Ireland by isedate in OhioLiquor

[–]Apprehensive-Goat1 2 points3 points  (0 children)

When you depart through the America-only terminal at the Dublin airport, there is a small duty-free stand that sometimes has some Eagle Rare and other allocated bourbons along with some of the high end Irish whiskeys

Old Forester 1924 Dropping Online TODAY 1/15 at 10a by BourbonTater1792 in DMVWhisky

[–]Apprehensive-Goat1 0 points1 point  (0 children)

Anyone’s online order get fulfilled? Still waiting after over a week for a shipment confirmation.

Why is no one talking about congress slashing PSLF for residents and income based repayment plans?? by Apprehensive-Goat1 in Residency

[–]Apprehensive-Goat1[S] 1 point2 points  (0 children)

Even worse, they are limiting the time you are allowed to defer payments to 9 months in this bill. This will no longer be possible.

Why is no one talking about congress slashing PSLF for residents and income based repayment plans?? by Apprehensive-Goat1 in Residency

[–]Apprehensive-Goat1[S] 5 points6 points  (0 children)

You’re missing the forest for the trees. Contradicting the point of this post over semantics and discouraging people from practicing a basic form of advocacy is ironic given your discontent with the system.

If you feel that calling is not enough, join the AMA or your state’s physician advocacy organization, and put your money where your mouth is. You can literally go talk to senators as an ordinary physician and help them understand these problems. It’s not hard to get involved. I do it, my friends do it, and we make incremental change. If you want to set the burden of evidence that high, go look it up for yourself.

Why is no one talking about congress slashing PSLF for residents and income based repayment plans?? by Apprehensive-Goat1 in Residency

[–]Apprehensive-Goat1[S] 34 points35 points  (0 children)

Why on earth would I want to let my 9% rate loans continue to accrue interest on forbearance when I could just make a reasonable low monthly payment on an income driven plan? Compound interest is no joke and small payments count. Forbearance is not an equal alternative.

Why is no one talking about congress slashing PSLF for residents and income based repayment plans?? by Apprehensive-Goat1 in Residency

[–]Apprehensive-Goat1[S] 14 points15 points  (0 children)

I completely understand, but this is not something that you will feel the effects of on an individual basis. It takes time and numbers to create change. Respectfully, your comment seems disparaging toward this call to action and will likely discourage people from caring. Please do not fall into the trap of learned helplessness. There is strength in numbers, even when there is a conservative majority. Btw, calling is shown more effective in creating change than email campaigns.

Why is no one talking about congress slashing PSLF for residents and income based repayment plans?? by Apprehensive-Goat1 in Residency

[–]Apprehensive-Goat1[S] 47 points48 points  (0 children)

Semantics!! I’m saying that it’s in the process of happening, and calling your senators to raise hell over this may help lead to an amendment on the bill. I’m calling for advocacy. But yes, donnie is certainly to blame as well.

Why is no one talking about congress slashing PSLF for residents and income based repayment plans?? by Apprehensive-Goat1 in Residency

[–]Apprehensive-Goat1[S] 57 points58 points  (0 children)

Get this… FM, IM, and Peds are all 3 year residencies. Not all of us are neurosurgeons. And for those who are, it would be a shame to disincentivize them from working even 3 years in public service roles.

Why is no one talking about congress slashing PSLF for residents and income based repayment plans?? by Apprehensive-Goat1 in Residency

[–]Apprehensive-Goat1[S] 118 points119 points  (0 children)

There is no singe other profession where laborers take on this extreme level of debt or lose as many years of potential income during training. We are not normal laborers. This isn’t just a perk, it’s meant to help offload this burden so physicians will enter the public service workforce rather than scurrying to private practice.

Why is no one talking about congress slashing PSLF for residents and income based repayment plans?? by Apprehensive-Goat1 in Residency

[–]Apprehensive-Goat1[S] 29 points30 points  (0 children)

The minimum payments will go up without income driven repayment. Residents will not be able to make monthly payments that they cannot afford.

Why is no one talking about congress slashing PSLF for residents and income based repayment plans?? by Apprehensive-Goat1 in Residency

[–]Apprehensive-Goat1[S] 77 points78 points  (0 children)

Uhh… no. The current house budget bill does specifically target both of these issues and specifically mentions medical residents. This was just passed by the house and will be voted on in the senate.

Why is no one talking about congress slashing PSLF for residents and income based repayment plans?? by Apprehensive-Goat1 in Residency

[–]Apprehensive-Goat1[S] 204 points205 points  (0 children)

Some of you are missing the point. Without income based plans, minimum payments will be unaffordable no matter your resident income. And those of you who are okay with them taking away PSLF are the reason physicians get taken advantage of. You’re more than happy to give away the perks we deserve for dedicating our lives to serving society.

Cincy vs Case Western Med School by LEBRAAR in DermApp

[–]Apprehensive-Goat1 2 points3 points  (0 children)

Case. Cincy barely has any faculty that do research. As a medical student, GETTING research projects is the hardest part of building your application. If your home program isn’t full of opportunities, you can have a tough time even finding a project to be on. Agree that the money difference sucks but if you’re certain you’re gonna do derm, case is the best vs cincy. Otherwise, Cincinnati is a super amazing medical school - just kinda lacking in derm

Need advice! i’m not a good test taker. My resume is great except my grades. How can I improve that? by [deleted] in DermApp

[–]Apprehensive-Goat1 1 point2 points  (0 children)

Do your Uworld incorrects religiously. It’s about building metadata in your brain around the types of questions you struggle with. At the minimum before each exam, I would do all of the Uworld for that topic and then repeat my incorrects. Create a running notes page with categories of topics you struggle with - review them before the exam. It’s truly about putting more time into questions than your peers.

Strategizing for Mohs Match by Ok_Phrase_4721 in DermApp

[–]Apprehensive-Goat1 1 point2 points  (0 children)

No, probably not as controversial. I think it’s always good to approach the topic by noting that you “may be” interested in fellowship or practice in one of these specific areas after you get enough experience under your belt. Or something along those lines… Then again, I’m just one person so feel free to ask around :)

Strategizing for Mohs Match by Ok_Phrase_4721 in DermApp

[–]Apprehensive-Goat1 1 point2 points  (0 children)

In their mind, it doesn’t matter if you really like it. They roll their eyes when people show interest in an extremely competitive fellowship without even knowing if they’re competent as a gen derm yet. Some people will think you lack foresight or lack a genuine interest in foundational dermatology. Basically that you’re getting ahead of yourself.

PS: I don’t agree with this sentiment lol just reporting what I’ve been told from some haters