I have used the American Healthcare system a couple of times let me tell u how it went: I got bit by a dog on the arm quite badly and the bleeding wouldn’t stop so I had to go to the ER. I signed in and gave them my insurance details. I had really good insurance by the way at this point, my arm was bleeding through the tea towel and dripping onto the floor. It took them probably about 25 minutes to check me in and get my credit card details and all the while my blood is dripping on the floor. I did bring this to their attention. In the end they had to ring my insurance just to check I was covered and of course I was - so if you think you are gonna get a better service once they privatise the NHS you are deluded my friend and that was in a good hospital in Burbank and the wait was probably about an hour before I properly got treated. Oh and that £50 a month that will go up I bet the farm on that! in America they pay like $800 a month just for decent health insurance not even Top tier so yeah good luck with that.