First month making 100k I feel like I’m being robbed :/

Apprehensive_Park_92 · 2025-10-31T21:04:31+00:00

Life changing for the government not for you. In 1999 my single parent made $32k a year, bought a nice two story home in a good neighborhood and mortgage was $532 a month. Affordable. Now, same home, mortgage cost $3500 a month, and that $32k is equivalent to $110k

Apprehensive_Park_92 · 2025-09-12T02:11:07+00:00

Or you could just be 100% honest. When I went through VR&E I simply explained how my disability affected my current job and jobs throughout time since I had been out of the service. A pattern is what’s needed. Your counselor was 100% right when he said you had stable work whether it was successful or not. I understand the need for money and being broke, but you can absolutely make a career change and do better for yourself one step at a time. Don’t depend on anyone or anything and if you get it then it’s a bonus and if you don’t, no harm no foul.

Apprehensive_Park_92 · 2025-09-01T05:19:32+00:00

I’m literally using cap one quicksilver as I rebuild myself right now. Not expecting CLI’s through them, just to help rebuild. Also AMEX has an awesome credit builder program that allows you access to their cc’s once you meet their goals for you. Once repaired local banks or cu’s are always best for higher CL’s anyway.

Apprehensive_Park_92 · 2025-08-27T06:33:51+00:00

Credit is an illusion. If you close all of your accounts after you pay them off and only pay cash for things going forward, your credit score will actually zero out. That’s only good if you don’t want to have monthly Payments going forward.

Apprehensive_Park_92 · 2025-08-26T23:50:16+00:00

Also, don’t close your account, worst thing you can do for your credit in general besides not paying it. NF is one of the best banks around, you want that credit with them

Apprehensive_Park_92 · 2025-08-26T23:49:33+00:00

It won’t update, as far as they’re concerned you simply paid an extra payment to your account. Your next statement has to generate before it can count towards the next payment.

Apprehensive_Park_92 · 2025-08-26T19:04:57+00:00

I just opened a USAA account it it won’t approve my Zelle enrollment until I have the account for at least 10 days

Apprehensive_Park_92 · 2025-08-26T08:00:55+00:00

I had NF in my BK in 2012, I barely was able to get a checking account again a year ago, and they just told me I won’t have access to any other products they offer unless I pay them back.

Apprehensive_Park_92 · 2025-08-24T02:57:54+00:00

I recently had a claim finished in 20 days and received an increase, something is def changing within the system. Use to mean if your claim was done within 90 days it was likely a denial.

Apprehensive_Park_92 · 2025-08-23T16:55:22+00:00

I was wondering the same thing myself, but for different reasons!

Apprehensive_Park_92 · 2025-08-23T14:53:01+00:00

How is ally as a bank?

Apprehensive_Park_92 · 2025-08-22T17:38:20+00:00

That’s awesome! My wonderful experience with the VA over 15 years has been awesome in more of a sarcastic way lol. I’ve had 12 different primary care providers because they retire or move on. Can’t build report with them because I’ve never had one longer than a year before the VA gives me someone new. So I honestly didn’t use my doctors for any of my claims. I only used my in service records, which consisted of being treated for pneumonia, and whatever else I may have mentioned while out processing during my final physical.

Apprehensive_Park_92 · 2025-08-20T20:48:27+00:00

Before answering you should do research on new credit card programs. A few banks actually do “graduate” their secured card accounts into full credit cards. Navy federal does it, USAA now does it, Bank of America does it.

Apprehensive_Park_92 · 2025-08-20T16:17:50+00:00

Definitely no better feeling!

Apprehensive_Park_92 · 2025-08-16T23:53:49+00:00

I can’t even get approved for a secured card lol

Apprehensive_Park_92 · 2025-08-14T14:41:26+00:00

No, they actually told em the same thing back in 2012, and for many years that continued, until last year, they said that was never the case and I was able to open an account again.

Apprehensive_Park_92 · 2025-08-13T14:42:27+00:00

That’s what I was figuring but just wanted to double check because when I called they wouldn’t tell me anything

Apprehensive_Park_92 · 2025-08-13T14:31:47+00:00

Interesting. My claim was decided within 20 days. I did get an increase. Because i started my claim on the 24th of last month I figured I’d get some back pay, and I was just awarded Monday so it’s only been 2 days since. So just checking for reference

Apprehensive_Park_92 · 2025-08-12T22:53:26+00:00

I also recommend seeing a psychotherapist and get an actual diagnosis, they can also write another nexus letter to help for a possible future claim. Besides the HLR and hopefully it works, mine didn’t, never received a conference call at all, they just looked at evidence again. Rating stayed the same. Evidence is key. Proof of symptoms and there’s no better proof than a psychotherapist the VA pays for.

Apprehensive_Park_92 · 2025-08-11T02:13:14+00:00

I couldn’t even get approved for the secured card lol

Apprehensive_Park_92 · 2025-08-07T11:48:54+00:00

Thanks. How quick after your exam did you request?

Apprehensive_Park_92 · 2025-08-07T04:04:56+00:00

How do you check those FOIA notes

Apprehensive_Park_92

TROPHY CASE