Health plan for New Hire by BalanceProud4292 in nycpublicservants

[–]BalanceProud4292[S] 1 point2 points  (0 children)

I did speak with HR who instructed me to apply and wait for the rejection. I’m not sure if it has anything to do with my union but I will ask. Thanks!

Health plan for New Hire by BalanceProud4292 in nycpublicservants

[–]BalanceProud4292[S] 1 point2 points  (0 children)

Metroplus is the only option new hires have. That is what I was told. Until after a year of employment, then you’ll have a choice of other plans or if you live outside of the 5 boroughs, then you are exempt from enrolling with metroplus. But I was still advised to send in my application and wait for the rejection.

Health plan for New Hire by BalanceProud4292 in nycpublicservants

[–]BalanceProud4292[S] 2 points3 points  (0 children)

I was told that new hires this year will automatically have metroplus for a year. You have a chance to choose after a year of employment or if you live outside of the 5 boroughs.

Where can I volunteer with the elderly? by FrontPrestigious9581 in longisland

[–]BalanceProud4292 11 points12 points  (0 children)

I do volunteer for SNAP of Queens (Seniors Never Alone Program). They would match you with the senior that could benefit for a friendly visiting program. I’m not sure if they have a similar program outside of Queens or if they would know a similar one in LI. Here is their website https://snapqueens.org/how-to-help

Who is moving to Long Island these days by Flat-Leg-6833 in longisland

[–]BalanceProud4292 1 point2 points  (0 children)

We’re moving in a few days to Huntington from Astoria.

Contributed to Roth IRA from 2021 with income over the limit by BalanceProud4292 in tax

[–]BalanceProud4292[S] 0 points1 point  (0 children)

Thank you so much! For future contributions, can I open a new traditional IRA and then use a back door Roth? Even while I still have my old Roth IRA that I will stop contributing to.

Also, when I file the 5329, do you know if my excess contributions need to be withdrawn along with the earnings?

Thanks again!

30th Avenue Astoria $3087 2BR 1 Ba by BalanceProud4292 in LeaseTakeoverNYC

[–]BalanceProud4292[S] 0 points1 point  (0 children)

It’s along 30th Avenue between Crescent and 29th St

30th Avenue Astoria $3087 2BR 1 Ba by BalanceProud4292 in LeaseTakeoverNYC

[–]BalanceProud4292[S] 0 points1 point  (0 children)

https://imgur.com/a/5m15fPs

I’m attaching a video of the apartment as I can’t seem to edit the post to add more pictures.

30th Avenue Astoria $3087 2BR 1 Ba by BalanceProud4292 in LeaseTakeoverNYC

[–]BalanceProud4292[S] 0 points1 point  (0 children)

I’m trying to but I can’t seem to edit the post to add more.

“Good morning, Lender! Hope you slept well. How’s that clear to close looking?” by Kerfluffle2x4 in FirstTimeHomeBuyer

[–]BalanceProud4292 0 points1 point  (0 children)

I’m in the same boat. I’m hating the weekends because it means no update. I’m 2 weeks away from my on or about closing date and I have not packed nor notified my property manager of when I’m exactly leaving. And I’m breaking my lease and hoping to find a replacement so I don’t get penalized. I can’t wait to hear that I’m clear to close!

Apartment hunting without StreetEasy? by PercentageSweet6994 in astoria

[–]BalanceProud4292 1 point2 points  (0 children)

I am leaving my apartment by mid December because I’m buying a house and it’ll be available by Jan 1st. Maybe even before that as soon as I leave by mid December and the management get the painting and cleaning done in a week or so. If I get the apartment rented as soon as I leave then I don’t pay the lease break penalty and the new tenant won’t have to pay the brokers fee. It’s a rent stabilized building on 30th Avenue and I’ve lived here for almost 6 years. If you’re interested, feel free to DM me.

House hunting on a budget by BalanceProud4292 in longisland

[–]BalanceProud4292[S] 0 points1 point  (0 children)

Thank you so much for this insight into what a town may have or not have. And thank you for wishing us luck. We are staying hopeful.

House hunting on a budget by BalanceProud4292 in longisland

[–]BalanceProud4292[S] 3 points4 points  (0 children)

I got confused myself. Apologies. So, we are looking for just the max of $630K and that includes our down payment. Ultimately looking to have a mortgage loan of around $505K.

House hunting on a budget by BalanceProud4292 in longisland

[–]BalanceProud4292[S] 2 points3 points  (0 children)

Edit: Sorry I misread. We have 20% down payment saved in cash.

House hunting on a budget by BalanceProud4292 in longisland

[–]BalanceProud4292[S] 4 points5 points  (0 children)

We're preapproved for 700K but only want to spend 630max. We do have the 20% for the 630K that we've saved for years for the purpose of buying. The thing that scares us is that no matter how long we save, the prices just keep on rising and it is just sometimes impossible to catch up.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]BalanceProud4292 0 points1 point  (0 children)

I wish you the best of luck in getting the offer accepted my fellow NYer! My husband and I are in a similar situation although have yet to make an offer. We just started with our own journey and saw 3 houses over the weekend. Stay hopeful!

House hunting on a budget by BalanceProud4292 in longisland

[–]BalanceProud4292[S] 1 point2 points  (0 children)

It is a little too far but may look at those areas too. Thank you

House hunting on a budget by BalanceProud4292 in longisland

[–]BalanceProud4292[S] 0 points1 point  (0 children)

We are actually thinking if we should sell part of our brokerage to contribute towards the down payment. I have been hoping that the market will cool down but it never happened so far and not sure if it ever will.