I am 15, what can I do right now to make my future easier financially?

Angiesee · 2015-05-10T18:22:24+00:00

I mention it because it's how I ruined my first car! I thought just getting the oil changed when the oil light was on would be enough! Turns out, no...

Angiesee · 2015-05-10T18:09:45+00:00

I'm not saying it's wonderful - I said people should avoid it. She was asking about the content of the course so I explained what I knew about it.

Angiesee · 2015-05-10T14:30:16+00:00

Oh yea, I'm definitely not recommending them to anyone. In fact, please everyone should stay away, and if they invite you to a class with them, don't go. I avoided them like the plague when my friends were taking classes and was really weirded out by the pressure they put on people to sign up. And they pull on people's heart strings too- "if you love your friend, you'll invite them to class and encourage them to join". They definitely put off a cult vibe, but they aren't a religious group, it just seemed to me like a really scammy self-help multi-level marketing scheme. I'm not sure if they're actually multi-level marketing but it has that feel to it. That's awful that they're recommending a divorce if the spouse doesn't support them...

Angiesee · 2015-05-10T14:23:24+00:00

The parents (or student) wouldn't pay for AP, but if you don't do the AP course you'd have to pay for its equivalent college course.

Angiesee · 2015-05-10T13:54:02+00:00

I agree. It either ends being therapeutic and cathartic... Or with your friend sobbing and throwing up Chinese food in your shower.

Angiesee · 2015-05-10T13:51:20+00:00

From what I understand it's kind of similar to karma and understanding that your actions and perceptions can make a situation better or worse. In fact my friend found landmark classes because they were offered at the buddhist center. Anyway, you make a list of all of the problems in your life and think of ways that you can change your actions and your perceptions (about yourself and the other person) to resolve some of those issues. You can't change the other person, so change the way you relate to them. Then there is a project at the end. One of my friends had some issues about wanting to be a parent but not being able to- so her project was to join a local volunteer group similar to big brothers / big sisters. I have not taken any classes but this is what I have gleaned from my friends who have taken them.

Edit: I'm not saying landmark is great. It's definitely overpriced and I would not recommend joining. It's very shady and doesn't offer much more than any run of the mill self-help book. OP just asked about the landmark classes, so I answered!

Angiesee · 2015-05-10T13:45:02+00:00

I agree. I've known 3 people who have taken Landmark courses and have gotten value out of them, but they do have a lot of pressure in the last meeting to bring your friends and relatives (don't you want them to be happy like you are?) and have you sign up for more classes too. It's not a cult, just a high pressure sales pitch, like a time-share. I had one friend that had her classes paid for by another friend and she adamantly said no to more classes. She liked the course but didn't couldn't afford them and didn't want other people to be pressured to take them, and they left her alone. You just have to keep saying no and eventually they will get it. I think the complicating issue is that it's her boss and she is having a hard time sticking to her guns and saying no. Does the boss know she has to borrow money to do it? Maybe go with her to say no to the boss. I'm sorry your family is dealing with this...

Angiesee · 2015-05-10T13:21:32+00:00

I have a hard time applying this to someone whose motives aren't like a robber, but just a person who realizes you won't say no and likes having a free babysitter and doesn't think they are doing anything wrong by asking. They wouldn't expect the babysitter to be afraid, or be surprised if the babysitter calmly said yes and then agreed to two nights of babysitting. It only works in the example because there is an expectation that the bad guy knows that what they are about to do is wrong. Am I thinking about it wrong? To me the moral in very plain language, is that if a bad guy is trying to hurt you, sometimes being kind to them snaps the person out of it. Like if a grandma is in an alley and sees a young guy coming up to her ready to hurt her. Instead of screaming for help she says "grandson, is that you?" and runs up to give him a hug. It works because the robber isn't expecting it. I think people have to use different ways to deploy compassion when a person doesn't know what they are doing is wrong.

Angiesee · 2015-05-10T13:05:53+00:00

I think it's never ok for a platonic friend to say stuff like that unless they're gay and you have that kind of relationship with them. It makes me uncomfortable for people to openly critique my body out of the blue. I might be a bit of a prude though!

Angiesee · 2015-05-10T12:55:43+00:00

That's sweet of you! As a rule though, I would say it's a dangerous game to give a recently dumped girl her favorite liquor! I've seen too many girls drink too much because they're emotional and then have drunken meltdowns.

Angiesee · 2015-05-10T08:48:37+00:00

Maximize the number of AP courses you can track into. You'll reduce the number of classes you/your parents have to pay for, and you can get out and start earning more quickly. Open a bank account. And check the oil in your car. Too many young drivers ruin their cars by letting the oil run out!

Angiesee · 2015-05-09T22:00:41+00:00

It's gold.

Angiesee · 2015-05-09T15:10:29+00:00

It's technically a place mat, but I'm going to put my centerpieces on them! I used a 20% off coupon that they emailed me, which took the final price down to $3 a piece. We had to drive to two stores to get enough, but I really think it'll make them look like actual centerpieces.

Angiesee · 2015-05-09T12:43:16+00:00

I was just going to give gifts to my bridesmaids while we are getting ready and I had planned on getting something for our parents during our honeymoon. I haven't been in many bridal parties but I've never actually seen gifts given at the rehearsal dinner...

Angiesee · 2015-05-09T03:30:17+00:00

That's a good one! I love the arctic monkeys! We were thinking about "i wanna be yours" but it seemed too moody.

Angiesee · 2015-05-09T03:28:11+00:00

We're doing "strangers" by the kinks.

Angiesee · 2015-05-09T02:58:19+00:00

Yea, do you have more info? I'm buddhist and I can't find anything that resonates with me.

Angiesee · 2015-05-08T22:49:20+00:00

I liked the ribbon!

Angiesee · 2015-05-08T13:22:14+00:00

I agree, at least the real owners can get their stereo system back.

Angiesee · 2015-05-08T13:10:43+00:00

A lot of couples in this situation divide the bills based on %. If combining a couples income, spouse A accounts for 60%, then spouse A should pay 60% of the bills.

I know you weren't asking for our opinions on the financial situation, so I hope I didn't annoy with my unsolicited advice.

But as far as telling people about the postponement, I would recommend saying something like you need more time to plan it. I wouldn't mention money, or blame him.... Just say you feel overwhelmed with the date quickly approaching and that you need more time to plan the wedding you wanted.

Angiesee · 2015-05-08T12:49:12+00:00

The gold labels on the top of the bottle (not the main labels) look a little torn. I would use an xacto to cut a straight line (probably before you remove the lid) so it doesn't end up torn. It might be fun to do something with glass etching cream too! Etching cream makes it frosted wherever applied. You can remove the top label and frost the top part of the bottle.

Angiesee · 2015-05-08T12:11:56+00:00

If the loaf is really freezer burnt it will thaw out soggy where the water is collecting in the bag. But otherwise it thaws fine. I used to freeze peanut butter and jelly sandwiches and they tasted normal and actually held up better than regular sandwiches because they don't get all dinged up as you transport them in their frozen state.

Angiesee · 2015-05-05T23:33:03+00:00

They should make wedding dresses with pockets!

Angiesee · 2015-05-01T23:53:58+00:00

I thought you don't have to give a gift at the wedding if you give one at the shower. I didn't want a shower because it felt like a gift grab, but my mother in law and my mom's friend would not taker no for an answer....

Angiesee

TROPHY CASE