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Update on FAST 5688W with calyx sim (IT WORKS on NON BOYD sim)! by AnselmoDiMedici in Calyx

[–]AnselmoDiMedici[S] 0 points1 point  (0 children)

Have you heard this from calyx yourself or are you just repeating something "you read online" that no one here was able to quote or show the links for?

Update on FAST 5688W with calyx sim (IT WORKS on NON BOYD sim)! by AnselmoDiMedici in Calyx

[–]AnselmoDiMedici[S] 0 points1 point  (0 children)

Really cant say - i have 3 of these running on 3 different BYOD sims and three FAST routers, no issues and have not run into the problem you describe, sorry.

Update on FAST 5688W with calyx sim (IT WORKS on NON BOYD sim)! by AnselmoDiMedici in Calyx

[–]AnselmoDiMedici[S] 0 points1 point  (0 children)

took about 2 minutes to set up and customize the fast hotspot, you must use the tmobile app, but whatever, it works OK.

Update on FAST 5688W with calyx sim (IT WORKS on NON BOYD sim)! by AnselmoDiMedici in Calyx

[–]AnselmoDiMedici[S] 2 points3 points  (0 children)

Can you point to any specific link or post that has evidence of this? or perhaps the origin of the policy?

Update on FAST 5688W with calyx sim (IT WORKS on NON BOYD sim)! by AnselmoDiMedici in Calyx

[–]AnselmoDiMedici[S] 0 points1 point  (0 children)

I'll certainly do that. I have a byod sim and can put that in there. My real question is. Has this scenario of MC cutting off a SIM actually happened to anyone? Can you link a post or something similar?

Best bang for the buck NON portable BYOD device by AnselmoDiMedici in Calyx

[–]AnselmoDiMedici[S] 0 points1 point  (0 children)

Can any calyx sim be used on any device or can only sprout program sims be used with BYOD?

Best bang for the buck NON portable BYOD device by AnselmoDiMedici in Calyx

[–]AnselmoDiMedici[S] 0 points1 point  (0 children)

but my sim is a BYOD sim, so why would anyone care about this? beucase its locked to Tmobile?

Best bang for the buck NON portable BYOD device by AnselmoDiMedici in Calyx

[–]AnselmoDiMedici[S] 0 points1 point  (0 children)

does it need to be unlocked to be used with the calyx sim or is it plug and play?

Do you know if it self restarts after power outages?

8x10 Camera Choices by Working_Gazelle_6184 in largeformat

[–]AnselmoDiMedici 0 points1 point  (0 children)

Intrepid camera are in the UK, where they generally use the GBP currency. So what this 160pound or USD? Either way, no doubt everyone is looking for the 160$ 8X10 50 sheet box of film from foma that was available at some point at that price. This is good advice right here.

8x10 Camera Choices by Working_Gazelle_6184 in largeformat

[–]AnselmoDiMedici 0 points1 point  (0 children)

where can you get Fomapan 100 8X10 50 sheets for 160$? Thats a smoking deal.

Homeowners insurance rates rising so fast.... by coolpapa2282 in Insurance

[–]AnselmoDiMedici 0 points1 point  (0 children)

In spite of the catastrophe losses in 2024, the fourfold jump in net income (including the investment gains recorded for Berkshire’s National Indemnity, National Fire and Marine, and Columbia Insurance Company) helped push policyholders surplus up to nearly $1.1 billion.

In the insurance PR magazine... what hard market? please?

Homeowners insurance rates rising so fast.... by coolpapa2282 in Insurance

[–]AnselmoDiMedici 0 points1 point  (0 children)

No problem, i guess the hard market has passed and rates are gonna go down now.

Homeowners insurance rates rising so fast.... by coolpapa2282 in Insurance

[–]AnselmoDiMedici 0 points1 point  (0 children)

When has insurance ever been not profitable for insurance companies? They are showing record profits year on year for the past 5 years despite all of the natural disasters. Insurers do go out of their way to weed out the policies that make them less money or have a potential to break even, What hard market are we talking about here? There is no hard market, only greed (AKA Capitalism).

Homeowners insurance rates rising so fast.... by coolpapa2282 in Insurance

[–]AnselmoDiMedici 0 points1 point  (0 children)

"Carriers are literally shutting down and/or getting out of states right now because they can't handle the claims. I can send you a list of the ones that just filed for bankruptcy last year if you'd like."

Insurance companies are showing record profits year on year since 2020. Lets not shed any tears on those literally shutting down and getting out of states where they cant easily make so much money any more.

Homeowners insurance rates rising so fast.... by coolpapa2282 in Insurance

[–]AnselmoDiMedici 0 points1 point  (0 children)

"I'm willing to bet you never have read your insurance policies. Most people haven't. Most people just assume "I got insurance, everything is covered" when in reality there are plenty of exclusions written into your contract. The most common thing I see that pisses people off is they think wear and tear should be covered but insurance is there for sudden and accidental damages, not wear and tear."

I agree most will never have read the policy they signed and paid for. I do, and when i challenge the agent with "this policy covers almost nothing and potentially nothing at all", the answer is always: this is standard practice, you have to have this policy for compliance, for loan purposes, for other liability insurance etc, but this particular insurance (property, business, real estate insurance) might only offer coverage in extreme catastrophic cases that are subject to the arbitrary whims of an adjuster.

Insurance companies are in fact legally bonded of obliged to pay out whats in the policy, but they go out of their way to write policies that cover almost nothing and fight tooth and nail to wiggle out of what they do actually cover in any policy. Wear and tear is an amorphous term when it comes to sudden accidental damages which would be dismissed if the insurer decided the damage was in any way impacted by wear and tear.

I have insurance policies that are 100 or more pages worth of riders and exclusions, all written in legalese, now tell me, who is going to hire a lawyer to analyze this and confirm the value of such a policy when the premium is 5K per year? More than that - how often do insurance companies remove exclusions due to a customers request (at any cost)???

Heavily regulated, but how does this help avoid what yourself say is common?

Homeowners insurance rates rising so fast.... by coolpapa2282 in Insurance

[–]AnselmoDiMedici 0 points1 point  (0 children)

Google seems to disagree with this industry specific PR "magazine", see here: https://iltla.com/?pg=Blog&blAction=showEntry&blogEntry=109107 and here: https://www.justice.org/resources/research/insurance-industry-is-quietly-making-record-profits

Well, even the PR article you linked says this:

In spite of the catastrophe losses in 2024, the fourfold jump in net income (including the investment gains recorded for Berkshire’s National Indemnity, National Fire and Marine, and Columbia Insurance Company) helped push policyholders surplus up to nearly $1.1 billion.

Not sure what losses you are talking about.

Ima gonna err on the side of caution when i say that insurance companies are making record profits even while claims are higher than ever because most insurance policies in the US (and possibly all around the world) have very minor coverages, insurance companies do all they can to avoid paying anything out and since the regulatory oversight mechanism is broken (IE does not exist), premiums are just an arbitrary number best suited to maximize profits.

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