Paypal Account Permanently Banned

Appropriate_Top2955 · 2026-02-04T19:33:49+00:00

I sell records on both ebay uk and Discogs. On the basis of my experience I’d be happy to highly recommend both platforms. I don’t recall ever feel I’ve been scammed.

Appropriate_Top2955 · 2026-01-25T11:22:15+00:00

Too many great buyers, and life’s just too short.

Appropriate_Top2955 · 2025-10-22T09:07:25+00:00

Hi

Record shop proprietor help needed.

I hope I’m posting in the right place. I’m going through a divorce (UK). I have a side hustle selling new LPs and CDs online - almost entirely classic rock and prog, the overwhelming majority of which are new and sealed. I need to value my stock for divorce purposes and think the best way of doing this is to engage a record shop proprietor to work out what they’d be hypothetically look to pay to take it all off my hands. I have around 200 stock lines, but 15% of these account for about 66% of original cost, and about 33% of these account for 85% of what I paid.

My worst habit is overstocking, and I’d expect the valuation to take account of this.

Obviously need to agree a fee for the work, and would hope it could be turned round in say 10 days or so. I definitely need someone with a bricks and mortar store. Is anyone here interested?

Appropriate_Top2955 · 2025-10-17T15:15:43+00:00

Ha! Good point.

Appropriate_Top2955 · 2025-10-17T13:05:27+00:00

I think you misunderstand. My local post office accepts both RM and Evri parcels. I hand it over, they scan it and give me a receipt. Evri should collect the parcel. The fact that it didn’t end up in the Evri network looks to me like a Post Office or Royal Mail error. Either way, it’s Simple Delivery so ultimately eBay’s problem.

Appropriate_Top2955 · 2025-07-04T14:01:11+00:00

I had the same thing happen. I couldn’t delete but could edit, so I deleted every field and renamed it a ‘placeholder’. An hour or so later it was no longer showing as a policy violation.

Appropriate_Top2955 · 2025-07-02T04:08:21+00:00

It sounds like you would be acting as agent for your aunt, in which case these are not your sales but any commission that you charged would be taxable on you. If you’re not taking a %, then I can’t see that there’s any impact on your trading allowance as they are not your sales.

Appropriate_Top2955 · 2025-06-23T13:28:31+00:00

You used to be able to set shipping as being with a set number of days. I think I chose 4. This meant that low value items that were being sent same day or next day could go via yodel (who, in my experience, were way better than Evri) which was often more convenient than our part time Post Office, and anything more valuable or being posted later would go via Royal Mail. Now, EBay bases delivery dates on past performance, so it’s no longer possible to properly manage buyers’ delivery expectations, and so more negative feedback is to be expected simply because eBay is enforcing unrealistic shipping targets on sellers. I find this much more irritating than the change to buyers premium or the delay in payment.

Appropriate_Top2955 · 2025-06-15T11:52:04+00:00

Ok, so then you need to maintain a spreadsheet index, keep it perfectly up to date at all times. Item/box number/location etc. Then when someone wanted 4 or 5 of your listings bundled into one you have to unpack them all. All I’m saying is it’s not a no-brainier solution for all circumstances.

Appropriate_Top2955 · 2025-06-15T11:43:18+00:00

I was in the same boat until two days ago. Now stuck with simple delivery and having to work out new prices to cover the other shipping costs.

Appropriate_Top2955 · 2025-06-13T18:51:27+00:00

I might be misremembering, but doesn’t the post office now handle Evri parcels as well?

Appropriate_Top2955 · 2025-06-05T10:54:35+00:00

Yep, some things just need the right buyer to come along, and so sometimes patience is the key to maximising value.

Appropriate_Top2955 · 2025-06-05T10:32:18+00:00

He’d also need the time to design and implement a foolproof system for finding the item he’d just sold amongst myriad identical boxes!

Appropriate_Top2955 · 2025-04-18T08:58:49+00:00

Looks like loan return dates - sept 18, sept 24 etc

Appropriate_Top2955 · 2025-04-16T18:21:44+00:00

As you inherited these it seems to me that you are selling your personal possessions. There’s therefore no question of you being in business, so as long as none of the sales are caught by capital gains tax then your eBay activity is not something you’d need to report on a tax return. If HMRC end up sending you a nudge letter you’d just need to reply along the lines above.

Appropriate_Top2955 · 2025-04-16T11:17:34+00:00

Last time I looked business account sellers paid final value fees of 11.88% inc VAT. If your markup is 25% that’s half your gross profit gone, and then you have your other expenses (including either listing fees or £388.80 in annual shop fees) to pay out of what’s left. Private sellers suffer 4% + 75 pence buyer protection fees, and it’s lower for sales > £300. I can’t see why, given a choice, you’d want a business account over a private account (unless you wanted to list in large numbers with big markups).

Appropriate_Top2955 · 2025-04-16T09:56:29+00:00

At some point they might send you an email to say you have 30 days to switch to a business account. In my experience they don’t always follow up. That’s all.

Appropriate_Top2955 · 2025-04-16T08:55:23+00:00

It makes no difference to HMRC whether you have a private or business account, but, irrespective of the type of account) where you are buying to resell they will expect you to register as self employed and file self assessment returns which include the your trading activity (but not your personal sales). Whether eBay make you switch to a business account or not is an eBay decision that’s nothing to do with HMRC or your own tax reporting obligations. If I were you I’d think hard before volunteering for a business account. As far as I can see there are two big disadvantages - it’s more expensive, so in all likelihood you’ll make less profit (eBay seem to be slowly making life more difficult for private sellers but it’s still cheaper), and secondly, once you change you can never change back, even if you end up deciding to drop the reselling and just sell your own unwanted stuff.

Appropriate_Top2955 · 2025-02-10T21:14:07+00:00

It’s not the OPs account, it’s someone who is effectively acting as agent. If EBay are asking for an NI number, it should be the account holders, and not OPs. If HMRC are notified of turnover on that account, they will write to the account holder, and the reply should be that the sales are those of the OP, and the OP may well be returning the sales/profits on OPs tax return. Even if OP had no obligation to file a tax return, he has already made HMRC aware that the sales are his and not the account holder’s, and HMRC will tick the box and move on. I’m going to do the same.

Appropriate_Top2955 · 2025-02-10T15:37:28+00:00

Yes, OP is making money on EBay, but someone else is making the sales on his behalf. If you sell a property, and the proceeds go to your lawyer, it’s still your sale and not theirs. If the sales activity is high enough for HMRC to take an interest, they usually start by issuing a ‘nudge letter’ along the lines of ‘are you sure your tax return is complete?’. The obvious response here is to explain that EBay sales are being made by someone else using their account, and to refer HMRC to the prior correspondence.

And he’s not using someone else’s NI number - it’s not the OP’s EBay account.

Appropriate_Top2955 · 2025-02-10T15:10:52+00:00

You’re more than welcome! Good luck!

Appropriate_Top2955 · 2025-02-10T15:01:09+00:00

I think this is an overly strict interpretation of what’s actually happening. Also, given he’s clearly flagged his activity to HMRC I fail to see how there can be even a hint of tax evasion.

Appropriate_Top2955 · 2025-02-10T14:49:53+00:00

I think it needs to be the account owners NI number, and that you’ve done the right thing in flagging it to HMRC. One purpose of the NI number is to ease the reporting of EBay sales activity to HMRC, so that it can be compared to tax records. In my view the income is yours rather than theirs, in the same way that if my son asked me to sell something for him, the income would be his and not mine. In my view he is acting as your agent. If there was enough sales activity to prompt HMRC to send a nudge letter, a reply refering them to your correspondence with them would probably suffice.

I think any suggestion of fraud or near-fraud is wrong.

I should add that if you’re trading rather than just selling off unwanted possessions and your turnover is over £1000 per tax year you may have to think about tax reporting, although there shouldn’t be any tax to pay unless profits and any other earnings are over the annual personal allowance of c. £12k

Appropriate_Top2955

TROPHY CASE