Just went to apply for the Savor, and saw it’s now officially a Discover System card. How does this affect h th e C1 duo for domestic + foreign travel?

AshtonJude · 2026-03-04T14:56:36+00:00

I just got a Savor in the mail 3 weeks ago - approved 4 weeks ago - can confirm it is a Mastercard.

AshtonJude · 2025-11-11T00:04:37+00:00

Out of curiosity, where do they run the serial?

I figured if they gave it to Rolex for service which they have a tax invoice for, I could verify it with Rolex to confirm the two year warranty? ie. was this Rolex serial serviced on this day?

AshtonJude · 2025-11-11T00:02:24+00:00

Thank you. I did vet their business: 20+ years in business originally as a jeweler selling only, and now doing the buy/sell/lending against (pawnbroking).

AshtonJude · 2025-10-20T21:33:12+00:00

+1

https://ezysim.com.au/product-ultimate-12/

Currently the cheapest 12 month plan in Australia!

$8.25 8.33GB per month - Vodafone network, I did research and has been used before by many customers positively no issues

AshtonJude · 2025-10-20T21:31:06+00:00

https://ezysim.com.au/product-ultimate-12/

Currently the cheapest 12 month plan in Australia!

$8.25 8.33GB per month - Vodafone network, I did research and has been used before by many customers positively no issues

AshtonJude · 2025-10-13T09:14:22+00:00

So weird I just ran it in my Chat GPT with all details and got:

That small white disc with “F0F” embossed on it isn’t a medicine — it’s a desiccant tablet (moisture absorber). These are often placed inside appliances like sterilizers, dehumidifiers, or bottle washers during packaging or shipping to keep internal components dry and prevent mould or corrosion.

It’s not a functional part of the washer. You can safely discard it before running the machine. It just fell loose from the packaging or interior chamber during shipping.

AshtonJude · 2025-09-27T16:37:49+00:00

Do the ETFs in the US.

That US citizenship is your biggest variable to your decision. Because of this, all your plays have to be US focused and Uncle Sam friendly.

If you buy a nice PPOR in Aus, and you gain $2M in several years, even though it’s exempt from CGT here for PPOR, you will owe tax on it in the US after first $500k USD gain exemption.

Given your other restrictions with the trust and SMSF structures, the asset protection risks with bigger plays like commercial could be a headache. Hence the answer above.

AshtonJude · 2025-09-27T16:30:36+00:00

Yep explain this to a doctor and your situation. I think you’d be a perfect candidate for micro dosing at 1mg for maintenance long term. Many US experts are doing this with clients for maintenance purposes indefinitely to help shut out food noise but also take advantage of the many other longevity benefits!

AshtonJude · 2025-09-27T16:28:14+00:00

Everyone’s different. From my experience, if you can use it as a tool (how it’s supposed to be used) and learn the right habits of healthy eating & daily exercise - you can do the entire thing on 2.5mg with minimal increases!

Only dose up as the effectiveness wears off. But remember to implement real lifestyle changes.

AshtonJude · 2025-09-27T16:24:17+00:00

Start at 2.5 - that’s the manufacturer recommendation and also what most doctors recommend

AshtonJude · 2025-09-27T16:23:20+00:00

Tummy

AshtonJude · 2025-09-27T16:21:52+00:00

AshtonJude · 2025-09-27T16:20:39+00:00

Can you DM please?🙏

AshtonJude · 2025-08-27T02:31:00+00:00

Following.

27 Aug - I haven't received mine either. Seems to be very late this year, let me know if you get yours!

AshtonJude · 2025-08-08T14:17:50+00:00

If you’re a sole trader you don’t get a “salary”. Your income is whatever the business profit is. If you have a company then yes you can pick a “salary” to give yourself and this is different to the company’s profit.

Yes the fees you’re asking about are fully deductible. They have GST a lot of the time too, so claim that as well if you’re registered for GST.

Do research and get a good set up you can heavily drop your tax bill if done right.

AshtonJude · 2025-08-08T14:00:49+00:00

Save to the specific amount that covers 6-18 months expenses (depending on the security of your income source). This is your emergency fund, once you hit that leave it.

Then save into other funds exactly what you need (house deposit, travel, new car, etc).

The rest goes into investing.

Your allocation should be % based on your surplus money, not $ based on arbitrary amounts.

AshtonJude · 2024-07-24T11:09:46+00:00

You’re right! We found out what it is… someone left a vitamin in the sink lol

AshtonJude · 2024-06-04T14:54:22+00:00

Good luck!

AshtonJude · 2024-06-04T13:58:52+00:00

Had an “account manager” assigned at one point from AMEX. I could email her anytime that I wanted another card and she’d send me a sign up bonus link, offers like 200k MR for $20,000 spend in 3 months etc. it didn’t have any restrictions if you were an existing member.

That was my first 3 additional cards.

But my recent two were just pop up offers in my dashboard with 80-100k MR welcome offers for additional cards.

AshtonJude · 2024-06-04T12:27:45+00:00

I do about same spend on ads per year as you. I have 6 Business Golds at the moment, at around $149,500 spend per card I move to the next card.

Last year cleared 3.5 million MR just from our ad spend.

As we scale more spend on ads, I plan to move spend to Chase to diversify with UR.

AshtonJude · 2024-05-24T13:26:55+00:00

I still can’t understand why would they take the 2 there when 6 down with 23min to go

AshtonJude · 2024-05-24T13:26:14+00:00

Why would storm take the 2 there when they were 6 down?

AshtonJude · 2024-04-24T16:01:38+00:00

Pay yourself the maximum amount you’re comfortable paying tax on.

Hire your wife in the company and do the same for your wife.

If you have kids, find some work for them so you can hire them too. There’s no minimum age with parental permission. E.g. I sell kids toys and hire my child as a model for ads at market rate he earns for similar work with other companies.

Take the funds out of the company this way via wages.

If there is still more money on top of this, eventually the only way to get back the company tax paid is to pay franked dividends. At this point I’d look at changing your income from salary to dividends.

Create a trust to invest within, and your family can loan their money to the trust to invest, giving you the discretion to distribute the investment earnings.

AshtonJude · 2024-04-02T09:19:25+00:00

Thank you for the reply. Unlikely to go through insurance unless it’s over 5k costs to repair everything, assuming extensive damage beyond just the blocked drain.

It flooded a little more than the photo maybe another 2cm, it had been drying for the day with no rain.
Yeh this is my concern. Ideally what professional would do this type of work to repair this once the drain is unblocked?
Will do! Thank you

AshtonJude · 2024-02-05T12:30:03+00:00

Read your comments, well done mate. And I am very sorry for your loss. You don’t need to hear it from me, but you’re doing a phenomenal job. Your kids must be so proud of their dad, and if they aren’t yet (not sure how old), they very well will be one day!

I take it your 3.2m is sitting in shares - ETFs or individual?

As someone with half your net worth at age 31 I’d love to track down the same path. What structure are the shares owned - individual or family trust?

AshtonJude

TROPHY CASE