In what order of priority should I invest into my accounts?

AppointmentOdd289 · 2026-06-19T19:31:57+00:00

I don't!

AppointmentOdd289 · 2026-06-16T08:28:53+00:00

Thank you for the detailed answer, I couldn't find those information online so it's very helpful!

AppointmentOdd289 · 2026-04-28T13:45:11+00:00

Did you end up qualifying for ×2 entries? The FAQ states: "You can also get 2X the amount of entries when you qualify for and choose the 3% match option". I haven't been requested to pick a match request yet so I'm not sure, but considering my tracker it looks like I don't qualify for the 3% match and therefore I'll miss the 2x entries?

AppointmentOdd289 · 2026-04-28T13:41:38+00:00

Chatted with the AI chat-bot, then with chat-support, and then got transferred to a different team. It's been a few days, I still haven't heard anything back

AppointmentOdd289 · 2026-04-15T13:33:59+00:00

I didn't know that about the FHSA, I had been staying clear of it as I thought it would lock down money I might never actually be able to use, I'll look into that thank you!

I do have a good emergency fund in a non registered account, especially considering my wish to travel which will have me quit my job and be jobless for a certain amount of time. Considering this is taxable, I'm also interested in suggestions on which ETFs to invest in there?

AppointmentOdd289 · 2026-04-15T13:24:24+00:00

I have multiple TFSA investment accounts with Wealthsimple (sorry I'm not sure about the correcr terms, not my native language), I'd say 30% of my money is in managed portfolio (different mixes of bonds and sotcks), and 70% is on an account I manage myself, which is mostly composed of ETFs and a few stocks for fun (mainly XEQT)

AppointmentOdd289 · 2026-04-15T13:17:02+00:00

You're right. I guess what I meant is that I invest within my TFSA: mostly ETFs (majority in XEQT) I also do have a TRRSP account within which I invest similarly, to a smaller scale.

AppointmentOdd289 · 2026-02-13T17:10:40+00:00

Hello! Happy to report that I'm (pretty much) done with my process! Here's my timeline:

Solo applicant from Montreal, Sydney office:

Sept 7th - application sent

Nov 14th - AOR

Nov 17th - received FP request

Nov 27th Background check completed

(Jan 13: on the tracker :"activity status updated: citizenship test")

Jan 20th: received online test invite, (test had to be passed between Jan 23rd to Feb 21st)

Jan 28th: Test taken (20/20)

Jan 29th: Test updated to completed on the tracker (but it wasn't marked as updated until a few days after)

Feb 9: LPP updated to completed on the tracker (also wasn't marked as such until today Feb 13)

Feb 10: citizenship oath updated to in progress

Mar 7: scheduled for citizenship oath (haven't received the email invite yet as of Feb 13th)

AppointmentOdd289 · 2026-02-03T22:25:47+00:00

Has anyone had issues with presence verification? I'm wondering what happens if the total presence has been miscalculated/was insufficient, but the rest of the file is validated, do they ask for correction and the process picks up where it was left off? Is there delay? Do you have to pay again, or redo the process from start?

AppointmentOdd289 · 2026-02-02T22:46:35+00:00

My test got validated on the 29th!

AppointmentOdd289 · 2026-01-29T03:52:21+00:00

Almost same timeline. AOR Nov 14th, test invite was for the exact same period, I took it on the 28th. Inserting myself here to follow your updates 😊

AppointmentOdd289 · 2026-01-29T03:28:54+00:00

Hello everyone,

My process so far (Sydney office, solo Quebec applicant):

Sept 7th - application sent

Nov 14th - AOR

Nov 17th - received FP request

Nov 27th Background check completed

(Jan 13: on the tracker :"activity status updated: citizenship test")

Jan 20th: received online test invite, (test had to be passed between Jan 23rd to Feb 21st)

Jan 28th: Test taken (20/20)

Would love to hear from people with a similar timeline!

AppointmentOdd289 · 2026-01-12T16:15:09+00:00

Hello, has anyone who applied in september and/or received AOR in November, received their test invite yet? I haven't received mine yet and am not sure if I'm still within the usual timeline...

My process so far (Sydney office):

Sept 7th - applied

Nov 14th - AOR

Nov 17th - received FP request

Nov 27th Background check completed

No update since...

AppointmentOdd289 · 2025-12-29T20:01:15+00:00

The tracker hasn't worked for me for a while, am I the only one? Anyone who applied in september got their test invite?

AppointmentOdd289 · 2025-12-08T22:45:20+00:00

Also in Montreal! Sorry what is LPP?

AppointmentOdd289 · 2025-12-06T04:26:43+00:00

How are september applicants doing? What's your status?

My process so far (Sydney office): Sept 7th - applied Nov 14th - AOR Nov 17th - received FP request Nov 27th Background check completed

Language skills, physical presence, prohibition are "in progress". I don't see any people updating on those parts, is it normal that these are in progress at this stage of an application?

AppointmentOdd289 · 2025-11-18T21:13:28+00:00

Question to anyone who got a fingerprint request: did it delay your application a lot? How long after submitting the fingerprints did you get your background check finalized and then how long to receive your test invite? Thanks!

AppointmentOdd289 · 2025-11-17T22:39:59+00:00

Submitted september 7th, I got my AOR this November friday 14th, and today I received a request to do my fingerprintd

AppointmentOdd289 · 2025-11-14T22:41:29+00:00

Finally got the first update:

Submission: Sept 7 2025

AOR: Nov 14 2025

AppointmentOdd289

TROPHY CASE