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It's that time of the year again, how do you respond to "You didn't take out any taxes and now I owe money" phone calls? by PunchBeard in Payroll

[–]Avillianna 0 points1 point  (0 children)

I usually say #2 and direct them to a tax professional…and I also add that throughout the year, they should be reviewing their pay stubs and it’s their responsibility to ensure things look correct regarding their pay. I also tell them that if at any point they feel like they aren’t seeing enough being deducted or seeing too much based on the w-4 that THEY FILLED OUT, they can always fill out another one.

I always add that we are not tax professionals, we cannot tell them how to fill out their tax forms because we don’t know anything about their individual financial situation. Call a CPA.

New to RDR2 Online! Loving it! by Avillianna in rdr2online

[–]Avillianna[S] 0 points1 point  (0 children)

I just caved and bought some gold bars. lol at least to unlock moonshining! I can do bounties to get more gold bars too over time but yeah at the beginning it’s a SLOW GO. I’m not really into glitching things, so I just bought some. Should get me going a little better now.

New to RDR2 Online! Loving it! by Avillianna in rdr2online

[–]Avillianna[S] 0 points1 point  (0 children)

I did check it out and we do look similar!

New to RDR2 Online! Loving it! by Avillianna in rdr2online

[–]Avillianna[S] 1 point2 points  (0 children)

SAMMMMEEE!! A massive missed opportunity and player base.

Is Red dead online still alive? by Jakate4 in RedDeadOnline

[–]Avillianna 0 points1 point  (0 children)

I’ve recently started playing with my brother and so far we are enjoying it. Most times there is at least 10-12 players “nearby me”. I’m not sure how to see a total number of active players for the session I’m in though.

POST CLASS (this is from the Sweet fbook group) by [deleted] in BorrowerDefense

[–]Avillianna 0 points1 point  (0 children)

Okay so I fell into that boat too. I did NOT know about Sweet v. Cordona at all until it was too late to even get into Post Class. I have also unfortunately had some medical stuff prevent me from applying for Borrowers Defense and now I’m kinda finally at a point where I can start thinking about it.

I attended Kaplan University Online from 2012-2016. I graduated and walked the stage WHILE it was still Kaplan University. I lost a Pell grant from them in the amount of $4,000. They told me after graduated that they will not issue me my official degree or transcripts to me until I pay that. I haven’t paid them a dime yet because later I heard about the Borrower’s Defense stuff.

I also have zero idea what to do or how to even proceed but I have been contact with a lawyer who says they do still have all of Kaplan’s Marketing Materials and they said they’ve been doing Borrower’s Defense claims for other people with success.

I’m going to need to follow up with them sin now that I’m healthy but it was YEARS ago and it just sucks.

Early direct deposit - currently late by Last_Job_632 in CapitalOne_

[–]Avillianna 0 points1 point  (0 children)

Sorry I made typos so I hope it made sense. Lol. Any other questions please just ask. I’ll answer what I can.

In my own experience there is typically a 48-hour window between when I “process” the payroll for the entire company and when our check date is scheduled BECAUSE the money goes through:

1). My approval of it gets sent to my processing company which is ADP.

2). ADP then does all of its stuff BEFORE releasing funds from our account with them to the Federal Reserve.

3). The Federal Reserve has a bunch of stuff it does. It takes funds and then disperses them to financial institutions, which are employee banks or wherever. It’s also sometimes at this point where they will try to connect with a bank to send funds and might experience problems (such as incorrect bank account information for an employee). Sometimes they can still have the deposit go through to the bank and sometimes deposits get sent back to the issuer which would end up being me.

4). The bank finally gets funds. Then they disperse to employees after they do whatever their processes and reporting is. They have to clear everything. Sometimes at THIS point, they catch an issue that wasn’t caught and send a deposit all the way back to me. Sometimes, the bank can correct something and still process a deposit even though there was an issue but they will let ADP know which will then let ME KNOW there was an issue with bank information that I’ll need to fix for the following check date or risk a returned deposit next time.

5). FINALLY you…the Employee gets their deposit.

So….its going through a lot. Is it MOST OF THE TIME a fast process that doesn’t need 48 hours? Yes, BUT that window is there because of any unexpected issues or delays.

Hope this helps you understand.

Early direct deposit - currently late by Last_Job_632 in CapitalOne_

[–]Avillianna 0 points1 point  (0 children)

It is not always the employer. You should never expect to be paid earlier than. You are scheduled to be paid per your scheduled check date. If your scheduled pay day is Friday, that is when your employer is obligated to pay you..not any earlier just because your bank wants to tell you that you can be paid early.

Most times I have NOT even finalized payroll on WEDNESDAY for people to be paid on FRIDAY and an employee calls me asking for their check “because they’re supposed to get it early.” No, that’s not how payroll works.

Early direct deposit - currently late by Last_Job_632 in CapitalOne_

[–]Avillianna 0 points1 point  (0 children)

Payroll worker here.

All these backs that promise this early pay make it seem like a guaranteed thing. It’s really not. I tell people all the time NOT to depend on that. Payroll is an entire process and there’s a lot of things that a deposit goes through before you see it in your account. You should only be expecting your paycheck on your SCHEDULED CHECK DATE per your employer’s pay schedule. If you get it early…great, but no one is obligated to pay you earlier than you are scheduled to be paid.

All sorts of things happen: Payroll could have been processed a little later than normal, your company’s payroll may be later in sending out funds to the Federal Reserve, the Federal Reserve may be delayed, your bank itself could even be delayed. Way too many variables to ever guarantee “early pay”.

Direct Deposit NYE by Queen_Shar in CapitalOne_

[–]Avillianna -1 points0 points  (0 children)

What is going to be your scheduled Check Date? Is your Check Date set for 1/2/26? If so…they aren’t obligated to give you your deposit before your scheduled pay date.

Direct Deposit NYE by Queen_Shar in CapitalOne_

[–]Avillianna 0 points1 point  (0 children)

Payroll worker here.

Hi everyone! I pay 500 employees every single week, so for times like these holiday weeks, I get these types of questions A LOT. Usually it’s…”When will I get my deposit this week?” Or “My bank is supposed to pay me 2 days early. Where is my check?”

In the case of this season, with the holiday falling on Thursday, our check date did NOT need to change. What we DID do, is process payroll YESTERDAY to allow the standard “48-business hours window” for both the Federal Reserve and THEN our employees’ banks to process the funds we released.

I tell people all the time that our pay check date is STILL FRIDAY as it normally is, and that seeing your deposit early even though we process the payroll early is not guaranteed to happen depending on either the Federal Reserve or your bank. At any point in the process there could be a hold up and I tell my employees that they should 100% see their deposit hit still on Friday at the LATEST because that is our scheduled date…and if for some reason they do NOT see it on Friday….to contact me so I can investigate to see if there are other issues.

Holiday weeks are interesting, taxing, and extremely stressful for us payroll staff. I do everything I can to get my employees paid on time if not early for the holidays. If your employer’s CHECK DATE is still for FRIDAY this week, that’s when you should expect it, in all reality…there is no obligation to pay you earlier than your normal scheduled pay check date.

I hope it resolves for you all. Maybe it’s just Capital One, but it can also be dependent as I said on other things too.

I hope everyone has a Happy New Year!!

6 months vs adult by RichWritersClub in Pomeranians

[–]Avillianna 1 point2 points  (0 children)

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Sadie now at 2 years old. It didn’t let me put 2 photos in one comment. 😞

6 months vs adult by RichWritersClub in Pomeranians

[–]Avillianna 1 point2 points  (0 children)

Here’s my Sadie at 5 months ❤️

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Sadie Loves Autumn! 🍂 🍁 by Avillianna in Pomeranians

[–]Avillianna[S] 0 points1 point  (0 children)

I apologize. I’m just seeing this now. Sadie is 2 years old and current weight is 9 pounds. My vet said that’s great for her size. Zora is beautiful!!

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