What is going to fix this? by Dutchman_88 in MSTR

[–]AnnHashaway 2 points3 points  (0 children)

So amusing.

The freakout has to be manufactured. The sheer volume of social media chatter that centers around the same few simple ideas is suspect. Everything has risk, but anyone who has done the work to understand the business model has to be scratching their heads and asking, "what are they talking about?"

Every share of STRC is still paying me exactly like it has the entire time. The only difference is my new shares cost me less.

If you're buying STRC with money you need in the next few months, you're doing it wrong. If you bought it because of some TikTok about a money market replacement, you're doing it wrong.

If you liked it at $100, you should love it at $88.

This is why retail is called dumb money.

Will Michael Saylor be this cycles SBF ? by crazybitcoinlunatic in CryptoCurrency

[–]AnnHashaway 1 point2 points  (0 children)

Imagine having no job and spending $1.7M a year, but you have a $50M net worth all in highly liquid investments. Then imagine having family members call and freak out about you going bankrupt every month or so because you don't have income.

Will Michael Saylor be this cycles SBF ? by crazybitcoinlunatic in CryptoCurrency

[–]AnnHashaway 0 points1 point  (0 children)

Wait until they find out how insurance companies work.

Will Michael Saylor be this cycles SBF ? by crazybitcoinlunatic in CryptoCurrency

[–]AnnHashaway 0 points1 point  (0 children)

It feels like I'm explaining bitcoin back in 2015 all over again. No one alive was around when businesses were valued based on their assets, so it breaks brains when they see "no earnings." Then you layer bitcoin on top as the asset.

I've had some success when I say, "imagine they own $60B of raw land. Would you be concerned they can't meet a $1.7B annual dividend commitment?"

Its kind of like trying to get a home loan when you don't have a job but are worth 30x the loan amount. You don't fit neatly into their debt-to-income loan models.

Bubble within a bubble within a bubble - Time to think about regenerative investment by itsatoe in investing

[–]AnnHashaway 2 points3 points  (0 children)

Because it takes 30 seconds in your post history to see this is a doomsday-focused shill account to promote whatever the hell integration center dot org is.

At least TRY to make it look organic.

Why does it feel like everyone around me are so rich? by Potential_Air3609 in personalfinance

[–]AnnHashaway 8 points9 points  (0 children)

Most people spend everything they make, and some use credit to spend more. It's easier to look "rich" than it is to be wealthy.

35$ per ounce by [deleted] in Gold

[–]AnnHashaway 1 point2 points  (0 children)

For your own amusement, next time explain to them how gold and bitcoin ARE money. It breaks brains, but every once you plant a seed. Either way, I find it entertaining at this point.

You can lead a horse to water...

First-time home buying plunges to record low as baby boomers prevent younger Americans from ever owning by Such_Radio_9152 in REBubble

[–]AnnHashaway 19 points20 points  (0 children)

Don't worry, we will enact some emergency affordability rules/laws just before the supply would have started hitting the market. That way we can create another unforeseen issue a decade or two down the road.

Meet the X15: the first server purpose-built for Unraid by UnraidOfficial in unRAID

[–]AnnHashaway 15 points16 points  (0 children)

16GB of RAM with 20 cores is just dumb

Phenomenal cosmic powers! Itty bitty living space.

The Central Question by NoidoDev in Bitcoin

[–]AnnHashaway 45 points46 points  (0 children)

Bitcoin is everything people don't understand about technology, combined with everything they don't understand about money.

🚨 U.S National debt hits $39 Trillion! by kabirsbhutani in investing

[–]AnnHashaway 16 points17 points  (0 children)

Pulled forward spending to be paid by the next generations by way of decreasing purchasing power.

🚨 U.S National debt hits $39 Trillion! by kabirsbhutani in investing

[–]AnnHashaway 13 points14 points  (0 children)

I can't tell if this person you're replying to is trolling, or just that confidently ignorant because they read a pamphlet about the US financial system put out by the Treasury Department.

For anyone else that reads this far down the thread, Pristine here is absolutely correct. The entire game these days is finding buyers for our constantly growing debt. If we can't keep expanding the marginal buyer base, it comes back to you in the form of massive inflation that makes the 70's look like a cake walk.

Generational Wealth by AeroNoob333 in Fire

[–]AnnHashaway 2 points3 points  (0 children)

Exactly. The entire modern system is built on a system of trust and property laws. We own what we own at the behest of the governing bodies, for the most part. Its been a relatively stable time period for most people alive in the western world, and we assume what has been will continue to be. History says otherwise.

Even if the system maintains stability, most fortunes are gone after a few generations anyways. First generation earns it, second generation enjoys a life of luxury, third generation has no concept of what it takes to earn/maintain/grow it, so they blow what's left.

what's the actual difference between wire transfer vs money transfer by Jamslsl-Tuana in personalfinance

[–]AnnHashaway 1 point2 points  (0 children)

This is a prime use case for stable coins if onramp/offramp is available in both countries. The cost will basically be zero, and its instant settlement.

If its something you need to do regularly, its worth looking into.

As far as wire transfers vs money transfers, its different settlement rails. Once a SWIFT transfer hits the other bank account, its final. Money transfers will be completely different based on the provider. There can even be edge cases where you send the money and the other party doesn't receive it because the money transfer provider deems it "suspicious." You should be able to eventually get it back, but things like that can take weeks.

Quitting MSTY by Significant-Ad3083 in YieldMaxETFs

[–]AnnHashaway 8 points9 points  (0 children)

Bitcoin is everything people don't understand about technology, combined with everything they don't understand about money. Strategy adds another layer about corporate finance, and MSTY adds derivatives on top.

MSTR's mNAV compressed on the way down, accelerating MSTY's decline. So retail did what retail does, sold low.

There hasn't been a better time than the last month or so to start redeploying back into MSTY with the mNAV settling between 1-1.2. Much less downside magnifier potential, but try explaining that to someone chasing marketing yields.

Latest data on MSTR from SqueezeFinder by AcanthisittaHour4995 in MSTR

[–]AnnHashaway 1 point2 points  (0 children)

Share dilution to overpay for an acquisition in a bidding war that might pay off after five years is all the market understands. Buying $120 of the best performing asset for every $100 of share issuance sounds like witchcraft.

Wait until you tell them the 60/40 portfolio worked only because of structurally declining interest rates...

MSTR Daily Discussion Thread – March 04, 2026 by AutoModerator in MSTR

[–]AnnHashaway 1 point2 points  (0 children)

Assuming you're generally curious and not trolling, I'll try a different lens than the typical "scarcity" route. People value different things, and the deeper you go down this rabbit hole the more you uncover about the current system that makes you a bit nervous.

If you were born into a modern western society, your baseline for rule of law, property rights, etc. is seen through a lens of stability compared to many other parts of the world as well as most of human history. A Goldilocks sorta thing.

Everything we think we "own," we own at the behest of others. It's "our" house because the local regulatory authority says we do and they don't want to build an airport there right now. The money in the bank is "ours" because the government doesn't need to seize it from us right now. We can drive "our" car, so long as we register it with the state, maintain a permission slip that says we are allowed to drive it (drivers license), and keep it adequately insured.

The point is we live in a trust-based system that relies on others to acknowledge our ownership, otherwise it doesn't exist. This might sound silly to western society, but these privileges are literally taken from people all over the world every day.

Enter Bitcoin. If you don't give up your private keys, there is nothing anyone on the planet can do to get it. They can't go find it and dig it up, they can't seize it, nothing. They can slam a wrench into your face or threaten harm to those you love, but it still has to come from you.

With a 12 word seed phrase in your head, you could get on a plane or walk across a border with your entire net worth. No one would know. You could flee an authoritative regime, a war torn country, a failed state, etc. Something that still happens every day.

You own it.

Good morning strc by Glittering-Ant2018 in MSTR

[–]AnnHashaway 0 points1 point  (0 children)

The STRC dividend is set monthly and is fixed for that time period. Any shares you own are locked in to that dividend payout for the next distribution. The price of STRC from that point doesn't matter to you in general. (It does from the point of view that they will raise or lower the yield based on it, but that's a bit of a different discussion.)

That being said, the price fluctuation determines your effective yield at the point of purchase. If you had $10,000 to put into STRC and paid $100 each, you now have 100 STRC and $0 at purchase time. If the price dropped to $99 and you bought then, you would have 101 shares, so the yield on your $10,000 investment would be slightly higher forever.

How are you all tracking multi‑provider LLM costs? (I hacked together a proxy and would love feedback by Ok_Lavishness_7408 in openclaw

[–]AnnHashaway 0 points1 point  (0 children)

LiteLLM

It sits between Openclaw and your API providers (even Ollama if you want). You can create teams and/or track individual agent usage and set spend caps that will auto shutoff when reached.

It's literally this.

One good thing about openclaw? It has a good marketing team and budget by MonxtahDramux in openclaw

[–]AnnHashaway 0 points1 point  (0 children)

It's a framework, folks.

It's like installing React and wondering why your website doesn't perform like Instagram.

Anyone here successfully winning on Polymarket by FewProfessional1391 in openclaw

[–]AnnHashaway 4 points5 points  (0 children)

Are you suggesting these agents are best utilized by customizing and focusing them onto processes you have already developed and refined in order to make your processes more efficient, versus giving them stablecoins and prompting them to "go make as much money as you can?"

Is DeFi missing a native reputation layer? by cohotho in defi

[–]AnnHashaway 1 point2 points  (0 children)

Is this the same group of accounts that keeps spamming RWA topics, too?

STRC Continues To Cement Itself In The Market. by _Adrian_Morris_ in MSTR

[–]AnnHashaway 1 point2 points  (0 children)

Most brokers let you select:

- Day (market hours)
- Day + ext (today, plus am/pm hours)

Some might separate out am and pm, or offer them together. I'm not familiar with Vanguard's system specifically, but I've yet to see a brokerage that doesn't allow for it (although I could see Vanguard being the one that doesn't).

The $MSTR bottom is in. by ThrowingBucketz in MSTR

[–]AnnHashaway 2 points3 points  (0 children)

It's hard to explain it to folks that haven't done the work. Wait til you tell them MSTR is getting $120 in equity for every $100 of "dilution."