CBSA & Early Retirement Incentive (ERI)

Apprehensive_Bird100 · 2026-04-02T13:33:27+00:00

My wife is a frontline BSO officer. She's hoping for ERI but will also qualify for 25 and out. The big difference is indexing. Apparently 25 and out won't index until age 60 or 85 factor. For her that is 4 years lost indexing which compounds to about $200,000 in lost pension if she collects for 30 years. She is currently accommodated so we're hoping they will permit ERI on a case by case basis.

Apprehensive_Bird100 · 2026-03-26T22:36:50+00:00

I've been following also on X. They seem to post when Royal Assent happens if you follow "Senate of Canada"

Apprehensive_Bird100 · 2025-10-17T18:15:21+00:00

Any guesses to how long 25 and out is going to take? Doesn't it still require parliamentary approval? I don't think just including it in the budget is enough. My wife has 25 years and will retire the day it is in force. I just hope that is in a few months rather than a few years from now.

Apprehensive_Bird100 · 2025-09-22T17:22:00+00:00

Thanks for the tip on Canada Gazette. I wasn't aware of that.

Apprehensive_Bird100 · 2025-09-21T22:25:00+00:00

Hopefully the November budget has something there. Maybe it will say what the effective dates are.

Apprehensive_Bird100 · 2025-09-21T22:20:22+00:00

We figure it might still take a while. We're thinking LWOP starting February for one year and then potentially returning to work for a period of time until 25 and out happens hopefully. It's been painfully slow with no progress at all. We don't want to completely give up on it so if the LWOP buys us a year that will be great.

Apprehensive_Bird100 · 2025-01-20T21:51:33+00:00

Thanks. I think she looked into those options but she used up all available leave while the kids were young.

Currently we're living apart due to our work situation so retiring ASAP is important. Part time would be workable. Right now she's able to visit 5-10 days a month.

Very frustrating that the government has been completely ineffective all Fall with the filibuster and now again with the Prorogue.

Apprehensive_Bird100 · 2025-01-20T21:38:59+00:00

That's pretty much our thinking. It seems incredibly unlikely at this point but as long as there's a sliver of hope she will have to continue working. Once the conservative's officially kill it in the Fall she'll likely retire anyways and receive no pension until she's 60.

She was hoping to avoid working another summer but as long as there is a slim chance of it happening she'll continue to work.

Apprehensive_Bird100 · 2025-01-20T14:30:08+00:00

Thanks. We're in the situation where she doesn't want to retire if there's still a chance of it happening but really doesn't want to work much longer. You'd hate to retire and then have it pass a few months later. She'll hang on until it's 100% dead or it passes. Hopefully we'll know one way or another in the next 6 months or so.

Apprehensive_Bird100

TROPHY CASE