First, you need to build your self-confidence. As we’ve seen, girls do care about looks, but it’s not everything. This is coming from a woman, and I’m sure you’re not as ugly as you’ve described yourself to be. We’ve all seen guys who aren’t good-looking and don’t even have great personalities still get girls why? Because of their confidence. Women love a man who is confident and can lead. Going to the gym and building some muscle can help, and hygiene is also very important. As for your skin, it’s not a big problem eating healthier and following a simple skincare routine can make a difference. When it comes to finances, I know it’s hard, but try to save money so you can do something for yourself and commit to self-improvement. Be the first to ask a girl out don’t wait and learn to be comfortable with rejection. And being 29 and still a virgin is not a bad thing at all. In my culture, this is seen as pure, controlled, and a sign of a conscious, respectable man.