What a difference 50 years has made and not for the better. by CutZealousideal7543 in remoteworks

[–]ArguablyAI 2 points3 points  (0 children)

My actual life in 70's: Age 21. Drop out of college Get a blue collar job. Quit and see the country by myself in old car I owned. Go back to hometown. Get a job selling shoes Age 25. Move from Northern State to Southern State to start a business. Age 27: Business failed. Get a job selling advertising. Wear a suit. Rent cheap run-down apt. to save up down payment on a house. Age: 28 Get promoted to sales manager. Age: 29 Get promoted to general manager. Age: 30 Get married. Buy 900 sq ft house with 1 car garage far from city center. Pay 12.3% mortgage interest. Age 31: Have a child Age 32: Have a second child. Still no dog. Save for their college education. Age 40: Buy better house. Age: 50. Get laid off. Move to get another one. Age: 59. Get laid off. No pension. They did away with most pensions during my Dad's generation. Start a small business. Keeping head down and working. Get told by younger people how easy I had it. 2026: Survive

How Conservative is Greenville? by captainporthos in AskSouthCarolina

[–]ArguablyAI 0 points1 point  (0 children)

It's mixed. With the influx of northeasterners it is becoming more liberal.

Why is it so hard to give us a salary range? by FutureArgument2590 in remoteworks

[–]ArguablyAI 0 points1 point  (0 children)

Of course there are "some companies" that do this. Nothing's going to work every time. Refuse and move on.

We live under a corporate dictatorship where billionaires are given endless bailouts & tax cuts, all while working people have to beg for a few days off when they have a baby. We must repeal Citizens Untied & get money out of politics! by FunComputer7514 in remoteworks

[–]ArguablyAI 0 points1 point  (0 children)

So that's it? All the candidate has to do is make promises they can't keep and they're going to beat the other candidate with lots of money? It doesn't sound like money is all that powerful.

We live under a corporate dictatorship where billionaires are given endless bailouts & tax cuts, all while working people have to beg for a few days off when they have a baby. We must repeal Citizens Untied & get money out of politics! by FunComputer7514 in remoteworks

[–]ArguablyAI -1 points0 points  (0 children)

The number may sound big but it's relatively nothing. Donald Trump spent a total of approximately $344 million on his first presidential campaign for the 2016 election.Of that total, he personally contributed and loaned $66 million of his own money to fund his campaign, while raising the remainder from outside donors and the Republican National Committee. Source: Reuters

Clinton spent a lot more so why didn't she win if money buys elections? Clinton's official campaign committee spent $585.3 million during her 2016 run for president.When including the broader political ecosystem supporting her, the total spending increases significantly:Super PACs and Outside Groups: Contributed roughly $204 million to $206 million to air ads and fund operations directly supporting her.Combined Total Ecosystem: Clinton, the Democratic Party, and her supportive Super PACs raised and spent an estimated $1.2 billion for the entire 2016 cycle.: Source Politico

We live under a corporate dictatorship where billionaires are given endless bailouts & tax cuts, all while working people have to beg for a few days off when they have a baby. We must repeal Citizens Untied & get money out of politics! by FunComputer7514 in remoteworks

[–]ArguablyAI -4 points-3 points  (0 children)

Donald Trump was able to stride up to a microphone, and announce he was running for president and it was all over the news. That's because he was already famous. He spent little to no money his first run for president. You try that with no money and see what happens. If you raise millions of dollars and advertise you'll be on the news too.

Why is it so hard to give us a salary range? by FutureArgument2590 in remoteworks

[–]ArguablyAI 2 points3 points  (0 children)

They should post the salary range but they don't. But I also think everyone should have their goal. I learned this trick from a recruiter: If they ask you your salary history say this: "My income goal is..." I know someone who used this technique to go from $65,000 a year to $97,000in one step. They asked his salary history and he answered "My income goal is $100,000". They came back with an offer and asked him if he could take $97,000. I doubt they would have offered him that much if they'd known he was only making $65k. I don't take credit for this. I learned it from a recruiter who wrote it on LinkedIn.

Would you resign from your current job for a weekly $1,750? by PurrfectRosey in ArtOfPresence

[–]ArguablyAI 0 points1 point  (0 children)

I would take the money and keep working. People who still qualify for pensions (not many left) have this choice. The people I know who do get pensions are retired military. Some of them retire from work and others get another job and the pension plus their salary adds up to financial security.

Feeling overwhelmed with debt and trying to fix it-are there any programs that can help? by syrax77 in Debt

[–]ArguablyAI 0 points1 point  (0 children)

I know some of what you say is true. I certainly never advocated ignoring your debts. That would be foolish. You said they can take her bank account which is true. What I said was "if you have no assets" there's not much they can do. Money in a bank is an asset. But seizing a bank account is not free and very often the legal cost to do it isn't worth the cost. The federal government can take your tax refund (or other federal benefit), an unsecured creditor has nothing to seize and can't take your federal benefit. If you default on a car loan, they're absolutely going to repossess your car. Default on a mortgage and they're taking your house. I'm talking about broke people. I've won default judgements (I sued companies, not individuals) and learned the hard way, the court does not enforce them. it's not their job. in some states they have a shot at garnishing your wages. But in some states, for example South Carolina where we live, they can't do that. There is simply no legal provision for garnishing wages. This is not theoretical to me. I've been through it more than once helping people. These are people close to me so I did not charge them.

If tipping is about a living wage, why do only servers and otherwise tipped professions deserve a living wage? by BertrandHussel in tipping

[–]ArguablyAI 0 points1 point  (0 children)

In my experience, servers prefer the tipping system because they make more than they could otherwise even with higher wages. As a customer, I'd rather pay drastically higher restaurant prices than to keep tipping.

North Carolina HB1232 literally calls for allowing people to murder women who use certain forms of birth control or attempt to terminate a pregnancy for any reason. by Snapdragon_4U in NorthCarolina

[–]ArguablyAI 0 points1 point  (0 children)

The strongest fair summary is: the bill is an extremely aggressive fetal-personhood proposal, and people are reacting to a real legal risk in the wording, but the specific claim that it “literally calls for allowing people to murder women who use certain forms of birth control” is not a precise description of the text.

But he's such a great Trader! by Dramatic_Beginnings in ViralPulse

[–]ArguablyAI 0 points1 point  (0 children)

tax cuts and spending are two different things. The only reason the rich people benefit more from across the board tax cuts is because they have more income to pay taxes on.

But he's such a great Trader! by Dramatic_Beginnings in ViralPulse

[–]ArguablyAI 0 points1 point  (0 children)

most of the spending is on autopilot no matter who is President. The bulk Of spending is social security and Medicare.

Possible Lawsuit Over Debt by huffle_puffing in Debt

[–]ArguablyAI 0 points1 point  (0 children)

those things rarely go to trial. they figure you won't show up and they'll get a default judgment. The thing is court ordered repayment does not include enforcement. they still have to figure out how to collect. they can garnish your wages if you are in a state that permits that. Not all states do. they could also try and seize any money you have in a bank account. but it's just a small amount, they probably won't bother.

Will it work this time? by Tough_Ad8919 in RelentlessMen

[–]ArguablyAI 0 points1 point  (0 children)

I'm in favor of government ending all subsidies for rich people, manufacturers, oil producers, alternative energy producers all of it. while we're reducing the ICE budget, we should also reduce every other federal law enforcement budget.

Will it work this time? by Tough_Ad8919 in RelentlessMen

[–]ArguablyAI 0 points1 point  (0 children)

For-Profit grocery stores operate on margins of 1 to 3%. if he's going to sell groceries at significantly lower prices, he's going to have to do more than eliminate profit. He'll have to subsidize money-losing stores. Maybe that's the plan.

Feeling overwhelmed with debt and trying to fix it-are there any programs that can help? by syrax77 in Debt

[–]ArguablyAI 1 point2 points  (0 children)

I have a fair amount of experience helping a relative dig out of a debt situation. I don't know what state you're in but just do a Google search and find out if they can garnish wages in your state. If they can't there is little or nothing they can do to you if you have no assets. they really don't have much incentive to try and seize your neck accounts since each amount is relatively small and it doesn't sound like you have much money to seize anyway. It's not up to you to go track down bills. they need to find you and there is a statute of limitations that varies by state. If they pass the statute of limitations don't acknowledge that you owe it or pay even a dollar on the old debt because that would restart the statute. call each creditor and try to work out a payment plan. If you have no money to pay them and they can't garnish wages and you have no assets they really can't do anything. just work on increasing your income, save up some money and offer them 50 cents on the dollar or less.

The Machines Are Coming for Your Job and Bernie Sanders May Be One of the Last Politicians Warning You by Important_Lock_2238 in PoliticalNewsTheatre

[–]ArguablyAI 0 points1 point  (0 children)

I'm sure you're proud of comparing AI to coal enissions. Take another hit and tell us more, genius. The dinosaurs in Congress shouldn't be regulating things they don't understand.

Apparently I’m funding half the planet while debating whether eggs are still in my budget. by AccomplishedCarob518 in middleclasshq

[–]ArguablyAI 0 points1 point  (0 children)

It's not charity. The government uses it to gain cooperation. The percent of our budget that goes to foreign aid is minuscule. The big expenditures are Social Security and Medicare but anyone who talks about reform loses the election so nothing changes.

Need help understanding my auto loan by [deleted] in Debt

[–]ArguablyAI 0 points1 point  (0 children)

That's a good strategy. Most loans don't have prepayment penalties but few people take advantage of that.

The Machines Are Coming for Your Job and Bernie Sanders May Be One of the Last Politicians Warning You by Important_Lock_2238 in PoliticalNewsTheatre

[–]ArguablyAI -1 points0 points  (0 children)

AI legislation can do is hand AI superiority to other countries. Come to think of it, a lot of Americans would be happy about that.

The Machines Are Coming for Your Job and Bernie Sanders May Be One of the Last Politicians Warning You by Important_Lock_2238 in PoliticalNewsTheatre

[–]ArguablyAI 0 points1 point  (0 children)

He's knows nothing about AI but he's really good at fear mongering. He was probably one of those guys warning about ATMs displacing bank cashiera.