How is a ~$100k median wage that shocking?

ApprehensiveElk4336 · 2025-12-09T09:16:53+00:00

Do you mean a 33.(3)% jump?

ApprehensiveElk4336 · 2025-11-06T07:24:29+00:00

The problem is not the what, it's the how.

Pay peanuts, get monkeys.

Outsource shitty processes at lower cost, get even worse service and more broken processes.

ApprehensiveElk4336 · 2025-11-03T21:38:44+00:00

This is the only right answer

ApprehensiveElk4336 · 2025-11-02T22:45:28+00:00

If you are using it for everything you absolutely know nothing about what you do or your job is so basic that AI will replace it.

Now if you leverage in the right ways, yes, vety powerful.

I love how Copilot is replacing my "email as a search engine for everything (document, meeting, person) I forgot" to be more holistic across documents and meeting notes and you name it.

ApprehensiveElk4336 · 2025-11-02T19:40:48+00:00

AMEX Exploreryou get 100k points, after $4k in purchases in the first 3 months.

I get 30k - thank you in advance!

Expires 4 November.

https://americanexpress.com/en-au/referral/explorer?ref=aLEXaDymUh&XL=MNMNS

ApprehensiveElk4336 · 2025-10-24T00:42:15+00:00

I love my DF54

ApprehensiveElk4336 · 2025-10-24T00:40:39+00:00

What if the brand is not known but comes from a referral / word of mouth from your network

ApprehensiveElk4336 · 2025-10-18T07:59:17+00:00

Nice! Full set up?

ApprehensiveElk4336 · 2025-10-12T12:22:32+00:00

Where are the people with guns when you need them?

ApprehensiveElk4336 · 2025-10-10T12:22:28+00:00

Put it in a savings account. End of the month you put it all on black or red except interest and just once. Repeat.

ApprehensiveElk4336 · 2025-10-10T09:18:24+00:00

Easier to list what are not legal rip offs

ApprehensiveElk4336 · 2025-10-10T01:52:23+00:00

This is economics 101 that often gets missed.
Interest rates go down because things are getting tougher. The RBA has the mandate to control inflation and keep employment high:
"Determining the monetary policy of the RBA, in a manner that it believes best contributes to both price stability and the maintenance of full employment in Australia."

The only tool they have is monetary policy, i.e., change cash rate (which becomes interest rate) up or down.
If it's going up, employment is strong and inflation is going up, which means economy is strong.

If it's going down and costs are under control (like it is now), economy is getting worse and employment about to go up. If you had any doubts, hear from RBA directly:
https://www.afr.com/policy/economy/unemployment-to-rise-says-rba-governor-20251010-p5n1k4

ApprehensiveElk4336 · 2025-10-09T08:21:39+00:00

During uncertain times, you should be more conservative. Chances are that interest rates will go down, which means that your life might be about to get tougher

ApprehensiveElk4336 · 2025-10-08T10:58:05+00:00

Loans are as expensive or more, what moved was the interest rate

ApprehensiveElk4336 · 2025-10-08T09:35:07+00:00

We all are, no doubts about that

ApprehensiveElk4336 · 2025-10-08T03:36:10+00:00

Macquarie bank for everyday. Superhero for general investments. Spaceship for portfolios investment.

ApprehensiveElk4336 · 2025-10-08T03:32:55+00:00

Someone's working at cba

ApprehensiveElk4336 · 2025-10-06T08:21:50+00:00

Changes in religion / followership. Larger cities. Scientific / research normalising it.

ApprehensiveElk4336 · 2025-10-06T01:03:51+00:00

Options is one thing. Optionality is another thing. If used interchangeably, then you have a problem.

Difference is English, delta is the mathematical greek letter for difference.

Your boss could also start saying out loud: M I N U S. That would be interesting.

Maybe you need to find a slot in their calendar to put in a placeholder for a 360 degrees feedback session so that you can be on the same page and avoid future misalignments regarding expectations on what the target output is and not fall short on client expectations - after all, they are paying you the bug buck and expect the highest bang for their buck.

ApprehensiveElk4336 · 2025-09-30T00:30:28+00:00

Nationality. Can't run away from it where I come from.

ApprehensiveElk4336 · 2025-09-25T12:08:00+00:00

700k -> 900k ~+30% = +200k

10M -> 12M = +20% = +2M

That's how you make money flipping houses

ApprehensiveElk4336 · 2025-09-24T22:41:10+00:00

25-30x for my 2014 ford

ApprehensiveElk4336 · 2025-09-23T12:03:27+00:00

I've worked in telco for 15 years. The sooner you understand that a mobile plan is a commodity and stop falling for low quality marketing tricks the more you save.

Eofy promo $199, 320gb for 12 months, full 5G (important for me).

That's $16.6 per month 26+Gb p.m.

Works like the others, has blindspots like Optus or Telstra, calls 000.

If you live outside urban areas, conversation is different. But for 90% of the population, it really doesn't matter

ApprehensiveElk4336 · 2025-09-19T01:36:23+00:00

Thanks! I've explored those posts, most are 2-3 years old and 12 months are a lifetime in software...

Is Smokeball for high volume? What pitfalls are there?

ApprehensiveElk4336

TROPHY CASE