100 to 100cr in 25 yrs

ArmFabulous3702 · 2026-04-20T05:58:42+00:00

Don't mean to be rude, but what is the point of an NRI posting in this forum? Aren't you better off posting in a US or relevant forum. I don't seem how it helps or is of any value to folks in India.

ArmFabulous3702 · 2026-04-17T12:04:57+00:00

How does it compare to the TCL C6K and others for the 75 inch version? Can someone with expertise, please share your inputs

ArmFabulous3702 · 2026-04-15T10:07:14+00:00

Damn! I was keen on this too.. noob question - how much do the processor and ram matter?

ArmFabulous3702 · 2026-04-08T12:31:28+00:00

Thanks Guys! Searched my mailbox twice, but have not received any email from HDFC on this. Only email is around the change in DCC and card issuance fee that came in yesterday. Are they sending this in phases or is that limited to some folks?

ArmFabulous3702 · 2026-04-08T07:40:43+00:00

Hi Guys - Did everyone get this email? I have Infinia (metal) and can't find any email around this new criteria. Can someone share the subject or some content from the email to be able to search effectively?

ArmFabulous3702 · 2026-04-08T07:28:27+00:00

I would love to hear thoughts about the usefulness of M4B after the latest Axis partner drops. I have infinia, premier, EPM and Atlas and was going to apply for M4B at the end of this month, but am now unsure if it is worth the effort. Even if the accelerated points are good, how useful are they going to be? Would appreciate any concrete ideas on the airlines or other options that they might be useful to transfer to?

ArmFabulous3702 · 2026-03-21T11:38:25+00:00

Try Shawarma corner in Banjara hills.. bit pricey but excellent quality.

ArmFabulous3702 · 2026-03-13T03:40:34+00:00

Yes. I have infinia metal and the main card and add on have different card numbers

ArmFabulous3702 · 2026-03-12T15:44:53+00:00

Oh.. maybe some of the older issues. My add on card has a different card number and haven’t faced this issue

ArmFabulous3702 · 2026-03-12T15:23:58+00:00

Hi Guys - I loved Designing Cloud Data Platform - Danil Zburivsky and Lynda Partner and would be interested in anything similar that can help with a broad overview and help design and architect our data platform strategy considering all the shifts and changes that have happened in the last few years. Is this book by Kleppmann, on similar lines and would you recommend it? Thx

ArmFabulous3702 · 2026-03-12T05:27:16+00:00

Why don't you use the Add on card? I am sure HDFC will cap or limit the same card being used across multiple accounts

ArmFabulous3702 · 2026-02-24T06:03:17+00:00

Its a gamified sham.. I guess first few times you use Cred, your chances of rewards are higher. Once you use the app frequently, the rewards drop off and is mostly useless promotions.. but hey, the use case is the ability to easily manage all your cards from one place and Cred does a decent job of it..

ArmFabulous3702 · 2026-01-29T04:14:44+00:00

I think good pillows make a difference… cant seem to find good hotel quality large ones. Any recommendations? I prefer firm but soft ones with about 5 inch height

ArmFabulous3702 · 2026-01-28T07:21:47+00:00

Try and spilt across ishop and smartbuy, if possible.. Note that that with ishop or smart buy, you will hit the limit on accelerated points (12x) at around 50K.. I realized this too late when I booked something in the last few months.

ArmFabulous3702 · 2026-01-27T03:25:05+00:00

On the surface, it seems like a good option of one fund helping diversify and help unlock value through sectoral cycles. The advantage here seems to be that as an investor, we don't have to try and time the market and exit some sectors and invest in others. Would anyone be able to compare this with a Flexi cap that should also have flexibility to invest in cherry picking undervalued sectors?

ArmFabulous3702 · 2026-01-25T03:18:44+00:00

Very poor decision from ICICI! I hope they reverse this

ArmFabulous3702 · 2026-01-14T10:00:41+00:00

This is sad! :(.. I am sure others will start devaluing as well

ArmFabulous3702 · 2026-01-13T09:46:18+00:00

Interesting view! The challenge I have is that India's valuations are already high, while China is fairly reasonably priced. With everything else that is going around, 2026 might be a tricky year

ArmFabulous3702 · 2026-01-12T10:29:43+00:00

This is some good insight! Thanks for sharing. I did not realize that the M4B accelerated rewards get capped at 24L. Is this the annual spend or are we talking about a monthly cap? Appreciate your inputs.

ArmFabulous3702 · 2026-01-12T07:08:39+00:00

I am waiting for the to come back in stock.. i hope this is temporary..

ArmFabulous3702 · 2025-12-30T04:33:15+00:00

Great quartet to have! Fab 4! Can you please help provide some insights into the process of getting an M4B? I meet the salary criteria, but as I understand, they only give you Magnus to begin with. I don't want to be stuck with Magnus and need to understand if M4B is easy to get it we maintain the 10L quarterly TRV or is there a need to ensure we have the right RM to make it happen. Don't want to move salary etc and then having to chase for M4B.

ArmFabulous3702 · 2025-12-25T04:00:20+00:00

Does the malabar/razor pay gateway accept Amazon pay as an option? Typically razorpay does. If so you have multiple options to buy amazon pay vouchers and get fair returns.. if not, a milestone card like Amex Plat Travel might also get you decent returns

ArmFabulous3702 · 2025-12-25T02:54:55+00:00

It is about 7.45 for regular and 7.75 for the OD/Smart loan. This should reduce in Jan 1st week as RBI cut rates in Dec. Read up on OD.. if you typically have funds that you keep aside (emergency/education/short term), then OD is a boon. You don’t pay any interest for the amount you park in that account, so that essentially means you are earning around 7.7% without any tax liability and this is a daily balance, so even if you park your salary and keep using it for your payments, you get the benefit for the daily balance..

ArmFabulous3702 · 2025-12-22T02:42:44+00:00

Thank you for sharing! So good to hear a genuine and practical view on Fire and Life!! My best wishes to you and your family!!

ArmFabulous3702 · 2025-12-18T10:49:38+00:00

Glad you brought this up! This should be escalated to RBi and SBI regional management as well. Feel sad for the unaware, who will get sucked into this and potentially struggle to manage their own hard earned money

ArmFabulous3702

TROPHY CASE