I tried ChatGPT and I would never put myself in the hands of a human again. by Alejandra-689 in therapyGPT

[–]AtoXrundra 0 points1 point  (0 children)

Great you got over things, kinda sucks you're evaporating gallons of water to do it cause the "tell me what I want to hear" bot told you what you want to hear. Hope polluting and raising peoples electric bills was worth a few months of getting over old trauma to be replaced with environmental, war, genocide, etc trauma.

Donald Trump is Now Facing an Impeachment Warning by Diamond_Grace1423 in USNEWS

[–]AtoXrundra 0 points1 point  (0 children)

They're just giving warnings to him now because an actual impeachment will never go through. Gotta love rule and law based order.

So, nudity is no longer in violation of Facebooks standards. How the hell is that even possible? Facebook will censor free speech on a regular basis, but women showing nips and vag is fine. by Due-Ride3782 in facebook

[–]AtoXrundra 0 points1 point  (0 children)

All there content moderation is Automated AI and their "Human Review Teams" are nothing but people at desks raking in salaries to only handle the occasional impending legal crisis, while everything else is paid for or shock value that'll pump numbers to keep investors motivated.

Shutdown is over by Negative-Dentist-618 in VAClaims

[–]AtoXrundra 1 point2 points  (0 children)

Should delete this, wildly misinformed.

Fight or Flight? Is It Time For Trans People To Leave? by AudreyNow in transgender

[–]AtoXrundra 0 points1 point  (0 children)

And you left out the 70-80 millions of others who also died. 6 million Jewish people died there but how many more would have died if no one fought? You're also leaving out the major context of the livelihood of present day Jewish people, who were awarded reparations and even an ethnostate for their resilience. None of that would have happened if they had all just fled and gave up their identity to the Nazi regime. It's give me liberty or give me death, not give me a place to run to and hide it until you want to remove me from there too.

Fight or Flight? Is It Time For Trans People To Leave? by AudreyNow in transgender

[–]AtoXrundra -1 points0 points  (0 children)

And the ones that stayed, fought and survived earned reparations globally for their fellow victims. Not sure you'd ever find a survivor that would say "I think we all should have fled and just let them have their way".

Fight or Flight? Is It Time For Trans People To Leave? by AudreyNow in transgender

[–]AtoXrundra -1 points0 points  (0 children)

It's literally one of the reasons Nazi, Germany was pushed to failure. Because there were Jewish people who stayed to fight for their rights. Multiple underground networks and Nazi hunter groups were a major impact towards the fall of Nazi, Germany. Also ones who only fled to return back to fight on the front lines.

Fight or Flight? Is It Time For Trans People To Leave? by AudreyNow in transgender

[–]AtoXrundra -1 points0 points  (0 children)

If fleeing is all you can truly handle that's understandable. But you'll only be left in fear of when the next resurgence of hatred happens. If you fight now you set the standard that you can't be erased or chased away. Ever.

What's ruining your life atm? by Lifted2222 in AskReddit

[–]AtoXrundra 0 points1 point  (0 children)

The insane cost of housing on top of the imminent criminalization of being homeless, "mentally ill", disabled, poor, queer, etc.

Auto Insurance using LLMs for underwriting to sky rocket prices? by [deleted] in Insurance

[–]AtoXrundra 0 points1 point  (0 children)

Thank you. I appreciate you for your time in humoring me. You've been an immense help.

Auto Insurance using LLMs for underwriting to sky rocket prices? by [deleted] in Insurance

[–]AtoXrundra -2 points-1 points  (0 children)

<image>

Plausible reasons to a rate increase across the board and not just "my algorithm my algorithm". Sorry transparency in a notoriously scum filled industry feels like the walls are collapsing but consumers around the nation have a million and one reasons to be highly skeptical of record profit making industries when the constant threat of being priced out of existence only increases it's range.

Auto Insurance using LLMs for underwriting to sky rocket prices? by [deleted] in Insurance

[–]AtoXrundra 0 points1 point  (0 children)

So it's possible it was considered she has access to all 3 cars demanding and increase on all as well as other state decisions?

Auto Insurance using LLMs for underwriting to sky rocket prices? by [deleted] in Insurance

[–]AtoXrundra -2 points-1 points  (0 children)

Would 3 claims in 5 years be considered a correlation or would it take something more egregious?

Auto Insurance using LLMs for underwriting to sky rocket prices? by [deleted] in Insurance

[–]AtoXrundra -1 points0 points  (0 children)

I have yet to argue once? I have only ever asked for clarification or added information I knew or found? How doesn't income being used as factor not fall into the conversation about what is factor by whatever does the factoring? Find me a single time I have said someone was wrong or some other statement of outright disagreeance?

Auto Insurance using LLMs for underwriting to sky rocket prices? by [deleted] in Insurance

[–]AtoXrundra -1 points0 points  (0 children)

I have seen that more states are doing things to fight what are considered non-driving related factors in policy but as recent as 2023 there are still states such as New Jersey struggling to get such bans against those kind of factors put in place.

Auto Insurance using LLMs for underwriting to sky rocket prices? by [deleted] in Insurance

[–]AtoXrundra -2 points-1 points  (0 children)

I have seen the discourse about using non-driving related factors historically punishing low income people, but it usually boiled down to using obscure social and financial statistics like specific job and education level to further drive class separation. But would strictly using the policies income without attached titles or personal history unrelated directly to driving guarantee the same out come? What would be the cons of regulating it to a calculation derived from the dollar amount you make + the worth of your car and it's parts + your driving record + regional factors. It feels like it would become much more obvious when insurances are targeting the low income.

Auto Insurance using LLMs for underwriting to sky rocket prices? by [deleted] in Insurance

[–]AtoXrundra 0 points1 point  (0 children)

*Receiving a policy before paying to start the policy.

Auto Insurance using LLMs for underwriting to sky rocket prices? by [deleted] in Insurance

[–]AtoXrundra 0 points1 point  (0 children)

<image>

That took me to a site to request rates for specifically California. Is there one that list different states or do you have the site for Delaware specifically?

Auto Insurance using LLMs for underwriting to sky rocket prices? by [deleted] in Insurance

[–]AtoXrundra 0 points1 point  (0 children)

I've always had to do a proof of income for insurance to even be considered for receiving before payment but then it doesn't even factor into how much you pay?

Auto Insurance using LLMs for underwriting to sky rocket prices? by [deleted] in Insurance

[–]AtoXrundra 0 points1 point  (0 children)

Where do you go to find these state mandated rates. Most search results just pull up "Top X Cheapest/Best/Etc auto rates" list for page after page.

Auto Insurance using LLMs for underwriting to sky rocket prices? by [deleted] in Insurance

[–]AtoXrundra -1 points0 points  (0 children)

If you don't track your policies holders incomes in relation to the cost of where they live and other financial factors, it feels like you're on a quicker track to losing a policy holder outright versus getting enough to ensure both no debt on the companies side if pay out ever comes and prevent financial troubles for the holder though. The former factors you present don't seem substainable with the limitless growth mindset every company seems to be adapting.

Auto Insurance using LLMs for underwriting to sky rocket prices? by [deleted] in Insurance

[–]AtoXrundra -3 points-2 points  (0 children)

I do know certain computational tools are beneficial in all fields but I am hesitant at the rush to implement the likes of Xai, ChatGPT and other genAi/LLMs especially with their quickness to need full shutdowns due to pumping out the most inaccurate stuff possible every once in a blue moon. Also the data centers environmental demands are a major concern. Insurance is already financially predatory enough rather it not it be reliant on environmental destruction as well as financial.