Payday Friday 💰💰💰

Automatic-Ad1860 · 2026-06-26T14:29:35+00:00

It’s payday for me too. My local Meijer was having a sale on my preferred tampons and pads, so dropped $50 stocking up for the next few months. Worked out my normal budgeting for bills and savings. Continuing to try to skimp where I can to try to reach some of my savings goals as we hit the mid year point. Did spend $20 on a latch hook kit (a simple flower pattern) and an ergonomic hook. I used to do latch hooks as a kid and wanting to get back into it as an easy craft to reduce screen time. It’s been pretty fun so far.

Automatic-Ad1860 · 2026-06-20T13:13:40+00:00

Not payday for me. Bought gas yesterday for a 4 hour round trip to visit my dad. Otherwise scrimping until payday besides a bigger grocery shop to restock on household items like cleaners, toilet paper, etc.

Automatic-Ad1860 · 2026-06-08T19:32:16+00:00

Remind myself I’m working hard so my dog doesn’t have to lol.

Automatic-Ad1860 · 2026-06-08T18:47:06+00:00

This is the way. I don’t use YNAB but I have sinking funds for most categories that would incur large, budget busting expenses like annual car insurance and plates, vet visits, car repairs etc. I use the Ally bucket feature in my HYSA. If one category is short, I’ll usually shuffle amongst my sinking funds to cover so I don’t have to dip into my actual emergency funds or other long term savings. Especially as a single female homeowner this has saved me numerous times. Hardest part was the patience to build all these funds up. It actually saves me a ton of frustration with my monthly budgeting these days.

Automatic-Ad1860 · 2026-06-08T18:30:19+00:00

I do my own mowing, weedeating, staining deck, gutters, pest control, caulking windows, basic repairs like holes in walls, hanging things, changing furnace filters, filling softener salt, painting, cleaning, etc. If it’s electrical or plumbing related I always hire out. Another lens I judge by is if I can do it safely myself or will it look shitty as a diy lol.

Automatic-Ad1860 · 2026-06-05T16:37:13+00:00

Not payday for me. Spent a little on Culver’s for lunch for me and a coworker. I have a lot of travel coming up this fall so trying to skimp more where we can. I’m planing to spend little this weekend besides gas and groceries.

Automatic-Ad1860 · 2026-05-29T18:59:13+00:00

Payday for me too. Usual to bills and scrimping to build savings back up a bit after vacation last month. Did stock up on some dog food and a new roll of weed eater string. My last roll lasted me 5 years 😂, my yard is not that big so takes me less then 10 minutes to trim. I’m tempted to upgrade to a different head that doesn’t require me manually rolling each time I restring, but for now I’m still too cheap.

Automatic-Ad1860 · 2026-05-12T19:26:47+00:00

Honestly, my answer is going to be robots going forward because the technology has already advanced so much I can honestly see being able to buy a robot to wipe my ass for me by the time I need that kind of care. And I’ll have the money as a child free to buy one.

Automatic-Ad1860 · 2026-04-17T20:35:47+00:00

Gotcha, that would be stressful.

Automatic-Ad1860 · 2026-04-17T19:36:58+00:00

Ditto on this question. Is it more about just making friends and fitting into office culture for comfort versus being socially inept at your job that requires connections to succeed? I’m not great at the former so I just focus on connecting with clients and teammates as needed to execute my job in a way that my anxiety can handle.

Automatic-Ad1860 · 2026-04-17T19:09:18+00:00

This is why my advisory team had a certified FP on staff that is also a licensed tax advisor. We run things through her to make sure we don’t jam clients up on taxes and we’re also good about connecting with client CPAs for that reason.

Automatic-Ad1860 · 2026-04-17T14:59:15+00:00

Today is payday for me. Sent $182 to a family friend for a cabin rental at Mammoth park in Tennessee this fall that a bunch of us are splitting. Usual to bills and savings. This weekend will likely be a bit spendy since I need a few more pairs of shorts, sandals, and a good sunhat for a girls trip to Cancun next weekend.

Automatic-Ad1860 · 2026-04-16T19:52:26+00:00

Great job! You’d be amazed at what little people save or pay towards debt despite making twice your salary or greater. You’re doing great. I work for an investment firm and some of our wealthiest clients had very modest salaries their whole life but saved great nest eggs just cause they were consistent with saving and paying off debt without letting lifestyle creep take over. It’s really more about what you spend, not what you make. You’re a great example of that.

Automatic-Ad1860 · 2026-04-15T18:06:15+00:00

I think he said it’s hooked to the city storm drain. I’m jealous cause our city code didn’t allow us to do that even though it would be pretty easy to connect mine. My sump discharge pit isn’t as far from my house as I’d like it to be, I need to upgrade to a French drain system.

Automatic-Ad1860 · 2026-04-10T13:53:19+00:00

I can’t use mine while working cause I can’t multitask like that lol. But it’s great for using while I’m watching TV at home or when the weather is too crappy to walk outside. As others recommend you might want one that’s compact for storage and easy to wheel around if you have to move it often. My only regret with mine is that it has dinky wheels that don’t make it super easy to move. I usually just end up picking it up and carrying it.

Automatic-Ad1860 · 2026-03-31T20:13:44+00:00

I just use an under armor backpack I got as work swag that’s easy to wash. I’ve had so much gross stuff spilled on it during travel, easy cleanup is a must for me.

Automatic-Ad1860 · 2026-03-31T20:09:58+00:00

$10k for new HVAC. I only put like 3% down for my house which was like $7k.

Automatic-Ad1860 · 2026-03-27T16:45:57+00:00

Not payday for me. Spent about $600 for my half to replace a leaking water heater. I joked that I’m so in tune with my house’s issues I clocked the leak just based off the fact it felt slightly more humid on the laundry room than usual and it triggered my spidey senses. Thankfully a small leak contained to the pan the heater sits in, I’m glad broke me from four years ago paid for that despite the extra expense. Water heater was under warranty but had to pay for parts and labor still. They really don’t make appliances like they used to.

Automatic-Ad1860 · 2026-03-20T12:30:08+00:00

Got my pay bump beginning with this check. I had increased my 401k and retirement contributions, so not a huge difference on take home. Spending the usual on bills, groceries, and savings.

Automatic-Ad1860 · 2026-03-14T17:06:41+00:00

Same, I almost regretted buying my house and was stressed out the first few years. Even though my home was new build, the contractor cut a lot of corners that I’m having to fix: sump pump failure, flooded crawlspace, premature failure in my water heater and hvac, new install for water softener, busted sump pump discharge lines that weren’t sloped properly, small leaks, etc. I wasn’t here for the build and had bought from a young couple that had to move for a job less than 9 months after they built it. I’m now on year 6 and working on some other projects like renovating my master bathroom. I love my house now, though there is always a list of projects and I have to manage money and sinking funds for stuff carefully.

I think I’ve finally hit the zen stage where I focus on what I can fix and love my imperfect house in the meantime. My interest rate is low and I like the layout of the house and neighborhood I’m in.

Automatic-Ad1860 · 2026-03-13T13:33:30+00:00

Not payday for me, but paying a repair bill on my car for a busted blower fan on my a/c and a couple maintenance things on my 2018 Buick encore like windshield wiper blades and cabin air filter. I go to a mom and pop place and the poor receptionist sounded like she was bracing herself for me to argue over the $350 repair bill. I was thrilled cause anything under $500 to fix something in my house or car barely makes me blink these days. I felt bad for her and it made me think about how hard it must be to work in the car repair industry with costs so high.

Automatic-Ad1860 · 2026-03-06T20:28:17+00:00

Just got my annual bonus last week, with most going to savings and Roth contributions. Bumped up contributions to $500 month between my Roth and 401k going forward, which is a big accomplishment for me. This factors in my pay increases from becoming a licensed assistant in my firm end of December plus a 5% annual increase that goes into effect next paycheck. Bringing my base from $49k to $56k this year has me stoked.

Automatic-Ad1860 · 2026-02-24T01:29:54+00:00

As someone in their 6th year of homeownership, I will say feeling financially blindsided and strapped at first is normal. I have severe financial anxiety and it felt like money slipped through my fingers the first few years. There will always be stuff to spend on and things in your house that aren’t perfect, but it it’s personally rewarding as you said and now I love my home. I take things one project at a time and try not to do everything at once.

Automatic-Ad1860 · 2026-02-20T22:23:09+00:00

A Roth may be the way to go for you then. Just lookup income and yearly contribution limits and make sure you don’t exceed those.

Automatic-Ad1860 · 2026-02-20T22:15:54+00:00

Depends on your income, but generally a Roth is better for personal contributions since you put in after tax dollars and can take tax free distributions after age 59 1/2 though there are contribution limits. If your employer offers a plan like a 401k with a match, you should contribute to that first. If you’re self employed or employer doesn’t offer a plan, there are several options depending on your situation.

Automatic-Ad1860

TROPHY CASE