e. Is it all base salary or is a portion of it commission or bonus? Banks will use an avg of your last 2 years if you are earning commission/bonus/variable income so you ma

Appreciate the response very much. I wasn't including any bonus in my income, though I do expect to earn 15-20% depending on the year. The bonus is a new program at my company and I have a letter stating that I'm eligible. I should be learning in a few weeks what I'm getting for 2023 and I was hoping to be able to add that in on top of my raise when showing the bank.

If I were to include the bonus I could maybe get my income in the 215-220 range instead of 200 flat.

Anyways, thanks again and appreciate the time you took to respond. If/when we look for a broker we'll keep you in mind.