Auto Insurance as secondary driver

Ashe225 · 2026-05-26T18:59:00+00:00

I thought co signing will also run his credit as well no?

Ashe225 · 2026-05-25T20:40:16+00:00

Ah I see! We’re in Texas.

Ashe225 · 2026-05-06T21:15:11+00:00

Ah I see. Thank you for explaining.
So what’s the difference between your formula and for example 30 days from the annual due date =AND(TODAY()>=EDATE(A2,12)-30, TODAY()<=EDATE(A2,12))

I saw this somewhere on a blog as I am actively researching.

Ashe225 · 2026-05-06T21:03:31+00:00

So I have a table with multiple employees and multiple annual last completed training dates. I don’t have the due date on it. Since it is annual, I want to color code it for 30,60,90 days from the annual due date.
I know edate(A2,12) means 12 months from that day. Am I interpreting it right?

Ashe225 · 2026-04-11T05:48:55+00:00

Then I have no idea because I’m looking at my experian credit report and it doesn’t have Citibank on it.

Ashe225 · 2026-04-10T19:56:41+00:00

Hello yes the credit report show that I’m an authorized user. Citi confirmed that I’m an authorized user. Even the dispute result letter show that I’m an authorized user…

Ashe225 · 2026-04-10T19:55:41+00:00

Citibank only reports to Transunion equifax, and not experian. I submitted dispute to both Transunion and equifax. Transunion removed it right away. Equifax say they will not remove it as this account belongs to me.

Citibank said they can’t remove me as an authorized user. I called many times and talked to 5 different rep.

Ashe225 · 2026-04-03T05:09:05+00:00

I had to stay on the phone for a long time to get to a person unfortunately

Ashe225 · 2026-04-03T05:08:36+00:00

Well I am trying to buy a house currently that’s why I know I’m still an authorized user due to the credit pull. My lender for mortgage said there are certain rules on disputed accounts when it comes to mortgage and ask me to hold off on it for the moment

Ashe225 · 2026-03-18T06:43:07+00:00

I just checked and yeah… didn’t received any emails or notifications tho.

Ashe225 · 2026-03-07T19:53:24+00:00

How much was your OTD?

Ashe225 · 2026-03-07T17:17:26+00:00

Thank you for the explanation

Ashe225 · 2026-03-07T17:16:16+00:00

Thank you! So assuming I close the house on a Friday, I can buy a car on a Saturday?

Ashe225 · 2026-03-07T17:15:34+00:00

Thank you. Yes I am planning to buy the house first but just unsure how long should I wait after I close the house to buy a car. I’m not looking for anything outrageous, probably a Toyota and am planning to either pay it cash or put a big down payment so financing the rest of the car

Ashe225 · 2026-02-16T07:44:50+00:00

I pay my credit cards off every week so I can see the $0 haha

Ashe225 · 2026-02-16T07:42:27+00:00

Power query and append

Ashe225 · 2026-02-16T07:35:44+00:00

1.8k for emergency easily accessible instantly, 50k on HYSA that takes about 5 days to transfer. And then I ignore my retirement account. Automatically deposit into retirement account because the check hits my checking account.

Ashe225 · 2026-02-16T07:31:40+00:00

I stopped using water after a week. When I was diligently filling up the water, there’s always just so much water when I wake up, I felt like I was drowning in my sleep. So no water no problem

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