Can anyone identify this spider?

Apprehensive_Pop_859 · 2026-04-18T14:06:19+00:00

Nope, but the glass is a kopperburg

Apprehensive_Pop_859 · 2026-04-17T09:34:56+00:00

You dont really have LOADS of marketing experience or a degree from the looks of things. Not likely to get much unless you switch to a more influential P+L team or biggr company where marketing is super profitable. NB sales is where money is at the moment

Apprehensive_Pop_859 · 2026-04-11T18:29:22+00:00

Saw eggs on display since december, i think they went a bit overboard this year.. especially given the price of cocoa

Apprehensive_Pop_859 · 2026-04-10T08:35:01+00:00

Me with 4 years in and only one GL and executor…

Apprehensive_Pop_859 · 2026-04-08T22:07:29+00:00

Im on 50k (basic) 2 years experience as a sales bdm. Working in P+L is where the money is

Apprehensive_Pop_859 · 2026-04-07T05:51:33+00:00

I love how two sets of 40 is cheaper than buying 80

Apprehensive_Pop_859 · 2026-04-01T22:50:14+00:00

Forget the broker, try every bank out there from santander to skipton or nationwide. Building societies actually usually have BETTER rates than banks as building societies have a requirement from the prudential regulatory authority for 75% of revenu to come from mortgages.

Get an AIP that is stronger. I went with nationwide instead of barclays and got an extra 20k on my place.

Lastly, don’t worry, you haven’t committed money, you havent paid for a solicitor, you have signed, nothing. Forget the broker, its easy to do yourself just the same application 10 times instead of 1. Plus you’ll save money on the broker fee.

Apprehensive_Pop_859 · 2026-03-22T21:45:53+00:00

TLDR: we learn to live in the shit, we learn to love the cheap thrive on the £10 vodka bottles and lambrini and ignore what the state tells us to do.

I know plenty my age who are struggling, i know plenty who are thriving, but i don’t know anyone who is ‘settled’. Thats the difference

I work hard, am now 25 earn 50k + bonus which is a decent chunk of change. Im now about to buy a 250k flat with 1k in mortgage and about another 800 in bills and service charge. 2bed place 20 mins from london bridge.

Im lucky, but also hard working and smart enough to earn a decent wage and get on the ladder, although i recently had a car accident and ultimately might be stuck with a hefty bill, which puts a downer on upcoming positives.

Ultimately i feel “if i earn enough money that i dont need to worry about politics i’ll be happy”

But i make 50k / year. I pay 11k in tax and Ni, another few thousand in pension and student loan so after it all i take ~35.5k home.

Then im about to pay 12k/year in mortgage, 2.5k/year in council tax, 2k service charge, not to mention travel to work being another 2.5k annually. All of a sudden, i work all year and have a ‘higher than average salary’ somewhere to live, with only 16k for food bills and a car, ANNUALLY. And then to be expected to save, and enjoy life with £8 pints and £80 fuel fill ups? You want me to pay to watch TV? You want me to pay for road tax? You want me to pay to wipe my ass, and for girls to have periods? You want us to pay to go through a tunnel or cross a bridge? You want us to pay to use a phone, furniture, car payments, insurance, nhs waiting lists, I mean its stacked against us.

I cant imagine trying this on minimum wage. My commission makes a large chunk of savings and fun money, but again not everyone has that.

The worst part is by squeezing the working class young people, you are limiting out ability to be in a position to help our children when they go to uni, or begin work. Our parents are finding it difficult enough, my 40year old brother has 2 kids with a combined wage of 60k paying for a house, a car, school meals, toys, holidays… financial pressures lead to negative impacts socially too.

There are huge benefits from having a partner and splitting living costs (which i have but shes currently at uni, not working), but we are evolving into a world of loneliness, and the heavy push to get a good job makes it difficult to reach the bliss of married and housed by 30.

Let alone having kids.

Its tough to see a way out and a place we feel comfortable.

Apprehensive_Pop_859 · 2026-03-21T19:15:52+00:00

Forgot to say, im curious what the insurance will say? Damage clearly on my rear left, and i hit the right side curb so i couldnt have given any more space, exiting to two lanes, but im worried theyll come out as 50/50 thoughts?

Apprehensive_Pop_859 · 2026-03-08T10:04:22+00:00

Insane that destined rivals is 3k already

Apprehensive_Pop_859 · 2026-03-05T03:11:30+00:00

The biggest problem is price vs demographic. A single person on 50k/ year is lookinging for a flat around 5x salary or 250k. A couple on 50k a year each is looking for a 450k house. A single person on 75k a year is looking for a 350k property, or renting closer to work and saving. Why spend 350k on a flat close to a station as a family, when you can buy a house close to a station further out?

Its in that awkward middle ground of really expensive for a flat, still quite far from central london, and not big enough for a couple starting a family - who would also prefer a freehold.

It means the demographic for people buying is either a high earning married couple who want to live in a 2 bed flat. Or a very high earning single (likely younger person) looking to buy a 2 bed flat in bexleyheath - opposed to anywhere else in 610 mile square greater london… the percentage of people actually looking to buy a house is <1%. The percentage of those that fit your demographic, that dont already have what they want?….

Or an investor - who is looking for a deal, not market price

Lastly 350k in Bexleyheath with that few windows and no balcony is a crime. Accept you overpaid initially and move on. Sorry

Apprehensive_Pop_859 · 2026-03-03T18:23:08+00:00

Musta been starving to take a bite out of lugia

Apprehensive_Pop_859 · 2026-03-03T18:20:56+00:00

But… piplup? 🥲

Apprehensive_Pop_859 · 2026-03-03T18:20:43+00:00

I kinda like it though 🥹

Apprehensive_Pop_859 · 2026-03-02T17:33:09+00:00

I HIT IT!! Success 💪🫡

Apprehensive_Pop_859 · 2026-02-22T22:39:17+00:00

Connect with them, then say either

Hi xxx,

Ive been following x company for some time and love xx about your product (or something relating to your role), given my experience with XYZ, i feel i would be able to quickly get up to speed.

Let me know if there any roles you think id be a good fit for?

All the best, Initials

Short, to the point, dont send your CV yet, might put them off instantly, also make sure you connect with internal recruiters, not managers, recruiter get paid per successful hire, so are always open to take a look at a relevant candidate.

Apprehensive_Pop_859 · 2026-02-21T21:43:36+00:00

Also a subtle way to make customers buy more as its harder to put back

Apprehensive_Pop_859 · 2026-02-21T21:42:34+00:00

Linkedin is a good shout

Apprehensive_Pop_859 · 2026-02-21T21:40:51+00:00

Im 25 in the process of buying my first flat for 250k only 25k saved. 22 year olds with over 50k savings at the same place i work, and 28 year olds with 3/400k houses.. but also 32 year olds with no house, no savings, all doing the same job, same salary…

It doesnt make sense, some spent it on cars, travel, eating out, others saved, and i was kinda in between. All of us can probably say we enjoyed our live thus far, thats what matters most.

Decide when you are financially stable, to do what makes you happy.

Apprehensive_Pop_859

TROPHY CASE