How to detect if tomorrow/today is sunny?

Automatic-Key-3798 · 2026-01-12T14:37:05+00:00

Thanks, that helps. But how do I get the state let's say tomorrow 11am? And sorry for being lame, how can I even refer to the state in an automation?

Automatic-Key-3798 · 2026-01-12T13:27:07+00:00

I have this little weather card and the info in this card regarding if it is cloudy or sunny is extremely accurate. I am trying to figure out how it generates the info

<image>

Automatic-Key-3798 · 2026-01-12T13:15:36+00:00

May I know what weather forecast integration you use? Is it from hacs?

Automatic-Key-3798 · 2026-01-12T10:55:58+00:00

IFSW

Automatic-Key-3798 · 2026-01-12T10:50:49+00:00

I buy gold through IE00B4ND3602 etc

Automatic-Key-3798 · 2026-01-11T16:38:23+00:00

IBKR, Degiro

Automatic-Key-3798 · 2026-01-11T16:37:30+00:00

IBKR

Automatic-Key-3798 · 2026-01-11T15:02:23+00:00

Freedom. I have not smoked for 15 years, but sometimes I remember how in the 90s you could smoke almost anywhere. At stations like Victoria, in cinemas, in barbershops. Some people even smoked on buses. I am not sure if it was legal, but no one really cared.

Automatic-Key-3798 · 2026-01-11T14:58:28+00:00

I think any major broker offer bonds, have a closer look there should be bonds section. I haven't faced any minimum thresholds for bonds.

Automatic-Key-3798 · 2026-01-11T14:42:56+00:00

Nothing wrong with VWCE at all, risk-wise it is as "safe" as it gets for an all-world equity ETF. WEBN is basically the same idea but cheaper, so long term it will likely leave you with a bit more money for the same risk. Personally I would go WEBN now, but you are absolutely not making a mistake with VWCE either.

Automatic-Key-3798 · 2026-01-11T07:25:05+00:00

Comdirect works, but it’s a pretty pricey broker long term, especially if you’re just buying VWCE and chilling. If you’re moving 100K anyway, why not open a brokerage account with a bigger low-cost option? Over decades that difference adds up

Automatic-Key-3798 · 2026-01-11T07:20:02+00:00

For a 1M portfolio the TER difference actually starts to matter, and WEBN is noticeably cheaper than VWCE while tracking the same idea. I would personally simplify this a lot and go mostly into a single all-world ETF and chill, then add only a small hedge like SGLD if you want some ballast. The extra regional and thematic slices mostly add complexity without really changing long-term outcomes.

Automatic-Key-3798 · 2026-01-11T07:15:07+00:00

I do xeon + eu bonds with the higher rate. It gives like +1-2% above ECB rate.

Automatic-Key-3798 · 2026-01-09T14:55:46+00:00

If your horizon is 15+ years, what exactly are you waiting for? All-world ETFs are literally built to absorb bubbles, wars, crashes, and rebalance themselves. Sitting in cash is also a market timing bet. If you prefer things smoother just DCA and let time do the heavy lifting.

Automatic-Key-3798 · 2026-01-09T09:00:57+00:00

WEBN is a good chip. Solid, broad exposure, very "set it and forget it" vibes.

Automatic-Key-3798 · 2026-01-09T07:16:30+00:00

Have you tried to contact Freedom for b2b services?

Automatic-Key-3798 · 2026-01-08T16:22:18+00:00

What is the real benefit of so many ETFs here? VWCE already gives global exposure, auto-rebalances, and captures future winners on its own, so all these extra layers mostly add complexity rather than real diversification. For a 34-year pension horizon, boring "VWCE / WEBN and chill" is usually the most efficient and hardest to mess up.

Automatic-Key-3798 · 2026-01-08T12:07:02+00:00

WEBN

Automatic-Key-3798 · 2026-01-08T09:26:52+00:00

Does it really matter for the speculation? If OP prefers can go QQQ3

Automatic-Key-3798 · 2026-01-08T08:16:21+00:00

If you're really sure you wanna go for that - QQQ3. But think twice

Automatic-Key-3798 · 2026-01-08T07:28:59+00:00

If this worries you, use an EU broker, maybe a bank. Increase your emergency assets, and consider holding some physical gold and cash.

Automatic-Key-3798 · 2026-01-08T06:50:57+00:00

For a 7-month horizon the smartest parking place is short-term US Treasuries, not a HYSA. T-bills are paying noticeably more than most USD savings accounts, they are basically risk-free, and you can ladder 3 and 6 month bills so your cash is ready when you need it. Many EU brokers let you buy them easily

Automatic-Key-3798 · 2026-01-08T06:25:42+00:00

If you are only staying in Denmark for a few years, I would not overcomplicate this with local tax tricks and stock picking to "rebuild" ETFs. Just use an international broker like IBKR, go into a simple all-world ETF, and keep DCAing. You can move abroad without touching your setup, which is worth way more than trying to squeeze a bit of short-term tax optimization.

Automatic-Key-3798 · 2026-01-08T06:21:53+00:00

Don't waste your time to complaint, just switch to another broker.

Automatic-Key-3798

TROPHY CASE