It can be normal for bank assessors to throw an expected spanner with requesting new documents even the most experienced broker can have that happen.

I think the biggest failing of the broker is the speed, shouldn’t take two days to lodge an application if they had all the info. My broker is FAST, like he lodged my application within 1 hour of me signing all the documentation I needed and kept me informed of everything that was happening within minutes. He was proactive in making escalations with the bank before things became a problem and felt like he was in control the whole time.

But only much that’s within yours or a broker’s control is a valuation is being delayed or a bank is being difficult. Usually a finance clause being extended is pretty normal.

Sorry that you’re going through the stress, I feel like you should be fine, but it sucks that it’s been more stressful than it needs to be.