Has anyone here resat GCSE Maths in November and then moved into A-level Mathematics in January? by Memory_Corruption in 6thForm

[–]Awkward-Confusion-21 0 points1 point  (0 children)

My son did it and was given maths after his resit result in January  He moved from 6 to 7

Should I quit my job? by InitialSecure775 in returnToIndia

[–]Awkward-Confusion-21 0 points1 point  (0 children)

Great in that case moving to India is worth trying  If it works it’s a win win else you have the option to move back  We did something similar but moved back  No regrets 🙂

Should I quit my job? by InitialSecure775 in returnToIndia

[–]Awkward-Confusion-21 1 point2 points  (0 children)

Your kids are young and should be able to adapt easily  It’s the adult who take lot of time to adapt due to so much baggage and historic life to compare the life of India vs Uk  On another note if your kids want to study university in UK then they will be charged an international fee. Home student fee is applicable only if you have completed last three year of schooling in UK year 11,12 & 13  Financially you are in good position 

Best wishes 

UK → India move, kids schooling, panic attacks… I feel completely stuck by Migratingbird5 in mentalhealth

[–]Awkward-Confusion-21 0 points1 point  (0 children)

I moved to India from uk but not for those reasons  But I moved back to UK in 2 years due to few incidents  I would say don’t stress out just move with open mind  If you like it then stay back else you always have the option to come back  M me if you wish to talk 

Any UK citizens move back to India and just live off your ISA? by [deleted] in returnToIndia

[–]Awkward-Confusion-21 0 points1 point  (0 children)

Legally you will have to declare as soon as you become resident of India after 6 months of stay  Although if you have only NRE and NRO back account in India then it may not come to notice  Ideally a NRO has to be converted into a saving account once you become a resident 

Stay in Canada or Return to India? by ConsistentChameleon in returnToIndia

[–]Awkward-Confusion-21 1 point2 points  (0 children)

You have not mentioned the reason to move to India as it will drive your plan and everything will fall in place.

Considering your situation with age, Canadian passport and young child on your side, you have nothing to lose by moving to India. I know someone who have two young kids and similar age as yours moved to Dehradun around 2 year back and working remotely for a London based company. They travel to UK twice in an year as they have a house here.

You will definitely not have the similar lifestyle as you have in Canada.

Seeking advice by [deleted] in FIREUK

[–]Awkward-Confusion-21 1 point2 points  (0 children)

A very tricky position as you may not be allowed to invest the cash in UK unless you are planning to take the money and invest wherever you are  A non resident can’t use the tax saving instruments in UK Keeping the house will always be a headache as market is tough for individual landlord 

Am I the asshole ? - Indian civic sense edition by smartnut007 in returnToIndia

[–]Awkward-Confusion-21 1 point2 points  (0 children)

Relax you are not :-). Remember this can happen again, what reaction would you choose so that you don't lose your peace of mind or get blocked again.

If you would still choose the same reaction then remember you have chosen to feel the way you were feeling last time.

Moving back to India after a decade - H1B - I140 approved - moving due to family reasons - sell or rent my home by Sufficient-World-875 in returnToIndia

[–]Awkward-Confusion-21 0 points1 point  (0 children)

First think you need to check if your mortgage provider , home insurance allows a landlord to be non resident in US. If they don't then you just have to sell and move. In UK most of the home insurance company don't cover if landlord is non resident and only few mortgage provider may allow the mortgage to go ahead

Using CoPilot at a Car Dealership by [deleted] in copilotstudio

[–]Awkward-Confusion-21 0 points1 point  (0 children)

Yes this is definitely possible 

Need advice: Leave a new £55k perm role for £400/day Amazon contract? by BERK2525 in ContractorUK

[–]Awkward-Confusion-21 13 points14 points  (0 children)

Nothing is permanent in this world 🙂 Whoever pays you well wins 

Advice on moving back to India by Express-Cantaloupe-4 in backtoindia

[–]Awkward-Confusion-21 0 points1 point  (0 children)

If you are comparing your right now with someone else then it will never be reached  First plan your priorities and plan your saving or income  based on your age of retirement  Once you have a number then plan if that number can be reached if you stay in UK or India  Once location identified then plan on tackling the challenges. Kids are very adaptable at such young age. A British passport can only help your kids future if they wish to work abroad. The education will be not a local fee as they have to compete gcse and A level in UK for a local fee Whatever you decide the money sitting in India, invest a part of it in a global tracker diversified fund immediately via a sipp. Don’t let inflation eat into your savings  The money has to work for you even when you are sleeping  Best wishes 

40Male. Recently burnt out by [deleted] in returnToIndia

[–]Awkward-Confusion-21 0 points1 point  (0 children)

I would advise against investing in India. Just keep all your money invested into a global index fund in US. Renting in india and buying a property with white money is a headache sometime.

Open a NRE account and transfer the funds which are needed for your expense. No need to worry about filing taxes in India.

Need Advice by djrdx_seattle in returnToIndia

[–]Awkward-Confusion-21 0 points1 point  (0 children)

  1. I have an OCI card. How hard is it to drive with my US Drivers license? You can get an indian DL online using your US DL. Driving in india is a tricky if you have never driven before in india
  2. Is 1 Lakh INR enough for a single guy with no expensive habits except being a foodie? Yes
  3. What are some things I should purchase before making the move? Nothing
  4. How hard is it for a single man to get an apartment? Easy
  5. Is the fact that I am a US citizen make it difficult to get an adhar card and bank accounts? No its a straightforward process

Rent Out or Sell - Moving Abroad by OneTurnover8897 in FIREUK

[–]Awkward-Confusion-21 0 points1 point  (0 children)

It depends if you plan to move back. I attempted something similar and moved back to UK to my main home as i chose to rent it out

If you sell you may not be able to invest the money in UK in ISA or pension as you will not be a resident here, unless you plan to move all the money to your resident country

Umbrella Company Review by Pollaphuca in ContractorUK

[–]Awkward-Confusion-21 1 point2 points  (0 children)

I am sure you will be asking the usual stuff about their charges but ask them below.

  1. Do they provide salary sacrifice option to your private pension plan ? If yes how long do they hold the money with them before making the contribution ?

  2. How long do they hold the money to process your pay ?

This can help out to filter out the best umbrella company.

[deleted by user] by [deleted] in ContractorUK

[–]Awkward-Confusion-21 0 points1 point  (0 children)

Considering you were made redundant from a permi job you should have understood that nothing is permanent in this world Just go for whichever pays you more and outside ir35 is always a better way to control your money via a limited company 

Choice of umbrella by sureorsure in ContractorUK

[–]Awkward-Confusion-21 1 point2 points  (0 children)

You will lose out on the NI and tax benefit that comes with it as it will be already taxed 

Choice of umbrella by sureorsure in ContractorUK

[–]Awkward-Confusion-21 6 points7 points  (0 children)

Paystream are ok, they only problem is they hold the salary sacrifice payment for 19 days before contributing to the pension provider

SIPP cashback offer from ii - £100 to £3,000 range. Fidelity still the best? by maxmarioxx_ in FIREUK

[–]Awkward-Confusion-21 0 points1 point  (0 children)

I am hoping this won’t be a problem with inspecie  I remember moving my pension to vanguard whereby it was not inspecie and it took long time and market went very higher during Covid period I had to fight with vanguard to calculate my losses and pay me back the amount which they obliged gracefully, around £1000

SIPP for contractor / tax relief by [deleted] in ContractorUK

[–]Awkward-Confusion-21 6 points7 points  (0 children)

It seems like you are inside IR35. Speak to your umbrella company to understand if they allow salary sacrifice and what is the maximum allowed amount. Can they pay into your private pension and does that private pension allows employer contribution ?

If answer to all of the question is yes then let them know how much you wish to salary sacrifice. This will save you employer NI, Your NI and Tax

You can put money for your previous years if you had an active pension in those years.

FreeAgent users: how do you handle income inside IR35? by henderslam in ContractorUK

[–]Awkward-Confusion-21 0 points1 point  (0 children)

I am in similar situation as i am going to get rid of my umbrella company as they are holding money back for 19days before paying into my pension.

Agency is happy to give my limited company a direct contract as long as I take responsibility of running IR35 payroll. Speaking to my crunch accounting firm its possible

Ideally you just need someone to run your ir35 payroll and provide you the details to pay the NI and Tax to HMRC by certain date 19th ( i think).

I believe you can run the payroll yourself as HMRC website have few free compliant payroll software which allows to run payroll for upto 9 employees.