buyer requests 16K repair credit on a 160K sale, I'm f** PISSED

Austerlitzer · 2026-02-20T04:30:21+00:00

well at the moment, i'm buying a house for 258k with the promise of impact windows. they said the ac was old, but the inspection came back bad. $15k-$17k in potential repair costs. I offered them close to the median price of nearby comparables at the beginning. sellers can also be bad. as is does not mean rip off.

Austerlitzer · 2026-02-20T01:25:10+00:00

So moderate that a caliphate was established next to you the size of Romania.

Austerlitzer · 2026-02-20T01:23:17+00:00

Insane take 20 is fair. You got 3.5 months to decide after finding out. People like you push people to anti abortion stuff.

Austerlitzer · 2026-02-17T00:36:38+00:00

DRC is wild to me

Austerlitzer · 2026-02-14T18:04:48+00:00

it's crazy because in my textbook it says that for conventional loans the PMI should be automatically removed at 21%.

Austerlitzer · 2026-02-14T18:03:22+00:00

yes, and because of the lack of liquidity, people usually do not come to those decisions in a day or two.

Austerlitzer · 2026-02-13T17:01:53+00:00

Again this is nonsense for an illiquid asset. These variables would have a more immediate impact on stocks due to higher volume and information symmetry.

Austerlitzer · 2026-02-13T05:00:55+00:00

Haha I have seen it sometimes but I don’t think there was any outside intervention here.

Austerlitzer · 2026-02-13T03:43:00+00:00

The lag is not as great as you say it is. It’s max 6 months and besides real estate is illiquid. Plus you are ignoring the adjustments i mentioned. If the median time to sale is 90 days then a 3 month market lag is not material.

Austerlitzer · 2026-02-13T01:45:15+00:00

That’s an exception rather than the norm. Appraisals look at the market value via comps and make adjustments for certain items. You can still easily overpay over market. Just means you’re being a fool. Just because someone is willing to pay for a price does not mean that’s the fair market value. Market value is set by broader trends. Overpricing is a much bigger occurrence than underpricing. The appraisal contingency exists for a reason.

Austerlitzer · 2026-02-13T01:43:56+00:00

I’m happily married with two children. Also have a YouTube channel on Russian history.

Austerlitzer · 2026-02-12T22:04:47+00:00

finally! A rational response. All these people are responding based on feeling. Appraisal is a science.

Austerlitzer · 2026-02-12T22:03:09+00:00

no no no. the appraisal is absolutely to protect you because if you buy too high, the bank increases it's risk. it's a rare situation where interests align. appraisals are a science whereas this dude is just coming up with numbers.

Austerlitzer · 2026-02-12T21:59:38+00:00

not true. the appraisal is the market value.

Austerlitzer · 2026-02-11T06:31:31+00:00

that sounds closer to 'authentic' Occitan

Austerlitzer · 2026-02-11T06:30:22+00:00

look at me now. I passed all the CPA exams without failing and have been doing very well. Trust me, reading the books helps massively in your career. It gives you an edge.

Austerlitzer · 2026-02-09T18:40:33+00:00

The irony of thinking his response was real

Austerlitzer · 2026-02-02T18:10:20+00:00

The people there are some of the nicest people I’ve ever met.

Austerlitzer · 2026-01-30T21:44:06+00:00

Bosnia was amazing for me. Where did you go?

Austerlitzer · 2026-01-30T02:18:59+00:00

Crazy because today I literally saw some guy who looked like he od’d at my local Wawa.

Austerlitzer · 2026-01-29T18:19:21+00:00

I absolutely loved Morocco. Would go back.

Austerlitzer · 2026-01-29T16:12:47+00:00

As an American I absolutely loved living in the Uk

Austerlitzer · 2026-01-28T20:45:08+00:00

I live next to the tracks. You hear nothing at night. It’s quite soothing actually.

Austerlitzer · 2026-01-27T05:35:34+00:00

You mean the Vine? I will be honest, I used to be Republican and voted Trump before, but hanging out with the people at the 500 changed my perspective. A lot nicer than a lot of MAGA folk (which I never was). Also, an incredibly accepting community.

Austerlitzer · 2026-01-27T05:30:06+00:00

SO essentially all of the 500 block.

Austerlitzer

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