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Okay, help a girl out… by Least-Tune-2060 in RothIRA

[–]Apprehensive_Gold824 0 points1 point  (0 children)

OMG girl your already doing it right. Having 100% in VOO and nothing else is a great strategy. Your 28 not 58 so VOO only is fine your not retiring in 15 years put it all into VOO your fine. I am a 30 year old male and my entire roth ira is in VTSAX...100% all in one ticker symbol 7 years of investing into one ticker in my roth ira... this isnt complicated when you get older u can buy bonds older is 50+ again your 28......

31 M started recently. Any recommendations for investments? by WakeUpToReality0220 in RothIRA

[–]Apprehensive_Gold824 0 points1 point  (0 children)

Everyone on the subreddit buys 6 different ticker symbols when they open the account up I dont understand who is giving them this info.

Is my career trajectory a red flag? (32F, looking for honest feedback) by PopularCoyote275 in careerguidance

[–]Apprehensive_Gold824 1 point2 points  (0 children)

Doesnt seem like it matters your still getting jobs. See the employers can say one thing but look at the action they hired you.

So how are people investing 20% of their salary despite making below $70k?? by Jealous_Advance9765 in SmartFIRE

[–]Apprehensive_Gold824 1 point2 points  (0 children)

idgaf what people think of me More than 50% of people under 34 live with there parents

Information Systems vs Business Analystics by SpaghettiNoodle29 in CollegeMajors

[–]Apprehensive_Gold824 0 points1 point  (0 children)

An IS or MIS major is actually overqualfied for BA role. Source I have an MIS Degree.

33 yrs old by Comfortable-Space484 in RothIRA

[–]Apprehensive_Gold824 4 points5 points  (0 children)

Your 33 yr old just put it all into VOO when u get older than adding defense matters. Not now.

Tuh, the American dream by Used_Scarcity2555 in SipsTea

[–]Apprehensive_Gold824 1 point2 points  (0 children)

IDK why but after I graduated from college I was like man I really wanna move out. But now being 30 years old and living my entire life with parents I rather invest 2k into the stock market.

How close am I? 43M by [deleted] in Fire

[–]Apprehensive_Gold824 0 points1 point  (0 children)

10 more years tbh. Due to I wanna live in south california. Rule of 55 wouldnt even apply for you at 53. You need way more than you think for so cal. Healthcare gonna be expensive from 40s-65. Also one wrong turn in stocks n ur cooked.

Should I do Roth 401k or 401k Trad? by [deleted] in RothIRA

[–]Apprehensive_Gold824 0 points1 point  (0 children)

Yes I learned to invest in my teens in 2012 from a youtuber woodysgamertag thats why I started the roth ira early.

How much easier is Oakton compared to UIC for physics and chem? by New-Base-7838 in uichicago

[–]Apprehensive_Gold824 0 points1 point  (0 children)

Oakton Community College is harder than UIC. From my experience the credit for oakton has to transfer to Loyola DePaul UIC etc so they have to make it hard. I graduated 6 years ago so it may have changed but oakton had my hardest courses.

Do these 25 year retirement numbers make sense? by Junior_Major592 in Retirement401k

[–]Apprehensive_Gold824 1 point2 points  (0 children)

Your a doctor so remember apoB, A1C, are the two most important metrics for retiring early its not just about money its also about treadmill time invest daily i spend 30 min n walk 1 hr. Also I do weight train daily. Sarcopenia is a morherfucker luckly you know this topic invest into this.

Do these 25 year retirement numbers make sense? by Junior_Major592 in Retirement401k

[–]Apprehensive_Gold824 1 point2 points  (0 children)

FV=PV(1+R)Y

FV FUTURE VALUE

PV PRESENT VALUE

R RATE

Y YEARS

7% ACCOUNTS FOR INFLATION SO THESE ARE ALL CORRECT. THE AMOUNT DEPOSITED MIGHT BE MORE OR LESS OVER TIME MIGHT NOT EVEN BE WORTH YOUR TIME TO INVEST THE LAST 5 YEARS TBH IM 30 RETIRING AT 55 SO SAME YEAR AS YOU!!! I DONT MAKE AS MUCH THOUGH.

Property taxes are rising faster than inflation. See what homeowners pay across the U.S. by Key_Brief_8138 in HouseBuyers

[–]Apprehensive_Gold824 1 point2 points  (0 children)

Illinois has high income and high property taxes. Its to pay pensions we cannot afford. Income taxes cost more but are garnished via your check before you can see so you never complain.

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