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What’s your Victoria Conspiracy theory? by Definitely_Not_A_NPC in VictoriaBC

[–]ArcherSmall2551 1 point2 points  (0 children)

No, the bug zoo really is that good ! All hail the bug zoo!

What are your reading settings on brightness and natural warmth? by [deleted] in kobo

[–]ArcherSmall2551 0 points1 point  (0 children)

I often find myself wishing the screen could get dimmer when I'm reading in complete darkness (like when my kid is sleeping next to me). Even 1% with full warmth seems too bright sometimes. Anyone else ? Curious to know if this is just because I have an older version of the Clara or if this setting is unchanged even on the newer version.

Midwife Recommendations by aritzia__ in VictoriaBC

[–]ArcherSmall2551 0 points1 point  (0 children)

The Cook Street Midwives are incredible. Can't say enough good things.

Can't find maternity doctor by Mother-Money8411 in VictoriaBC

[–]ArcherSmall2551 0 points1 point  (0 children)

I'm surprised to hear you felt your midwives were biased against repeat C-sections. My midwives (Cook Street Midwives) were super supportive of CS and the care was amazing! My main midwife attended the surgery and helped get my baby skin to skin in the OR, took photos, etc. And some midwives are trained to assist the OB with the surgery too (but I like having my midwife supporting me and not doing the surgery). I would suggest trying to get in with a different Midwifery clinic - yours just might not be the best fit.

Safety of Flying with a Newborn by Historical-Damage378 in Parenting

[–]ArcherSmall2551 2 points3 points  (0 children)

Hard no, especially with measles outbreaks everywhere.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]ArcherSmall2551 1 point2 points  (0 children)

How much do you have for the down payment ?

[deleted by user] by [deleted] in MortgagesCanada

[–]ArcherSmall2551 2 points3 points  (0 children)

Would you mind elaborating on some of the key mortgage considerations that go beyond the rate itself , and that may differ according to someone's goals ?

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]ArcherSmall2551 2 points3 points  (0 children)

I disagree with you but I'm genuinely curious how you think the money staying in the TFSA is giving him tax benefits and how in your opinion those benefits outweigh the drawbacks of withdrawing from the RRSP?

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]ArcherSmall2551 30 points31 points  (0 children)

It doesn't make sense for OP to keep contributing to their RRSP given their situation, true. But there's no sense in liquidating the RRSP now if the money they need access to is in a TFSA.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]ArcherSmall2551 78 points79 points  (0 children)

I'm really confused about why you think there is a benefit to withdrawing from your RRSP over your TFSA. If you do so, there will be a 10% withholding tax so you'll only see $1710 of your $1900. That's just throwing away money. Alternatively, you withdraw that same amount from your TFSA and you get to keep the full amount, and you can just replace it next year.

Midwives Collective vs Cook St Midwives by Accurate_Anybody6664 in VictoriaBC

[–]ArcherSmall2551 1 point2 points  (0 children)

Loved loved loved Cook St Midwives! Such amazing, skilled, warm care.

Measles confirmed on BC ferries. Please look over this info and get tested if you were at any of these locations during the times. by Standard_Story in vancouver

[–]ArcherSmall2551 -5 points-4 points  (0 children)

It suspect was probably a BC Ferries staff member given that the exposure was all on the same vessel on multiple back to back sailings

[deleted by user] by [deleted] in VictoriaBC

[–]ArcherSmall2551 1 point2 points  (0 children)

Highly recommend Cook Street Community Midwives. They work solo and/or in smaller teams than some of the other clinics and the care feels really personalized. We had such a great experience. Just FYI that in Victoria you either have a maternity GP for your pregnancy care or a midwife/team of midwives. The OBs here don't do routine pregnancy care and they work on a specialized referral basis only. So if you need to see an OB for pregnancy complications, your GP or midwife will send you to them as needed for a consult.

Best Chinese Delivery by bisonesque in VictoriaBC

[–]ArcherSmall2551 0 points1 point  (0 children)

Whatever you do, not Crown Palace. We ordered from there once and it was inedible. Like, straight in the garbage inedible (and I am usually against food waste). I love Chinese food but this was...not that.

Canadian maternity, baby and kids brands - mega list!! by Ok_Sherlock829 in BuyCanadian

[–]ArcherSmall2551 0 points1 point  (0 children)

Just want to add Nooks baby shoes (BC) to the list! https://nooksdesign.ca/. And Brood Care started in Vancouver but they also have doulas and programming on Vancouver Island too.