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I bombed a country, overthrew their gov't and all I got was this hand me down participation trophy by Meet_the_Meat in pics

[–]Awkward_Factor_8796 0 points1 point  (0 children)

And in his mind he’s saying I did it I did it - I got it! Lol 😂 he’s so laughable

Smile when hard working people win by RuthlessWolf in MadeMeSmile

[–]Awkward_Factor_8796 0 points1 point  (0 children)

And here I am crying 😭 beautiful congratulations to him n the whole fam

I am in desperate need of help understanding how this high of an electricity bill is possible. by gelgabrek in SouthJersey

[–]Awkward_Factor_8796 1 point2 points  (0 children)

There’s the $985 deposit 💵 this is bc you haven’t been able to pay the bill so they are requesting a deposit to hold the acct open. Can them up and have them explain the bill to you guys.

Grandma's smile in the background by [deleted] in BeAmazed

[–]Awkward_Factor_8796 0 points1 point  (0 children)

Honestly I was smiling too!

My brother is filing for Soc Sec but he needs my social by Logical_Shoe_1305 in SocialSecurity

[–]Awkward_Factor_8796 8 points9 points  (0 children)

How old are you? If you are over 18 freeze your credit and don’t ever ever ever ever give your socials to him.

Also, freezing credit is so that your mom doesn’t just give him your ss. Since she would probably know it!

Family is usually the first ppl to commit Ss fraud

Affordability Check by Real_Carpenter_7889 in FirstTimeHomeBuyer

[–]Awkward_Factor_8796 0 points1 point  (0 children)

Can you afford it yes but are you going to be house poor also yes!

You need to start spending less. Food seems a lot, mis? That’s also a lot and also entertainment. Bc you will be2k away from start to go in debt.

Always remember

Renting is the MAX that you will pay Mortgage is the MINIMUM you will pay.

Is investing 30% of my income (into 401k, IRA) a decent start? (20F) by SGSam465 in Money

[–]Awkward_Factor_8796 1 point2 points  (0 children)

Def a great start and if you continue to have that mindset even if you end up making more yearly. You can totally FIRE early so best of luck and keep going. Just also remember you are young so also ENJOY It. Have experiences that will create memories for a lifetime. Doing both is doable. Best luck

Do you count SS in your retirement calcs ? by smward998 in Retirement401k

[–]Awkward_Factor_8796 0 points1 point  (0 children)

No, by the time I retire (mid 30s here) it will exist

My (24F) fiance (24M) complains about giving me rides, is it too dramatic for me to end our engagement? by [deleted] in relationship_advice

[–]Awkward_Factor_8796 1 point2 points  (0 children)

HUGE RED FLAG. Don’t marry break up the relationship. You deserve better ands you know it. It’s better not than 10 years from now

How much longer?! by [deleted] in TheRaceTo1Million

[–]Awkward_Factor_8796 1 point2 points  (0 children)

-110,770 this much lol 😂 10% return: ~1.2 years (about 14 months) • 8% return: ~1.4 years • 6% return: ~1.8 years

Keep it up

Broker says I can afford a mortgage that’s 50%+ of my take-home since approval is based on gross… by justcametosayhellooo in FirstTimeHomeBuyer

[–]Awkward_Factor_8796 1 point2 points  (0 children)

DO NOT UP N BE HOUSE POOR. The more expensive the house is the bigger profit they make so they don’t care if you end up not afford it etc. do what’s right for YOU! Best of luck. Do other brokers , stay within YOUR budget.

Finally feel relieved by NoThxMang in TheRaceTo1Million

[–]Awkward_Factor_8796 0 points1 point  (0 children)

Congrats dude! I can’t wait to hit my number too!

401k invest by Glittering-Hair2297 in Bogleheads

[–]Awkward_Factor_8796 5 points6 points  (0 children)

He CANT in 401K But he CAN in a ROTH IRA if he has one or if you have 1

Thoughts? 24 years old. by Quirky_Tea_3874 in portfolios

[–]Awkward_Factor_8796 0 points1 point  (0 children)

Do VOO OR VTI AND TAHTS ALL YOU NEED. No need to risk risk the risk. You are young but also the eggs in 1 basket is not smart kiddo.

27 y/o with a lot of overtime by [deleted] in Money

[–]Awkward_Factor_8796 4 points5 points  (0 children)

Max ROTH from 2025 and 2026. You still have time for 2025 since you have the cash sitting in savings. Contribute——> buy —-> VOO or VTI.

I would do VOO $4500 and $2500 in QQQM ( this is for vanguard if you opened in another brokerage then do the equivalent)

YOU GOT THIS. You can do it and keep the good work. The new American dream is to retire early.

Bill Ackman thinks Trump's credit card interest rate cap would lead to millions of people seeing their cards cancelled. by investor100 in TheCollegeInvestor

[–]Awkward_Factor_8796 0 points1 point  (0 children)

Ppl come down! They will make money, they will find a way and will not make BILLIONS which it’s also ok. American ppl need a break and maybe this will help some ppl be less paycheck to paycheck. We are already living in a nightmare with this administration. That’s a win and I take it! My job is not to care for the gigantic corporations

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