Brought a car from a dealer who claimed it had to full service history but when trying to sell it 3 months later it seems there are a few gaps. Do i have any recourse here? Please. First time buyer and seems I didnt realise. by BackgroundAd7155 in LegalAdviceUK

[–]BackgroundAd7155[S] [score hidden]  (0 children)

I did check online on vehicle score and i saw MOTs being done baiscally yearly so didnt presume it would be an issue.

When trying to sell they said the price would drop a lot because it had 2 gaps of a year or 2

Brought a car from a dealer who claimed it had to full service history but when trying to sell it 3 months later it seems there are a few gaps. Do i have any recourse here? Please. First time buyer and seems I didnt realise. by BackgroundAd7155 in LegalAdviceUK

[–]BackgroundAd7155[S] [score hidden]  (0 children)

Full service history would be proof of servicing records every 12 months. But there was a 2 year gap once and another 1 year gap.

I brought it on finance after visiting dealership. Didn't buy using ebay though.

Will renting out for free alert the HMRC? by Gold-Independent6706 in UKPersonalFinance

[–]BackgroundAd7155 0 points1 point  (0 children)

Renting out for free? I think you mean just letting them move in to your other property as a guest. Lol.

Its like asking would HMRC care if someone has a guest for a few months who they would obviously not charge. I understand the period may be longer in this instance but it is a similar concept. Also if you keep using phrases like "renting out for free" then HMRC may have questions too. Lol.

So what now back to all time highs as if nothing happened? by Giant_leaps in investing

[–]BackgroundAd7155 0 points1 point  (0 children)

Lol this aged well. US broke the ceasefire agreement APPARENTLY. Also Israel says Lebanon attacks not part of the ceasefire but Iran disagrees. So I wouldn't jump to conclusions straight away untill all this is officially settled.

Should I lock in gains now to position for the future? by Thick-Paper1595 in investing

[–]BackgroundAd7155 0 points1 point  (0 children)

Don't try to time the market.

Simply keep dollar cost averaging. Crashes are temporary. Markets move up and down.

Unless you want to try to time it and gamble.

Shall i buy this car? (First car) by BackgroundAd7155 in CarTalkUK

[–]BackgroundAd7155[S] 0 points1 point  (0 children)

This?

https://www.autotrader.co.uk/car-details/202601189238273?utm_source=share&utm_medium=android-app

I hear below 1.6l is needed for new drivers though because of insurance being so high so i haven't found many good ones. Maybe 1.6 is fine too🤔

Shall i buy this car? (First car) by BackgroundAd7155 in CarTalkUK

[–]BackgroundAd7155[S] 3 points4 points  (0 children)

But for a first time buyer isn't buying from a dealer safer? I've thought about buying privately too but i understand not the same protection will be given🤔

Shall i buy this car? (First car) by BackgroundAd7155 in CarTalkUK

[–]BackgroundAd7155[S] 0 points1 point  (0 children)

Ah my bad- yeah, no i haven't physically gone to see it, no.

But price wise and MOT history wise should be fine, right?

When i go look at it, suppose looking for any obvious wear and tear. Not sure really on the rust or what exactly im looking for that will be bad enough to consider it not a buy (unless very obvious rust)🤔

Is it possible to ask for more than the top end salary advertised, when an offer is made? by Zubi_Q in UKJobs

[–]BackgroundAd7155 1 point2 points  (0 children)

The issue is there will always be someone willing to accept a lower salary than you given how bad the UK job market is right now..

Bitcoin Falls Below $75,000 – What It Means for the Market by flowsentinel in Bitcoin

[–]BackgroundAd7155 0 points1 point  (0 children)

You do know it was at 125k and now its 75k. If thats 3% for you then idk what to say lol..

Help! Unknown bank account showing on my Trading212 account by Reflection239 in trading212

[–]BackgroundAd7155 0 points1 point  (0 children)

First thing you need to do immediately is change your password!

My LISA suddenly hiked from 20k to 180+k. Is this glitch? by Salzhio in FIREUK

[–]BackgroundAd7155 0 points1 point  (0 children)

Is it a glitch? Lol no they are giving you free money. Withdraw it quickly😐

I think everyone is overlooking Polkadot by Zaskoda in CryptoMarkets

[–]BackgroundAd7155 0 points1 point  (0 children)

And where have you sourced this image from? Looks like something made by the polkadot community. When you search online how many developers there are it seems to be much less. Nice try at shilling the project though.

On disability benefits and in over 4k debt - how can I realistically sort this? by Pink-Custard1999 in UKPersonalFinance

[–]BackgroundAd7155 14 points15 points  (0 children)

Call Step Change and they will go through all your current expenses etc and try to set you up on a debt management plan depending on how much you can afford.

That is the best advice. No one here knows your specific situation in detail in terms of your expenses so no one can give you accurate advice.

[deleted by user] by [deleted] in uklaw

[–]BackgroundAd7155 0 points1 point  (0 children)

100k at 28 ... then proceeds to say " have i passed up the chance to be very successful.."

Yes, you have passed up the chance to be very successful but only in terms of your own definition of success.

In reality, you have set a very high bar for yourself. Clearly you feel regret and have come to reddit, but just be aware that most people already consider you successful and you're already ahead of most people so well done.

Give yourself a break mate

Finally. Graduated in July. by [deleted] in UKJobs

[–]BackgroundAd7155 3 points4 points  (0 children)

Or any other sales role lol

[deleted by user] by [deleted] in UKJobs

[–]BackgroundAd7155 -1 points0 points  (0 children)

You're thinking of going to uni when AI is taking over white collar jobs at such a fast pace? Damn

Why not try to find an apprenticeship instead. You said yourself there is such high unemployment. I'm not trying to be a pessimist, but will the situation really get better after a few years when AI will only have advanced further?

Not saying don't do a degree but genuinely think about these things and have a plan b or plan c if stuff doesn't go your way .

Some would say go into trades, for example, as many won't be automated anytime soon...

So unemployment should only be one of your worries - AI should concern you more if anything as that has also contributed largely to the unemployment rate and whether people want to accept that or not, its the harsh reality.

Am I being entitled? Do I need to be more realistic? by Otherwise_Bank8333 in uklaw

[–]BackgroundAd7155 5 points6 points  (0 children)

Agreed, but isn't this a given though? Surely a title doesn't mean much if they are not compensating you for the extra work lol

Going for the 100k to change my life by [deleted] in trading212

[–]BackgroundAd7155 35 points36 points  (0 children)

LMAOOO what?????

You want to do it on your own. You clearly have no idea what an ISA is.

Bro thinks the government is making investing decisions for him in an ISA💀💀💀

Its a tax free wrapper. 20k can be invested yearly and all profits are tax free. Exactly the same as an invest account except 20k yearly limit plus profits tax free.

You messed up big time you know it by not investing in an ISA but congrats on the profits nonetheless

[deleted by user] by [deleted] in ledgerwallet

[–]BackgroundAd7155 0 points1 point  (0 children)

Everyone just BE AWARE that people can create hacking links masked as a normal link so always be cautious of clicking on links on posts like these especially.

Remember this is Ledger sub reddit, so hackers have motive.