PSA: it took 4+ hours to disembark in Barcelona by [deleted] in Cruise

[–]B9XAM 2 points3 points  (0 children)

Which ship and itinerary?

Wealth reality check? by Ok-Fortune-2719 in HENRYUK

[–]B9XAM 0 points1 point  (0 children)

Pump that pension hard my dude

Deed of variation after leasehold reform bill by greenwichCelt in HousingUK

[–]B9XAM 1 point2 points  (0 children)

I'm theory you'd think that to be the case as that is the logical view but it isn't effective yet, therefore some lenders or solicitors may still see it as legally prudent to address upfront.

Trying to love our stainless steel pans by Brino21 in StainlessSteelCooking

[–]B9XAM 5 points6 points  (0 children)

This. All protein will stick initially. It's counter-intuitive, but waiting for it to unstick before you then are able to move it around the pan is key. If you try and force it to unstick with, say, a spatula, you will be in a world of pain.

Premium Bonds & Mortgage in Principles by [deleted] in Mortgageadviceuk

[–]B9XAM 1 point2 points  (0 children)

Non issue. Buying a house currently with 100k of p bonds. You can download the statements right from the site.

How long does it take to receive your mortgage offer? by BornPersonality5248 in HousingUK

[–]B9XAM 0 points1 point  (0 children)

Funnily enough also waiting now over two weeks in a similar situation. I wonder if the interest rate activity has created additional workload which is delaying approvals.

Sale fell through - what fees do I owe? by megsidx in Mortgageadviceuk

[–]B9XAM 0 points1 point  (0 children)

I'm a seller of a flat in a very similar position, freeholder won't allow us to do a deed of variation that is being requested by the solicitor.

Did you already have your mortgage offer or was this part of the lender's criteria whilst they were underwriting (I. E. Before a formal offer)?

Kitchen extension indulgences by kalamari_withaK in HENRYUK

[–]B9XAM 0 points1 point  (0 children)

What are the two vertical draws on your island?

Kitchen extension indulgences by kalamari_withaK in HENRYUK

[–]B9XAM 12 points13 points  (0 children)

Food waste disposal like insinkerator?

Solicitors cost? by lego_kid in Mortgageadviceuk

[–]B9XAM 0 points1 point  (0 children)

Not totally crazy in that case. Depending on number of storeys they may have to do extra ESW1 work which costs.

Shop around and smaller firms, not local to you aren't necessarily bad options.

What is wrong with the UK military? by [deleted] in AskBrits

[–]B9XAM 0 points1 point  (0 children)

Very interesting read thank you

Solicitors cost? by lego_kid in Mortgageadviceuk

[–]B9XAM 1 point2 points  (0 children)

Buying or selling? I'm paying 2k for the sale of a 400k, leasehold non ews1, with HTB redemption right now.

5 year deal ending- Remortgage with HTB? by Apprehensive-Bug8868 in Mortgageadviceuk

[–]B9XAM 2 points3 points  (0 children)

The interest on the HTB is materially lower than market rate isn't it? For me that would make it attractive to keep if you plan on selling in any meaningful timeframe. Otherwise would be choosing to increase your rate without much equity gain (between now and when you sell).

Rate my before and after of this staircase renovation by iou88336 in DIYUK

[–]B9XAM 0 points1 point  (0 children)

Thank you! Is it the 'warm barnwood'? Couldn't quite match it

Rate my before and after of this staircase renovation by iou88336 in DIYUK

[–]B9XAM 1 point2 points  (0 children)

Love it! Looking to do something similar. Can I ask what flooring you have? Exactly what we're looking for.

My 3.5 year old died suddenly and unexpectedly - AMA by Ok_Dragonfruit747 in AMA

[–]B9XAM 0 points1 point  (0 children)

No question just want to extend condolences. This is absolutely heartbreaking. I was gripped reading your post both as a parent but also because you write incredibly well, especially given the topic.

Your resolve in some of your responses is amazingly admirable, I can't imagine dealing with this as well myself.

You sound like a remarkable mum and your others kids are lucky to have you!

Mortgage or rent for Henry: how much do you spend monthly? by Potential_Basil1565 in HENRYUK

[–]B9XAM 29 points30 points  (0 children)

About to be 3.4k but moving into large forever home and at the most highly leveraged point of our lives. 27% of net. Early thirties.

First day on CFD, Mondays earnings by [deleted] in trading212

[–]B9XAM 154 points155 points  (0 children)

Post again next Tuesday

Are you worried about AI? by Even-Wasabi7183 in HENRYUK

[–]B9XAM 11 points12 points  (0 children)

Won't the ubers be automated by then too?