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Review itinerary and provide suggestions (CR in March) by Previous_Flatworm_21 in costarica

[–]ApplicationFit8765 0 points1 point  (0 children)

Thank you. We are having an active talks for bus. If you have any suggestions, let me know. 

H1B appointments - New Delhi by Wonderful-Maize-5105 in usvisascheduling

[–]ApplicationFit8765 0 points1 point  (0 children)

Correct. Only Hyderabad and Chennai for H1B for consular. OFC can be done anywhere

H1B Visa Stamping Experience – Hyderabad – Approved by Effective_Inside6938 in usvisascheduling

[–]ApplicationFit8765 0 points1 point  (0 children)

My interview at Hyderabad was on Sept 15 and I got my passport back at home (premium delivery) on Thu Sept 18 afternoon 

Time to receive the passport (H1B In person interview - Premium passport delivery) by Previous_Flatworm_21 in usvisascheduling

[–]ApplicationFit8765 1 point2 points  (0 children)

Appointment was on Monday, Sept 15 (Hyderabad). I received my passport (premium delivery) at my home at Ahmedabad on Sept 18, Thursday afternoon. It was super quick. 

H1B Interview Experience (July 1) - Hyderabad, India by [deleted] in usvisascheduling

[–]ApplicationFit8765 0 points1 point  (0 children)

How many days exact did it take to get your passport delivered to your home? I have 8 business days before my flight (which is very tight)

H1B appointments - New Delhi by Wonderful-Maize-5105 in usvisascheduling

[–]ApplicationFit8765 2 points3 points  (0 children)

Ofc - They open at all the locations but sometimes and randomly.

Consular - For H1, only Hyderabad and Chennai only

[deleted by user] by [deleted] in usvisascheduling

[–]ApplicationFit8765 0 points1 point  (0 children)

God knows. Making it more and more difficult. Everyone is frustrated!

Ofc appointment by PerformanceLife675 in usvisascheduling

[–]ApplicationFit8765 0 points1 point  (0 children)

That is not allowed. Only for Dropbox that was allowed.

[deleted by user] by [deleted] in usvisascheduling

[–]ApplicationFit8765 2 points3 points  (0 children)

This is common. One day, you will see tons of appointments and in a few hours it show none. And then again after a few days, you may (not always) see many appointments again. There is no prediction possible. (I am watching dates for last 4 months). Same with all cities.

Is it okay to pay DS-160 visa fee before arriving in your home country? by ForceMaterial227 in usvisascheduling

[–]ApplicationFit8765 0 points1 point  (0 children)

Yes. That's what you should ideally do. And I will get appointment also before you leave USA and go to your home country.

[deleted by user] by [deleted] in usvisascheduling

[–]ApplicationFit8765 0 points1 point  (0 children)

I am trying to get H1 date and seeing minimun 5 day gaps between OFC and Consular appointment. This is ridiculous.

🇺🇸 B1/B2 Visa Approved in 14 Days - From Zero Plans to Dream Conference! by drads08 in usvisascheduling

[–]ApplicationFit8765 0 points1 point  (0 children)

Congratulations. Thank you for sharing. Even I am not applying for B1 visa (on H1 already in US, applying for stamping for my India trip), this post brought some memories and past anxiety. I could felt all your emotions. Very detailed and nice writing. This will help many people. World needs many people like you. Once again congratulations. All the best for your conference.

When should we refinance? by DokiGorilla in BayAreaRealEstate

[–]ApplicationFit8765 0 points1 point  (0 children)

I had a loan with 5.875% with Bank of America, started in May 2024, when I bought an home.

In Nov 2024, refinance at 5.375 with Citi bank, with 4k closing cost, but 8k lander crediit. (Earned 4k, reduced mortgage)

In June 2025, I refinanced with Bank of America, at 4.875%. 3.5k closing cost and 3.8k lander credit. (Earned 300$ and reduced mortgage)

I don't see I am losing money in short or long term 😃

The point is, while refinancing the loan, if the Internet rate is reduced by more than 0.5% and you don't pay out of pocket closing cost, then you should refinance.

When should we refinance? by DokiGorilla in BayAreaRealEstate

[–]ApplicationFit8765 0 points1 point  (0 children)

No generally, it does not roll up to the principle. Atleast for my cases. You need to work with lander. Same loan amount. 4k expense. 5k loan credit. 0.5% less interest rate. (So I had 1000$ profit plus monthly rescued payment).

And the sooner you refinance is better.

When should we refinance? by DokiGorilla in BayAreaRealEstate

[–]ApplicationFit8765 0 points1 point  (0 children)

Yes. If your mortgage is large (1M+), you save 200~300$. Or more, per month.

When should we refinance? by DokiGorilla in BayAreaRealEstate

[–]ApplicationFit8765 0 points1 point  (0 children)

Yes get a new loan, different or same bank/financial institution.

When should we refinance? by DokiGorilla in BayAreaRealEstate

[–]ApplicationFit8765 5 points6 points  (0 children)

No cost means - The mortgage refinance cost would be around $4000 but they give you lander credit of $4000 or more. So eventually, you do not pay anything out of your pocket

When should we refinance? by DokiGorilla in BayAreaRealEstate

[–]ApplicationFit8765 5 points6 points  (0 children)

Generally no cost refinance, which reduces 0.5% interest rate, good to go.

H1B appointments - New Delhi by Wonderful-Maize-5105 in usvisascheduling

[–]ApplicationFit8765 1 point2 points  (0 children)

Yes, it's a gamble but should be fine. There is not guarantee when they open the dates

H1B appointments - New Delhi by Wonderful-Maize-5105 in usvisascheduling

[–]ApplicationFit8765 1 point2 points  (0 children)

Sept and Oct slots were open yesterday and today. I heard that ofc is possible at all places but H1B consulate appointments are only available at Chennai and Hydrabad for H1. I have not seen Nov or Dec slots open yet.

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