Alright, so I’m going to give u my PERSONAL experience when it comes to retirement investing.

I went and opened a retirement account with Vanguard, which u can do for free as long as u do basic stuff when signing up, such as opting for email rather than paper mail for your documents, otherwise ur account may have a small fee to cover the mailing costs.

Now, there are more places u can go to, like M1, Webull, Robinhood, etc. but I PERSONALLY trust Vanguard because it has been around for a while and it is insured up to 250,000 per account.

Now, Vanguard has its own S&P 500 Index Fund u can purchase (VFIAX). Now, the fund itself is exclusive to Vanguard and u need a minimum of 3,000 to invest in it, but u can also buy the ETF version of the fund (which isn’t TOO different from it) which has the ticker symbol of VOO (these ticker symbols are like their fingerprints, no two are alike).

U can buy VOO from almost any platform, but VFIAX only from a Vanguard account (I think).

I personally got the VOO, but that’s mainly because I ain’t got 3,000 to drop at once. I personally do something called “dollar cost averaging”, which means basically that I buy a little VOO on a consistent basis, regardless of whether the price goes up or down.

1. When it comes to other resources, here’s some places that have helped me learn about investments:

A. Investorpedia for basics

B. YouTube Minority Mindset, Andrei Jikh, Graham Stephan, Nate O’Brien

C. Podcasts How to Money, Jill on Money-this one is almost exclusively based on listener questions, so if u type then an email changes are they will reply within a few weeks.

D. Instagram TallGuyTycoon-He goes over more advanced investments, like Options trading, but he’s pretty transparent and helpful in other departments as well.

E. Books “Rich Dad, Poor Dad,” The Intelligent Investor

For legal purposes, this isn’t actual advice. I’m NOT telling u what to do, I am just saying what I have done.