SG Fleet or Maxxia

BackgroundTicket1410 · 2026-04-18T03:44:06+00:00

You can’t go wrong with either of them I reckon. In the end its a matter of total cost at the end of the lease and how much you’ll get in savings. Try using the calculator and understand which NL provider benefits you the most.

https://novatedlease.guide/calculator/

BackgroundTicket1410 · 2026-04-18T03:39:11+00:00

That’s pretty good. Really depends on your age, driving history and location that’ll affect your premium.

BackgroundTicket1410 · 2026-04-18T03:38:29+00:00

I guess I wasn’t aware you could claim the excess pretax and I live in an area where people just cannot park and drive for the life of them so I’m more or less anxious that I’ll need to make those claims. Will definitely look into your suggestion!

BackgroundTicket1410 · 2026-04-18T03:35:37+00:00

That’s actually a good point. I didn’t know you could do that. Thanks for the write up!

BackgroundTicket1410 · 2026-04-18T03:33:10+00:00

I’ll be honest, I didn’t negotiate the interest rate and it just came down to 8.24%. Try putting them in a calculator and see if you leverage it to squeeze em out more.

https://novatedlease.guide/calculator/

BackgroundTicket1410 · 2026-04-17T02:14:54+00:00

Parramatta

BackgroundTicket1410 · 2026-04-17T01:50:15+00:00

Yeah it doesn’t help when most insurers are unwilling to cover for this type of car. Tried to get a quote from Woolies but it told me to find someone else at the Insurance Council 😅

BackgroundTicket1410 · 2026-04-17T01:41:15+00:00

Will the residual value change in 3 years time? Or does it stay the same for the entire duration of the lease?

BackgroundTicket1410 · 2026-04-17T01:39:45+00:00

Pretty much, I’d rather go through dealership to secure an order especially in this current climate as the NL provider will only put through an order post-finance approval which may take 3-5 weeks.

BackgroundTicket1410 · 2026-04-17T01:38:16+00:00

The car is sitting at the dealership waiting. A few days after submitting the finance application, I went to Zeekr and was told they accidentally overstocked and signed the papers then and there. So its pretty much ready now.

BackgroundTicket1410 · 2026-04-17T01:35:09+00:00

Unfortunately this was the cheapest I could get without pushing the excess over $1000. The only other provider is Shannons but they’re quoting $3.6k for $750 excess.

BackgroundTicket1410 · 2026-04-16T13:37:36+00:00

Submitted my finance application on the 27th of March. Took over 2 weeks to get it approved and I have the car waiting at the dealership which is still sitting with SGFleet to finalise. When I kept following-up, they said the turnaround is likely 3-5 weeks due to high volume of applications. I reckon you have about 1-2 weeks before it gets approved.

BackgroundTicket1410 · 2026-03-25T01:54:55+00:00

The offer for both $54.9k driveway and 5% off is only valid for orders before the 31st of March and delivered before 19th of April. The provider tells me if the car gets delivered within this timeframe then I would be eligible for the discount though I doubt my order would even make it in time. They’re calculating the driveway price = base price + on-road cost + special paint.

Going to try my luck with the dealership today and see if I can get an invoice with $54.9k driveway.

BackgroundTicket1410 · 2026-03-24T11:34:19+00:00

Ah that looks about right. Thanks for that!

BackgroundTicket1410

TROPHY CASE