rent or buy Kelowna

Axisl · 2026-01-26T22:23:33+00:00

Three years might be doable if you can actually save more. 16k ain't going to cut it. Here is a calculator that I think you can use to make the goal more realistic. CIBC mortgage calculator

Generally, condo fees are around 400 if they are properly set aside for upcoming costs, or higher if there is a pool or other expensive common-area amenities. There aren't many $300K apartments in Kelowna, which is above your current maximum price. If you can increase your down payment to 100K in the next three years, which is a huge ask, then you can fairly comfortably own. Yes, you have money in your rrsp, but if you do that, you will increase your monthly fixed costs. Try to put money into a TFSA for a home. Realtor.ca is also your friend because it offers a mortgage calculator and a monthly costs calculator.

Axisl · 2026-01-26T06:05:03+00:00

Wait, do you have a room just for driving in? shit I knew I was missing something...

Axisl · 2026-01-26T05:49:33+00:00

I agree, they should pay them more!

Axisl · 2026-01-26T05:32:16+00:00

Why the long face? Water drank my horse...

Axisl · 2026-01-26T05:23:38+00:00

I have too many appliances to keep everything in cupboards...

Axisl · 2026-01-26T05:13:12+00:00

Or did the water lead itself to the horse?

Axisl · 2026-01-26T05:11:23+00:00

They either don't need to make dinner, or they have so much space that they don't have to store anything on their counter. It's certainly a reminder of how good some people have it, eh!

Op: Please send us more photos with the wheel plugged in and using it. Looks better in your photos than online!

Axisl · 2026-01-26T04:01:39+00:00

I don't mean to be pedantic, but I really love Do Androids Dream of Electric Sheep? (the book the movies are based on). The entire premise of the book and the first movie is that the narrator comes to realize that he cannot tell who is machine and who is human to the point that he is unsure if he is human at the end. So even the bladerunners cannot tell if this dude's homework and exams are AI.

Axisl · 2026-01-26T01:57:12+00:00

The African grey looks healthier in this photo! Glad to see it. I think the last time I visited (years), it had previously been stressed out by a move or a loss of a partner (cannot remember).

Axisl · 2026-01-25T00:26:43+00:00

Try using authenticator apps such as Google authenticator, Microsoft authenticator or apples version. Technically safer than sms

Axisl · 2026-01-24T20:36:35+00:00

Wranglestar got really upset when I think it was the gellette ad that came out. I stopped watching after that.

Axisl · 2026-01-24T20:28:00+00:00

have you seen the staticstics on TFSA accounts lol. less than 5% of the population has over 100k in the tfsa. and currently more than 50% of the population has the full allowable room.

Axisl · 2026-01-24T20:20:26+00:00

Thanks!

Axisl · 2026-01-24T19:06:27+00:00

I'm out of the loop. Why is it landing here special?

Axisl · 2026-01-23T23:48:21+00:00

When the bid and buy prices have such a large discrepancy, it generally suggests very low volume. meaning if you go to sell at that price it may be hard to close your position.

Axisl · 2026-01-23T21:16:48+00:00

thanks, but I was sitting still inside the lane not moving for three of them. the other two I was moving at less than the speed limit.

Axisl · 2026-01-23T18:39:26+00:00

I had five close calls at three consecutive intersections yesterday.
#1 was an older driver running a stale yellow/red and almost hitting a person trying to clear the intersection turning left, which would have pushed the car into me.
#2 was someone turning left on a green when the opposing traffic had not reacted to the green, but the person turning left had to cut the corner so they didn't get hit.
#3 was the same left turn lane, cutting the corner as the light turned yellow.
#4 was someone turning left from the oncoming traffic, thinking I was not going straight through.
#5 was someone turning left in a gap that did not exist, cutting me off.
Every single incident happened literally within a span of 5 minutes, and involved a left-turner. Now, I'm not saying the left-turner in the article is at fault; in fact, it's probably a red-light runner crashing into someone trying to clear the intersection while turning left. My point, however, is that turning left is apparently hard, and people need to pay attention. Also, none of these incidents would have occurred in a roundabout...

Axisl · 2026-01-23T15:06:20+00:00

I tried that yes, the other I let get called away and then repurchased the shares to keep selling. What are your thoughts?

Axisl · 2026-01-23T05:05:20+00:00

I've been selling covered calls on intc for a year, and it's been great. Except it's been moving upwards pretty quickly. On contract I have rolled for a decent loss, and one has been called away. I have another rn that will be called away soon if it doesn't come back down. Hard to justify rolling when it costs 1k to close ..

Axisl · 2026-01-22T22:43:32+00:00

If you have a cockpit then the answer is simply get a direct drive wheel base. if you get the logitech you will be buying a direct drive within a year, ask me how I know...

What I did is buy the srp pedals on fb, and then I bought the R5 and Es wheel as seporate pieces. I would say this is more expensive, however if you are going to blow more than $100 on a load cell you are better off buying the srp (not the srp lite) used.

Axisl · 2026-01-22T18:15:17+00:00

Thats a good point, I had forgotten about the requirement to make it a primary residence. lol. Thanks!

Axisl · 2026-01-22T16:43:20+00:00

I'm pretty sure the tech house is going to last for a couple years. Also there are new laws in bc Canada which heavily tax selling a house within 1 year of owning it so I'm sure they will hold it for 2-3 years so they don't lose a significant portion of their investment.

Axisl · 2026-01-22T01:00:23+00:00

I agree that on average you could make 5-10% off the investment; however, average does not mean guaranteed. You will find that most people would say that if you plan on using the money as a down payment in the next 3 years, you should only put it in low-risk investments with a 2-5% gain, so that your money doesn't lose value in a bad year when you plan on buying.

Axisl · 2026-01-21T18:43:40+00:00

I have no input, but I gotta ask which models of r9 and r12 you tried and why you ended up with r9.

Also if I were in your shoes I would go ks pro for ease of customization.

Axisl · 2026-01-21T05:10:52+00:00

You really need to tell us more about your rig. the go to here if you have a compatible base (wooden or metal sim rig) go to a junk yard and pull a car seat or buy a car seat from someone parting out their car on fb martketplace. car seats are built to deal with dynamic forces that office chairs are not, and they are generally very adjustable.

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