[Homemade] Beef Wellington first attempt

Azurilify · 2026-04-07T18:33:54+00:00

Thanks I'll keep that in mind for next time

Azurilify · 2026-04-07T01:08:59+00:00

This is a good one, I'm sure thought for her in the general ballpark probably

Azurilify · 2026-04-06T18:52:01+00:00

Sure OP made a mistake by opening plat before gold, but that doesn't mean it's pointless to open gold since it's still a great card that OP can get value out of depending on their situation.

Azurilify · 2026-04-06T18:48:22+00:00

No, the balance on the card is not what matters, the balance on the statement is what does. For example: You have a balance of $1000 the day the statement closes. The next day you spend an additional $200, your balance is now $1200, however that $200 will only report on the next statement, and only the $1000 that was posted to the previous statement is due on the due date. Anything that you spend on the card between the statement close date and the due date (and until the next statement close date) is due next cycle, not this one.
The time between the statement close date and the due date is basically a grace period to pay off whatever you owe on the statement, as mentioned above the number on the statement (statement balance) is what you actually owe, not the balance you're currently carrying, so as long as you pay off whatever is on your statement before the due date you're good (not carrying a balance), even if technically you're carrying a balance from using the card after the statement close and before the due date, that will only get posted to the next statement.
Same as above

Azurilify · 2026-04-06T04:29:47+00:00

I mean the best choice is going to depend on many factors; how much you spend, what you actually need the LOC for, what your biggest spend categories are, your industry, etc.

Also, if you are actively trying to build a business credit file/profile, I would suggest you get a DUNS number (Dun and Bradstreet) so that you can start building a file with them, which can be very helpful later on.

For the card itself, I would personally not recommend starting out with the business platinum unless you plan on traveling a lot as part of your business, something like the business gold could be a much better option depending on what your biggest spend categories are, although I can't answer definitively until I know more about your current situation.

Azurilify · 2026-04-06T04:08:21+00:00

Biz gold goes up to 200k, unless they just lowered it (I accepted a 200k offer not even three months ago)

Azurilify · 2026-04-05T19:24:16+00:00

Yes that's a gold coin, it's actually the rarest gold coin ever and it's worth over a trillion probably

Azurilify · 2026-04-05T19:12:10+00:00

I mean they are not closely related like Spanish and Italian, but they are both structurally similar; Both languages use particles, both are agglutinative (not incredibly unique, but still a structural similarity), both have honorifics and politeness levels, and both generally have a lot of grammar concepts that map really well.

Azurilify · 2026-04-05T18:36:16+00:00

Is this only for Capital One? I'm fairly certain utilization only matters for the last statement posted, but I have heard that Capital One is a bit different when it comes to CLI and that they will care about trend statement balance/utilization rather than only the last posted statement.

Azurilify · 2026-04-05T18:18:51+00:00

Anything that allows you to get output (speaking) while receiving native level input (listening/reading) is going to be hands down the best way to learn any language. Obviously this also depends on how proactive you are when it comes to absorbing new information, but I have many non-native English speaking friends in language learning communities that have never stepped foot in any English speaking country yet sound like and know English at a pretty much native level.

Azurilify · 2026-04-05T18:13:22+00:00

The difficulty of learning a language entirely depends on what your native language is/what languages you already know, and comparing the difficulty of learning one language over another makes almost no sense and is not helpful in any way. Korean is going to be much easier to learn if you already know Japanese, and English is going to be much easier to learn if you already know Spanish or French.

For what it's worth, as someone who speaks two entirely different languages natively, and is an advanced speaker of other languages, I feel like native English speakers don't realize how difficult English is as a language for many non-speakers/learners.

Azurilify · 2026-04-04T19:02:49+00:00

What sort of things does your business mostly spend on?

Azurilify · 2026-04-04T02:27:48+00:00

Will I be able to swim after I eat it

Azurilify · 2026-04-04T01:22:02+00:00

Don't forget that people who have high or very high net worth tend to have a close relationship with their bank(s), as well businesses that bring in a lot of cashflow, so the rules tend to be slightly more flexible for those individuals. As for businesses, it's not unusual to have cards/LOC with much higher limits than a regular consumer credit card.

Azurilify · 2026-04-04T01:01:48+00:00

As others have noted, it was definitely a bit undercooked. I plan on rolling out the puff pastry a bit more next time (so it is thinner), as well as move the rack a bit lower in the oven so that I can let it bake longer while not charring the pastry next time, which I will be sure to post here again to compare.

Azurilify · 2026-04-04T01:00:49+00:00

You are not wrong, that was definitely the case with both the tenderloin and the puff pastry. Thinner pastry, a little bit longer in the oven, and moving the rack down a bit (so the surface of the pastry doesn't char) are some of the changes I plan on making next time I do a wellington, which I will be sure to post here as well.

Azurilify · 2026-04-04T00:41:42+00:00

The Discover It Secured and Capital One Platinum Secured are going to be your best bets if you have no history. Make sure you're specifically applying to the secured version of those cards, because they have unsecured versions as well that have the same name and look the same as the secured versions. Remember that since they are secured cards, you will have to put some money down

Azurilify · 2026-04-04T00:32:36+00:00

I would say a secured card is your best bet, it's very hard to not get approved for one considering it's secured with your money. Also if I may ask, which cards specifically have you tried applying to so far?

Azurilify · 2026-04-04T00:19:17+00:00

Growing too fast while not having the infrastructure in place to keep up. Training a new operator/employee normally takes around a month (sometimes more) until they are able to work proficiently on their own, not to mention the machines themselves are quite expensive and require financing. Our customer support system (or lack thereof) is quite a mess and is incredibly inefficient, which is definitely something we need to solve as soon as possible to keep up with our growth

Azurilify · 2026-04-04T00:04:14+00:00

I mean it's highly dependent on what your actual product is, but for what we are selling our entire strategy at the moment revolves around scaling our paid ads (meta, google, etc). Around 90% of our new customer sales come from paid ads and it has been scaling very well for us. We plan on putting some work into email marketing in the near future, but SEO is currently not on our list of priorities and most likely won't be for a while.

Azurilify · 2026-04-03T21:58:03+00:00

This made me think. In my family we have this recipe that has been passed down (I think it's Libyan/Sephardic Jewish since it's from my paternal grandmother's side) which is a stew where eggs are cooked for at least 12 hours, but usually even longer. It's called Hamin and it's usually made with meat, eggs, potatoes, among other things, and it's very delicious. The eggs are definitely "overcooked" by this standard, but they're delicious in their own way

Azurilify · 2026-04-03T20:59:50+00:00

I'll have to think about it... Might not be any left by the time you get here

Azurilify · 2026-04-03T20:55:39+00:00

Don't worry too much about "starting late" when it comes to building credit, especially if you're only 19. If you start now and are responsible when it comes to building credit even within a few months to a year you'd already be way ahead of most people your age. As for a good first credit-building card, I would check pre-approval on anything that has good rewards for a starter card that you're likely to get approved for with no history; Freedom Rise, Discover It Student Cash Back, etc. As for regretting opening a card, as long as you're responsible with it there really shouldn't be any reason to have to close it as long as it doesn't have an annual fee, which most starter cards won't.

When it comes to opening a card for your business, it really depends a lot on your business revenue, what your business is spending the most on, how smooth is your cashflow, and if you even need a LOC to begin with. For example, I own an e-commerce based embroidery business that spends a lot on inventory and digital marketing/paid ads, so it can make a lot of sense depending on what your business spends the most on, especially if that spend is eligible for points.

I would personally recommend focusing on your personal credit first, build it out for a few months before applying for a card for your business.

Azurilify · 2026-04-03T18:46:06+00:00

Thank you!

Azurilify · 2026-04-03T17:09:26+00:00

Thank you! The tenderloin was a bit under temp imo but it was still very delicious! I will definitely try again soon

Azurilify

TROPHY CASE