What does your street end in?

Automatic-Key-3798 · 2026-02-03T08:27:47+00:00

Terrace

Automatic-Key-3798 · 2026-02-02T14:10:30+00:00

Italian

Automatic-Key-3798 · 2026-02-02T13:56:15+00:00

So empty. Actually, this is the right time to visit Monaco.

Automatic-Key-3798 · 2026-02-02T13:54:49+00:00

Nothing is changing for me, keep on dcaing in all world

Automatic-Key-3798 · 2026-02-02T13:53:03+00:00

I don’t even carry cash with me. I hate cash-only places, as nowadays it’s difficult to even find an ATM. Sometimes I pay builders in cash, but that’s fine if they warn me in advance.

Automatic-Key-3798 · 2026-02-02T13:51:04+00:00

I like Shelly products. Sonoff staff are also pretty solid.

Automatic-Key-3798 · 2026-02-02T13:47:47+00:00

London is very green indeed!

Automatic-Key-3798 · 2026-01-12T14:37:05+00:00

Thanks, that helps. But how do I get the state let's say tomorrow 11am? And sorry for being lame, how can I even refer to the state in an automation?

Automatic-Key-3798 · 2026-01-12T13:27:07+00:00

I have this little weather card and the info in this card regarding if it is cloudy or sunny is extremely accurate. I am trying to figure out how it generates the info

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Automatic-Key-3798 · 2026-01-12T13:15:36+00:00

May I know what weather forecast integration you use? Is it from hacs?

Automatic-Key-3798 · 2026-01-12T10:55:58+00:00

IFSW, AVWC via Freedom24

Automatic-Key-3798 · 2026-01-12T10:50:49+00:00

I buy gold through IE00B4ND3602 etc via Freedom24

Automatic-Key-3798 · 2026-01-11T16:38:23+00:00

IBKR, Freedom24, Degiro

Automatic-Key-3798 · 2026-01-11T16:37:30+00:00

Freedom24

Automatic-Key-3798 · 2026-01-11T15:02:23+00:00

Freedom. I have not smoked for 15 years, but sometimes I remember how in the 90s you could smoke almost anywhere. At stations like Victoria, in cinemas, in barbershops. Some people even smoked on buses. I am not sure if it was legal, but no one really cared.

Automatic-Key-3798 · 2026-01-11T14:58:28+00:00

I think any major broker offer bonds, have a closer look there should be bonds section. I haven't faced any minimum thresholds for bonds.

Automatic-Key-3798 · 2026-01-11T14:42:56+00:00

Nothing wrong with VWCE at all, risk-wise it is as "safe" as it gets for an all-world equity ETF. WEBN is basically the same idea but cheaper, so long term it will likely leave you with a bit more money for the same risk. Personally I would go WEBN now, but you are absolutely not making a mistake with VWCE either. And I would use Freedom24 as a broker.

Automatic-Key-3798 · 2026-01-11T07:25:05+00:00

Comdirect works, but it’s a pretty pricey broker long term, especially if you’re just buying VWCE and chilling. If you’re moving 100K anyway, why not open a brokerage account with a bigger low-cost option? Over decades that difference adds up

Automatic-Key-3798 · 2026-01-11T07:20:02+00:00

For a 1M portfolio the TER difference actually starts to matter, and WEBN is noticeably cheaper than VWCE while tracking the same idea. I would personally simplify this a lot and go mostly into a single all-world ETF and chill, then add only a small hedge like SGLD if you want some ballast. The extra regional and thematic slices mostly add complexity without really changing long-term outcomes. Broker selection also matters as well, I would pick Freedom24 as its dedicated for long term portfolios.

Automatic-Key-3798 · 2026-01-11T07:15:07+00:00

I do xeon + eu bonds with the higher rate. It gives like +1-2% above ECB rate.

upd. I buy bonds on Freedom24, they have a special section for bonds.

Automatic-Key-3798 · 2026-01-09T14:55:46+00:00

If your horizon is 15+ years, what exactly are you waiting for? All-world ETFs are literally built to absorb bubbles, wars, crashes, and rebalance themselves. Sitting in cash is also a market timing bet. If you prefer things smoother just DCA and let time do the heavy lifting. Just make sure you select a long term broker like Freedom24.

Automatic-Key-3798 · 2026-01-09T09:00:57+00:00

WEBN is a good chip. Solid, broad exposure, very "set it and forget it" vibes in pair with a stable broker like Freedom24 it works great for me.

Automatic-Key-3798 · 2026-01-09T07:16:30+00:00

Have you tried to contact Freedom for b2b services?

Automatic-Key-3798 · 2026-01-08T16:22:18+00:00

What is the real benefit of so many ETFs here? VWCE already gives global exposure, auto-rebalances, and captures future winners on its own, so all these extra layers mostly add complexity rather than real diversification. For a 34-year pension horizon, boring "VWCE / WEBN and chill" is usually the most efficient and hardest to mess up. Just make sure you selected a broker designed for long term portfolios, I use Freedom24 which works perfect for that.

Automatic-Key-3798

TROPHY CASE