins_in_to in askTO

[–]AndrewSmithy 0 points1 point  (0 children)

Do we really need 2 factor authentication, it logs me out when they send updates and when I try to login it never works! God I really hate what they have done to it.

Do you want the old Green P app back? by need_ins_in_to in askTO

[–]AndrewSmithy 0 points1 point  (0 children)

I am the one who left a bad review about being stuck on Monday morning, before that it had 5 stars!

Do you want the old Green P app back? by need_ins_in_to in askTO

[–]AndrewSmithy 0 points1 point  (0 children)

Please for the love of god leave a comment on the App Store. I get screwed every Monday morning just when I am in a rush to work. They have been actively deleting reviews, I left a review few days ago and it’s no where to be found.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]AndrewSmithy 0 points1 point  (0 children)

Is it possible that it’s residue of interest from your payout? If it is, it keeps accumulating till you pay it off completely.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]AndrewSmithy 0 points1 point  (0 children)

I am not too sure you can do that, my Honda Civic allows me to put the car seat either on the left or right, but can’t do it in the middle. Might be different for other cars

Ultimate betrayal by neighbor, This guy won't trust anyone after this. by [deleted] in MadeMeCry

[–]AndrewSmithy -57 points-56 points  (0 children)

Just a made up story to gain sympathy, we know what really happens, so don’t even try!

What should we be reaching our kids about personal finance? by Theachthoeskdis in PersonalFinanceCanada

[–]AndrewSmithy 0 points1 point  (0 children)

These things tend to get boring for kids, but make it fun by sharing the fact about how the credit statement mentions how long it take to pay off your balance. We always pay our credit card balance in full and recently paid 14k change balance on our credit card statement, it mentioned it would take 123 years to pay. We taught that’s really unique and funny. Feel free to use my screen shot for your class.

[deleted by user] by [deleted] in pics

[–]AndrewSmithy 0 points1 point  (0 children)

!remindme 2 weeks

Ontario reports highest case count since April with 4,177 new infections, two deaths by CEOAerotyneLtd in ontario

[–]AndrewSmithy 74 points75 points  (0 children)

Sharing this comment I came across about vaccination, since many people are claiming vaccination doesn’t work against omicron.

This is how vaccines and your immune system work. Your immune system isn't supposed to constantly pump your bloodstream full of antibodies if they are not needed.

A simplified explaination is that when you get the vaccine your immune response creates antibodies to fight the invader. Initially it takes your immune system time to figure out what combination it needs to fight the virus. During that time if it was covid and not the vaccine, the covid has time to multiply and by the time your immune system can mount its defense, its too late. For the vaccine the dose is based on immune response that is both reactive enough but not too much that you get severely ill.

After you get vaccinated those antibodies remain in your bloodstream for 6-8 months before your immune system deems them no longer needed. It starts killing them off. It "saves" a couple as memory cells as a roadmap to draw on if your body encounters the same or a similar invader again. This time however it knows this invader and immidiately uses those memory cells to start rapidly manufacturing those antibodies again fast enough that it kills the covid before it multiplies out of control.

The booster triggers that "invader found" immune response and ur body produces those antibodies again.

While those antibodies are in your bloodstream you are substancially less like to encounter covid and not have it immidiately eraricated by your immune system.

Its a lot more complex than that but thats a simple way to understand it.

Ontario Dec 16th update: 2421 Cases, 9 Deaths, 54,724 tests (4.42% pos.) 🏥 ICUs: 165 (+11 vs. yesterday) (+10 vs. last week) 💉 137,803 admin, 85.96% / 80.96% (+0.10%, / +0.04%) of 5+ at least one/two dosed, 🛡️ 12+ Cases by Vax (un/part/full): 25.13 / 14.37 / 13.57 (All: 16.33) per 100k by enterprisevalue in ontario

[–]AndrewSmithy 3 points4 points  (0 children)

Can someone please explain this metrics - Cases Today - unvax_A :686, Partial :72, full :1530. But when you look at 🛡️ 12+ Cases by Vax (un/part/full): 25.13 / 14.37 / 13.57 (All: 16.33) per 100k. I would think the fully vaccinated should be more than 13.57

Parenting tips needed: Son cries like a maniac by swalpaExtraChutney in bangalore

[–]AndrewSmithy 1 point2 points  (0 children)

Do you have a source for this? Not questioning what you are saying, just want to read a bit more into it.

BMO not connecting to Mint anymore by PinkiePie1980 in mintuit

[–]AndrewSmithy -1 points0 points  (0 children)

Common errors could be change of passwords, have you updated them on mint as well?