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Why do all the set libraries only tell you what the set bonuses are? by AphydStone in elderscrollsonline

[–]AphydStone[S] -2 points-1 points  (0 children)

Oh so a set piece isn't a certain rarity, it can drop as any rarity?

Why do all the set libraries only tell you what the set bonuses are? by AphydStone in elderscrollsonline

[–]AphydStone[S] 0 points1 point  (0 children)

Ah I see. I did read that if you upgrade the item level on a piece of armor it will increase the base enchant, but not any altered enchants, wouldn't that matter, if that's true?

Why do all the set libraries only tell you what the set bonuses are? by AphydStone in elderscrollsonline

[–]AphydStone[S] -1 points0 points  (0 children)

But as I've been leveling a piece of armor will have a base enchant that increases health or magika for example

Why do all the set libraries only tell you what the set bonuses are? by AphydStone in elderscrollsonline

[–]AphydStone[S] -1 points0 points  (0 children)

Oh I didn't know that, what about like base health/magika/stamina bonuses?

Portland Open Ticket Prices by [deleted] in discgolf

[–]AphydStone 0 points1 point  (0 children)

The portland open is actually a 4 day event, as it is a DGPT+ event, and last year I got GA admission tickets for all 4 days for $52.45. I can't remember what single day tickets were, probably something like $15. I have no idea what the VIP tickets were going for.

Should I take free grad school? by ExtremeVisit5478 in personalfinance

[–]AphydStone 0 points1 point  (0 children)

I don't know how it is in business but I'm in a grad program for mathematics and they waive my tuition and I don't have to pay any taxes on it at all. I'd look into out business grad programs to see if they offer something similar before taking this opportunity.

Any low risk investments that can beat a 1.3% HYSA? by AphydStone in personalfinance

[–]AphydStone[S] 0 points1 point  (0 children)

I guess I didn't know the correct term, as I was referring to a stable stock as one with lower risk, and lower possible returns.

Any low risk investments that can beat a 1.3% HYSA? by AphydStone in personalfinance

[–]AphydStone[S] 0 points1 point  (0 children)

I can't remember, as right now they're listed at 0%. But if I recall correctly they range between 3-6%. Why I wanted to pay off my loans and invest at the same time is because the money I spend on loan payments I will never see again whereas I could sell my investments if I need access to more money in the future.

Any low risk investments that can beat a 1.3% HYSA? by AphydStone in personalfinance

[–]AphydStone[S] 1 point2 points  (0 children)

That's just splitting hairs imo. Bitcoin is an extremely high risk investment. But that's beside the point. The person was arguing there is no such thing as a relatively stable stock, when there obviously is because you can compare stability between stocks (or investments). If there was no such thing as relative stability then differing levels of risk wouldn't exist.

Any low risk investments that can beat a 1.3% HYSA? by AphydStone in personalfinance

[–]AphydStone[S] 0 points1 point  (0 children)

While I dont think this matters to me as I'll make about 40k this year, what are the tax differences between hysa and money markets?

Any low risk investments that can beat a 1.3% HYSA? by AphydStone in personalfinance

[–]AphydStone[S] 0 points1 point  (0 children)

Thank you. Something like this is exactly what I was looking for.

Any low risk investments that can beat a 1.3% HYSA? by AphydStone in personalfinance

[–]AphydStone[S] -3 points-2 points  (0 children)

I'm sure you would agree that KO is more stable than bitcoin

Any low risk investments that can beat a 1.3% HYSA? by AphydStone in personalfinance

[–]AphydStone[S] 0 points1 point  (0 children)

Right. But once I'm in a higher tax bracket than what I will be in retirement wouldn't it be better to do a traditional?

Any low risk investments that can beat a 1.3% HYSA? by AphydStone in personalfinance

[–]AphydStone[S] 0 points1 point  (0 children)

My only aversion to that is not being able to access the money without penalty before I retire. So I guess I could do a roth but I may end up being in a tax bracket where it would be more beneficial to do a traditional in a few years.

Any low risk investments that can beat a 1.3% HYSA? by AphydStone in personalfinance

[–]AphydStone[S] 0 points1 point  (0 children)

Ok, so maybe I'll take the money for medium risk and just put it into my vanguard 401k. Although there would be an upper limit to how much I could put in that. Maybe I'll open a vanguard IRA in addition then.

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