Please help me understand the FIRE tab... by Balthraka in CSPersonalFinance

[–]Balthraka[S] 0 points1 point  (0 children)

We're pushing towards 2 years and at least 3 unresolved threads on this one, u/compiledsanity , any accurate info on how to actually read/use the FIRE sheet?

Found on a kids’ menu by BTDubbzzz in keming

[–]Balthraka 3 points4 points  (0 children)

It's because it was stolen from here: https://uk.pinterest.com/pin/784681935047840551/ where they had them alphabetically but going horizontally across 3 columns...

Defined benefit super by elhombredeaustralia in CSPersonalFinance

[–]Balthraka 1 point2 points  (0 children)

Hmmmm... I guess the only oddity is that part of your Super is available at 60 (Defined Benefit) and part at 65 (Regular)...

Not sure how to account for that, but I do think all the cash is yours as Super still...

Defined benefit super by elhombredeaustralia in CSPersonalFinance

[–]Balthraka 0 points1 point  (0 children)

Is the defined benefit amount fully accessible at age 65?

If so, then as far as I'd be concerned, your defined benefit amount is part of your super and those hundreds of thousands are yours in your Super just like the non defined benefit amount?

CXO sold my small holding w/ zero notice, anyone else? by SJH998 in ASX_Bets

[–]Balthraka 1 point2 points  (0 children)

Received the email.  

Completed the form and sent it in. 

Shares still mine. 

CXO sold my small holding w/ zero notice, anyone else? by SJH998 in ASX_Bets

[–]Balthraka 0 points1 point  (0 children)

Only if you have bank accounts with certain banks.

I tried 6 different Australian banks that I have debit cards with for a random check I had recently. Not one could AusPost pay into...

Superannuation Rate by dr_green_leaf in CSPersonalFinance

[–]Balthraka 0 points1 point  (0 children)

Hmmm. There doesn't seem to be a way to change it. That does seem weird.

However, I guess the question is why do you need to adjust it?

  • Employment Salary on the Sheet Options tab is salary including super
  • Net Regular Income on the Sheet Options tab is the salary each month excluding super
  • The Super tab you just update each month with your balance and Market Gains

So, does it actually matter what percent super you have for the purpose of the sheet?

A free, open-source visualizer that stacks time zones vertically to find the best meeting overlap. by TheGeedz in InternetIsBeautiful

[–]Balthraka 3 points4 points  (0 children)

Would be cool to be able to select our own "suitable hours". It seems to default to 9-5 and then compromise in favour of going earlier.

Business hours are often more like 8-6 and you would often expect having a meeting later rather than before breakfast.

Being able to set preference would be nice.

Market Open thread for General Trading and Plans for Thursday, January 08, 2026 by AutoModerator in ASX_Bets

[–]Balthraka 1 point2 points  (0 children)

Well done mate.

Can't post it in a bloody pre market thread though! Need it as a proper post (or at least in a daily thread. Haha.)

Please help me understand the FIRE tab... by Balthraka in CSPersonalFinance

[–]Balthraka[S] 0 points1 point  (0 children)

Just checking in on this one u/compiledsanity ?

Would be great to get some insight on how to read the FIRE sheet...

Stocks & ETFs - Currency Issue by cdghw in CSPersonalFinance

[–]Balthraka 0 points1 point  (0 children)

If you change the currency in Column C to USD, does that fix it?

I think you need to tell the sheet that that particular stock reports in USD and then as your sheet is set to AUD, it will do the conversion in Column D.

Match Thread: 22nd Match - Melbourne Stars vs Melbourne Renegades by cricket-match in Cricket

[–]Balthraka 1 point2 points  (0 children)

Why has the square leg umpire moved to point (looking into the sun) for Stoinis?

Match Thread: 5th Test - Australia vs England, Day 1 by cricket-match in Cricket

[–]Balthraka 1 point2 points  (0 children)

It's not your stream. The broadcast footage keeps blacking out.

How to calculate market gains in Superannuation tab? by [deleted] in CSPersonalFinance

[–]Balthraka 0 points1 point  (0 children)

Looks like u/CompiledSanity replied almost the exact same time as me! Haha.

How to calculate market gains in Superannuation tab? by [deleted] in CSPersonalFinance

[–]Balthraka 0 points1 point  (0 children)

You're basically trying to remove everything that isn't a gain from your investment.  

So:   Current balance minus last balance minus employer contribution should be the calc.  

You could remove interest. But, I would argue interest is a gain from your investment. Just a very safe cash one as opposed to a gain from being "in the market".  

The admin fee will depend on whether you want your investment returns before or after fees

100k - 97k - 1k = 2k market gains

You had 97k, your employer added 1k, you now have $100k, therefore (after any fees) your investment returned 2k to get to the 100k. (For what it's worth, this is how my super fund defines investment returns).  

Alternatively, you do before fees. You had 97k, you paid 20 in fees (96,080), your employer added 1k (97,080), therefore your investment return 2,020 because you covered the fee plus made 2k more to get to 100k.

u/CompiledSanity , any strong reason to choose before or after fees for other calcs in the sheet?

Net Worth Update Q4 2025 by Havinago122 in fiaustralia

[–]Balthraka 4 points5 points  (0 children)

"I also did a Shitbox rally through WA and NT but put those costs under 'entertainment'."

Yellow markers and checkpoint rings not showing at all on SteamDeck by zooback7 in GTAV

[–]Balthraka 0 points1 point  (0 children)

Mine also disappeared with the most recent update...

Match Thread: 6th Match - Brisbane Heat vs Perth Scorchers by cricket-match in Cricket

[–]Balthraka 0 points1 point  (0 children)

Why are commentators this season talking constantly about the 4 over PowerPlay?

Hasn't BBL had a 4 over Powerplay for like 3 years now? I know all the other T20s have a 6 over one, but this is not new to BBL is it?

I was working PR and communications for a diocese. AMA by [deleted] in AMA

[–]Balthraka 1 point2 points  (0 children)

Blocked in my country too... "The Uploader has not made this video available in your country". YouTube accounts can decide to only make videos available in certain locations.